When you apply for ACA Marketplace coverage, several critical pieces of information are verified to determine your eligibility. These include: Citizenship: Confirming your citizenship status. Income: Assessing your current monthly household income, annual household income, and family size. Coverage: Verifying the coverage details you’ve provided. In some cases, you may find the Marketplace requires that you submit additional documentation to further prove one of these pieces of information listed. This occurs due to something known as a Data Matching Issue (DMI). What Are DMIs? A DMI occurs ..read more

First, we want to welcome you to the great state of Georgia! Georgia is the largest state east of the Mississippi River and is home to a wide range of great cities and towns with almost limitless things to do and see! When you have time, we recommend you check out https://www.exploregeorgia.org/ to find popular destinations in Georgia and https://www.georgiaencyclopedia.org/ to learn about Georgia’s history. We are glad you found us and we hope to be able to help you with your insurance needs in Georgia. We are highly committed to our clients and have earned over 160 reviews on Google! You can ..read more

By Ben Castle If you are new to the Affordable Care Act Marketplace, you are probably confused.  Not only is health insurance confusing on its own, but the Marketplace also introduces you to a set of confusing terminology and programs.  One of those is CHIP aka PeachCare aka Medicaid.  This article will help clear up the confusion.  Your agents at Georgia Health Insurance wade the murky waters of insurance, so you don’t have to.  Here is what we’ve found. CHIP, PeachCare, and Medicaid CHIP, PeachCare, and Medicaid are related to each other.  CHIP is a federal prog ..read more

Preventative Care is made to help you stay healthy and to catch health issues early on before it becomes too difficult to treat. Most plans offer this service for free. You may have a few questions about what’s available to you for free and I’m here to answer those questions. Preventive health encompasses a set of health services meant to screen and possibly identify health issues before symptoms develop. Preventive healthcare can help you live a longer, healthier life. How does it work? Preventative healthcare offers free services covered by your insurance even before you’ve met your deductib ..read more

Sometime surprises are good, sometimes they are not. Surprised at your birthday party…. good (depending on your age). Surprised at the car repair shop…. usually bad.  Another one of those bad experiences is when a medical bill arrives, and it is much higher than you thought. Especially if it is a substantial bill, surprises like that can cause you to worry and fret over how you are going to make ends meet.  However, on January 1st, 2022, the new No Surprises Act went into effect and just recently, as of June 14, 2023, the Centers for Medicare & Medicaid Services (CMS) made availa ..read more

Amazon has continued its expansion into the medical health markets in all phases, here is a brief look into those activities that will affect you as a consumers. Amazon Pharmacy In June 2018, Amazon acquired online pharmacy PillPack for $753 million. This would eventually serve as the foundation for its Amazon Pharmacy service which launched in November 2020. Amazon Pharmacy originally allowed customers across 45 states to have access to unlimited, free deliveries of prescription medications and drug pricing transparency tools. With a Prime membership (which is $14.99 per m ..read more

March 2020 marked the beginning of a crucial period for Medicaid and PeachCare for Kids® members—the U.S Congress passed the Families First Coronavirus Response Act (FFCRA) in response to the economic impact that the COVID-19 public health emergency (PHE) left on families. Prior to the pandemic, states were required to annually re-verify that all current Medicaid members were still eligible to receive coverage. This process of demonstrating continued eligibility for access to Medicaid is called redetermination. What FFCRA essentially did was boost funding under the condition that states guaran ..read more

It is that time of year again! Open enrollment has arrived for individuals and families in Georgia. There is a lot of information that you should know about this open enrollment and health insurance in 2023. This post will go over some of the highlights that everyone in Georgia should know. Our Open Enrollment Guide for 2023 Georgia Health Insurance, Inc releases its yearly guide to Individual and Family Health Insurance in Georgia! This is a comprehensive post that we put together every year that highlights frequently asked questions, detailed information on every marketplace carrier in Georg ..read more

First, we want to welcome you to the great state of Georgia! Georgia is the largest state east of the Mississippi River and is home to a wide range of great cities and towns with almost limitless things to do and see! When you have time, we recommend you check out https://www.exploregeorgia.org/ to find popular destinations in Georgia and https://www.georgiaencyclopedia.org/ to learn about Georgia’s history. We are glad you found us and we hope to be able to help you with your insurance needs in Georgia. We are highly committed to our clients and have earned over 160 reviews on Google! You can ..read more

The Inflation Reduction Act has been signed into law. While the bill has many different provisions, we are specifically interested in how it will impact the cost of health insurance for 2023 and beyond. The bill will use 100’s of billions of dollars to extend already boosted levels of subsidies for many Americans until 2025. But what level are subsidies currently at? Subsidies from the American Rescue Plan in 2021 You must start with the Affordable Care Act (ACA or “Obamacare), then follow up with The American Rescue Plan Act (ARPA) which passed in March of 2021. The ARPA was a $1.9 trillion s ..read more