Are you tired of working hard all year long, only to realize that you have no idea how much money you made from your side hustle? Tracking your income is crucial for freelancers to understand their earnings, expenses, and, most importantly, profits. The side hustle income tracker in this blog will help you stay on […] The post Track Your Side-Hustle Income: Navigating Freelance Finances appeared first on Top Dollar ..read more

When Kate, a wedding planner from Topeka, says, “I’ve had my fair share of financial struggles that nearly tore my family apart,” she was voicing a painful truth many couples face. Debt can be a silent killer in relationships. It’s not just about the money; it’s about trust, communication, and shared goals. If you’re financially […] The post The Link Between Debt and Relationship Issues appeared first on Top Dollar ..read more

Amidst the joy and celebration of the holidays, juggling bills and shopping can be tough, especially if you’re living paycheck to paycheck or facing debt. Using a holiday budget spreadsheet ahead of time can help you enjoy the season while being mindful of your spending. Key Takeaways Free Holiday Budget Planner Simplify your holiday budgeting […] The post Free Holiday Budgeting Spreadsheet appeared first on Top Dollar ..read more

You’re facing a mountain of debt and considering bankruptcy because you think it’s your last, best option. But are you aware that there are alternatives? Before pursuing bankruptcy, remember that there’s no one-size-fits-all solution for debt. Each situation is unique, and what works for one person might not work for another. It’s a good idea […] The post Alternatives To Filing for Bankruptcy appeared first on Top Dollar ..read more

In the U.S., the average household carries $101,915 in debt, including mortgages, car loans, student debt, credit card debt, medical bills, and personal loans. If you can relate and feel that your budget is being pulled in too many directions, don’t worry. We are here to empower you with the 8 best ways to pay […] The post 8 Best Ways to Pay Off $30,000 in Credit Card Debt appeared first on Top Dollar ..read more

In today’s world, money and financial stress can often become a heavy burden on relationships. In fact, it has been found that couples who accumulate debt over time are more likely to split up. Despite the challenges posed by financial constraints, it’s crucial to remember that spending quality time together doesn’t have to cost a fortune. There are plenty of ways to spend time with your partner, and this list of free date ideas is a great place to start. ... The post The Ultimate List of Free Date Ideas for Couples appeared first on Top Dollar ..read more

Originally published: February 18, 2022 Your net worth shows you the big picture view of your finances and financial health. Add your assets and liabilities to our form to calculate your net worth and learn four ways to improve your result, including insight from financial planner Michael Ryan. What is Your Net Worth? Think of your net worth as everything you own minus everything you owe.  The formula is: Assets – Liabilities = Net Worth Your regular income is not... The post How to Calculate and Improve Your Net Worth appeared first on Top Dollar ..read more

The fastest way to get out of credit card debt depends on your unique financial situation. In general, the more hardship you face, the harder it is to get debt under control.  If you are stressed out by your credit card debt, remember, you’re not alone. Millions of people just like you find themselves stuck in an overwhelming cycle of debt, high-interest rates, and financial stress. However, there is hope. Here are the top four ways you can get out... The post How to Get Out of Credit Card Debt Fast appeared first on Top Dollar ..read more

Members of the LGBTQ+ community face unique financial challenges and disparities that can significantly impact their economic well-being. From workplace discrimination to the added financial burdens caused by income gaps, healthcare costs, and legal expenses, navigating the financial landscape can be overwhelming. This article features data that demonstrates the financial obstacles experienced within the LGBTQ+ community. In This Post Financial Gaps Faced by LGBTQ+ People LGBTQ+ Pay Gap by Gender or Gender Identity Pay Gap by Sexual Orientation and Race/Ethnicity... The post A Snapshot of Fina ..read more

If you share some or all of your expenses with a significant other, an effective budgeting strategy is essential for open communication. Using one of our free budget spreadsheets for couples will help you align your priorities and work as a team toward your shared goals. In this article: How to Build a Proportional Couple Budget + Free Download How to Build a 50/50 Couples Budget + Free Download Figure Out What You Can Afford – Together! How to Talk... The post Download Free Budget Spreadsheets For Couples! appeared first on Top Dollar ..read more