Guest Post by AIR Insured, Al Morvin Hello Mechanics and Pilots.  My name is Al and in 38 years of aviation I have seen a zillion ways to wreck up a perfectly good day.  Thank God so much attention is dedicated to safe flight and preventing accidents to preserve life.  With all of that research I would think I don’t have much to add so I think I would like to share a few stories that would help focus on good practices that simply prevent damage and save money. Today is a great day to do anything other than need an engine repair or overhaul.  My goodness, please do your best ..read more

The New Year is often viewed as a time to reevaluate and set goals. As it rounds the corner, businesses examine their profit and loss margins and determine rates for the coming year. Aviation insurance premiums take into consideration many factors: pilot experience, aircraft loss ratio, rising values, aging aircraft and more. The insurance carrier does not bear the load alone, working with reinsurers to take on part of the aviation risk. For aviation insurance, early 2023 is bringing updated reinsurance agreements and changing rates. 2019 marked a significant increase in insurance rates due to ..read more

We’ve all heard the phrase “a good pilot is always learning”. While you may be legal to fly an aircraft according to the FAA, many pressurized, turbine or jet powered aircraft have insurance mandated initial and recurrent training. These requirements are put in place in hopes of maintaining proficient and safe pilots on their policy investment. Before you hop over to your favorite flight school or hire a CFI, know that where and how you train matters. Before accepting an insurance quote, be sure that your school of choice is approved by that insurance carrier or request a list of them to choos ..read more

If you looked up your make and model aircraft on Controller or Barnstormers lately, you may have been shocked by what your aircraft could sell for! Flight schools are busier than ever and are struggling to add aircraft to their fleet. Those looking to stop renting and purchase their own aircraft must jump on an aircraft sale immediately to prevent it from being sold out from under them. In addition, the 2020 ADSB mandate had current aircraft owners deciding to modernize their avionics beyond the ADSB requirements. With the rising values in aircraft, is yours insured for what it’s worth? While ..read more

When aircraft owners experience a partial loss or total loss after an insured aircraft sustains physical damage, the aviation insurance provider’s claim handler begins preparing payment to the “name insured” (the policyholder and any loss payees endorsed under the policy). As a part of that preparation of the claim payment process, claim handlers need to verify the aircraft’s ownership status with the Federal Aviation Administration (“FAA”) Aircraft Registry. If there is a total loss, a title search may also be ordered. These steps are taken to ensure that the policyholder and all other partie ..read more

Accidents happen every single day. However, when commercial flights experience accidents the public is less than forgiving. Even though most airplane accidents happen on the ground, and in-flight accidents are very rare, commercial aviation companies need to ensure that they have proper commercial aviation insurance coverage for when unexpected accidents do occur. Here are the top four causes of commercial aviation accidents: Pilot Error – Everyone makes mistakes, and pilots are no exception, that is why the leading cause of commercial airline accidents is due to pilot error. These errors may ..read more

We live in a litigious society, which is why we all need to protect our backs with general liability insurance coverage. Hangar owners, aircraft detailers, fixed base operators, and other airport municipality owners are no exception. But what kind of insurance keeps these aviation experts protected? Hangarkeepers insurance is a unique type of general liability coverage designed to protect you for aircraft in your business’ care. But let’s explore general liability coverage further, how does it really protect aviation business owners? Read on to find out: Slip & Fall Accidents – General l ..read more

If you are a private aircraft owner or operate a commercial aviation business, then you have a responsibility to equip your aircraft with proper aviation insurance coverage. With a range of policies available, aviation insurance is not a one-size fits all solution. If you are looking to get the most from your aviation insurance policy, then working with an aviation insurance specialist is the best way to ensure that you get the comprehensive coverage you deserve. While working with an agent is the best way to get what you need, it is also important to understand your policy, which is why we ar ..read more

by John S. Yodice This article is reposted in partnership with Yodice Associates. To view their post please click here. ​ Many, if not most, pilots have made low passes in their airplanes, sometimes to say hi to friends or family on the ground, sometimes just to sightsee.  These low passes are perfectly legal operations so long as they are not done carelessly or recklessly, and so long as they are done at or above the minimum safe altitudes set out in the Federal Aviation Regulations. One of the most frequently cited regulations charged against general aviation pilots in FAA enforce ..read more