Run a Small Office? Why Commercial Insurance is Vital to Your Business
Bespoke Insurance Blog
by Bespoke Insurance
1y ago
As a small business owner, you may think your business is not big enough or not at risk enough to warrant carrying business insurance. You’re not alone. Many small business owners or self-employed professionals do not feel they need coverage or feel it’s too expensive, they think their home and auto insurance is enough or for some, they haven’t even thought about it. If you are running a small office – even if it’s only you and a few others – like an accountant, mortgage broker or real estate agent, your business has risks. If you are a local dentist, you likely have malpractice insurance, b ..read more
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How to Save on Your Auto Insurance Premium
Bespoke Insurance Blog
by Bespoke Insurance
1y ago
Owning (or leasing) a vehicle is a necessity for many of us. And for our kids, buying their first car is like a right of passage – a first taste of real freedom. But freedom comes with responsibility, and owning a vehicle means you also need auto insurance. And while we tend to rely on our insurance broker to provide us with the protection that we need for our situation, it’s good to know what factors go into determining our premiums. Many of these factors are within our control, so knowing them can help us save money and prevent unnecessary increases at renewal. Driving Habits How you dri ..read more
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Hello Summer Travel
Bespoke Insurance Blog
by Bespoke Insurance
1y ago
Summer is here and with it comes plans for road trips and adventure.  Whether it’s a trip to the east coast or a day trip to the beach, getting the car ready for the road is important. While checking the oil, tires and fuel level are standard, few of us think to check our insurance. If you drive a car in Canada, you must have auto insurance. But the type of protection you require can vary from province to province. At a minimum, you need third-party liability insurance, which protects you in the event of accidental injury or property damage. There are two other types of auto insurance p ..read more
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Renovation Tips to Protect Your Investment
Bespoke Insurance Blog
by Bespoke Insurance
1y ago
These past few years we’ve spent more time in our homes than ever before and it’s made us appreciate the importance of what is likely our most valuable asset. It’s also why we have seen an increase in home renovations as we look to both improve our living space and invest for the future. With spring here and summer just around the corner, many of us have started or are planning  fix-ups, changes and enhancements to our home. Perhaps you need to upgrade your fence or you’re ready to dive in with an inground pool. Or the family is growing, so you’re considering an extension or finishing t ..read more
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4 Steps To Take When Buying Insurance For Contractors – Our Guide
Bespoke Insurance Blog
by PerfectBlendInc
1y ago
Contractors in the construction industry are often faced with inevitable risks. Whether a general contractor, sub-contractor, electrician, plumber, or carpenter, one may possibly encounter some safety risks involved in their scope of work. For this reason, you, as the employer, should provide them with some forms of quality protection. That is where business insurance comes into the picture. Business insurance serves to protect you from any liabilities and your contractors from financial losses should any untoward incidents happen. However, it’s critical to get the right insurance coverage f ..read more
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4 Insurance Types You’ll Need As An Electrician
Bespoke Insurance Blog
by PerfectBlendInc
1y ago
If you work as an electrician, it helps to have insurance to cover your job. Not only will the coverage allow you to work with peace in mind, but if anything should ever go wrong, you won’t have to pay the full price for it. That said, one of the best insurances you can ever go for are bespoke insurances, as they’re tailored to precisely what you need. With that in mind, when developing your bespoke package, here are the different insurance types you’ll need to consider: 1. General Liability General liability is aimed at protecting the assets your company has, as well as any other general ..read more
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Our Guide To Bespoke Insurance & Its Benefits
Bespoke Insurance Blog
by PerfectBlendInc
1y ago
Insurance is a necessity in life if you want to ensure financial stability for your family or business. While many believe it’s a luxury, insurance can go a long way in covering for your assets should anything happen to them. Why Is Insurance Important? Insurance is a safety net that provide coverage for motor vehicles, houses, life, business and much more. It secures your financial well-being and ensures you’re covered when you deal with serious problems in life. It also minimizes the transfer of debts and protects your family from any emergencies that may affect their financial health ..read more
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How To Get The Most Out Of Your Bespoke Insurance
Bespoke Insurance Blog
by PerfectBlendInc
1y ago
Paying insurance premiums every month can put alot of pressure on you. You may begin to think you’re not even getting any benefit from the money you’re spending. Some people just stop paying them altogether. Those people don’t keep in mind that paying their insurance is a great benefit to them in the future. Paying your premiums on time will protect you against the unexpected. The events we don’t plan for such as a car crash, unexpected business incidents, or in the worst case, death. Insurance payers tend to forget the big idea behind getting coverage. The focus is to get you back on yo ..read more
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A Quick Beginner’s Guide to Insurance – What to Know
Bespoke Insurance Blog
by PerfectBlendInc
1y ago
Most people hustle to establish a solid financial foundation for their loved ones. Knock on wood, the worst thing that could happen is to watch everything you’ve worked for go down in flames. In life, anything can happen— accidents, disasters, diseases, and more! When you’re not insured, it takes an enormous toll on your wallet. It coerces you into emptying a massive chunk of your savings. Nobody wants that! After all, you didn’t work so hard to let one, single, unfortunate event leave you near bankruptcy. People get insurance for many different reasons. Some do it to protect their asset ..read more
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