Here's a full transcript of the episode. Rob: 800 CHAB's "Ask The Expert" is on the air with Greg Marcyniuk from Heritage Insurance in Moose Jaw. We've all heard of cast iron water pipes. Of course, we've been dealing that and we'll be dealing with replacing those for years here in Moose Jaw. But today, on "Ask the Expert", we're talking about polybutylene pipes. They react with oxidants and tap water. They become fragile. They occasionally scale or flake, and it's making an impact on home insurance locally. Greg Marcyniuk, tell us the story. Greg: Yeah, if you have a commercial or a home bui ..read more

Here's a full transcript of the episode. Rob: It can happen to the best of us. It can happen on social media. It can happen on your computer. It can happen on your mobile device, your cell phone. The hackers are out to get us. And with some tips on how we can avoid getting hacked by these terrible people, Greg Marcyniuk from Heritage Insurance. Greg, it's happening more and more all the time. Greg: Well, it is Robin. And the biggest factor is people are lazy and not doing the proper prevention on their cell phone because that's what these cybercriminals are looking for. They're looking for th ..read more

  Here's a full transcript of the episode. Rob: Soon it will be time to get your summer ride out of storage. And if you have a summer ride, Greg Marcyniuk from Heritage Insurance, our insurance expert, has some tips on some things to check and things to keep in mind to make sure your vehicle runs well and to make sure you are safe. Greg: And I'm assuming that you've taken care of all your insurance needs on this, and have talked to your broker or us to make sure the proper coverage is in place. But the biggest thing is, you know, when you get ready to bring your vehicle out for the first ..read more

Here's a full transcript of the episode. Rob: If you like to take a vacation every now and then, or if you have a rental property or two, you should know the difference between unoccupied homes and vacant homes. And there are some rules involved. And joining us to talk about that, our insurance expert on "Ask The Expert," Greg Marcyniuk, from Heritage Insurance in downtown Moose Jaw. Greg, there are rules that go along. Even if I'm going on vacation for a couple of weeks, my house could be deemed an unoccupied home if I'm away for a certain length of time, right? Greg: That's correct, Rob. An ..read more

  Here's a full transcript of the episode.   Rob Carnie: With Heritage Insurance, Greg Marcyniuk at Heritage Insurance in Moose Jaw. Winter is here. It has settled in, and we've had lots of snow. And Greg, I think most people living within cities or towns see it as a part of their civic duty to keep the sidewalks clear for pedestrians. But there's actually laws and bylaws that come into play. And liability comes into play as well.   You're here to talk about that today.   Greg Marcyniuk: That's right. And a lot of people that are not sure whether or not it's important as fa ..read more

Here's a full transcript of the episode. Rob Carnie: Featuring Greg Marcyniuk at Heritage Insurance in Downtown, Moose Jaw today. Greg, we all have cell phones these days, we all have laptops, and most of these devices run on lithium batteries. And alarming fact, the number of fires due to lithium batteries malfunctioning is growing. And we're here to talk about that today.   Greg Marcyniuk: Yeah, that's right, Rob. In fact, in the last five years, there has been over 25,000 incidents of either the battery overheating or fire instances. So, why do actually lithium batteries catch fires ..read more

Here's a full transcript of the episode. Rob Carnie: On the air with Greg Marcyniuk, Heritage Insurance in downtown Moose Jaw. We've got enough snow in some localities to get those snow machines going. And it's snowmobile safety tips on the air today, Greg. So important that we pay attention. Snowmobiling can be very dangerous. It can be a very fun sport, but you really got to obey the laws and be extra careful out there.   Greg Marcyniuk:  That's correct, Rob. A snowmobile is just like any other vehicle. So first and foremost, you should make sure your snowmobile is properly insure ..read more

There’s something about spring that puts people in a cleaning mood. With higher temperatures and the warmth of the sun on your face, suddenly, it’s not such a chore to work in the yard or garage. Doing a little maintenance on your home and yard is great for your insurance. Keeping your home and yard in good condition may prevent you from having an insurance claim, because it’s harder for water and the other challenges mother nature throws at us to cause damage. It will also help maintain the value of your home. Some tips to get you started Clean up your yard You can clean up the debris t ..read more

  Here's a full transcript of the episode. Rob Carnie: Yes, the expert is on the air now with Greg Marcyniuk, Heritage Insurance in downtown Moose Jaw. As we look forward to the holiday season, we're presenting the 12 Tips for Christmas. We went through the first six a couple weeks ago, Greg. Greg Marcyniuk: That's right, Rob, and I'll just recap them real quick. Those six that we covered is, first and foremost, you'll be home for Christmas if your car's prepared. Avoid a Home Alone situation. And it's beginning to look a lot like phish-mas. So you got to watch out for that phishing on yo ..read more

Why can lithium batteries catch fire? Lithium batteries use — you got it — lithium in metal or ion (Li-ion) form as their anode material. And they come with several advantages. Lithium-ion batteries are easily rechargeable and have the highest energy density of any battery technology, meaning they pack more power into a smaller space. They also can deliver a voltage up to three times higher than other battery types. But generating all that electricity also creates heat, which can lead to battery fires — or even explosions. This is especially true when a battery is damaged or defective. Befo ..read more