Small business health insurance is health insurance coverage for employers with between 1 to 50 employees. Employers sign up for a benefits package for their employees that helps cover medical expenses above what is available through provincial coverage.  Health benefits are a great way to offer better employee benefits packages without the high additional costs.  […] The post What Is Small Business Insurance And How Do I Get Started? first appeared on A. Hopkins Insurance & Financial Services ..read more

Extended health care plans provide additional coverage beyond the British Columbia Provincial Health Plan. They typically include coverage for paramedical services,  vision care, prescription drugs, mental-health resources and other medical services. Every business has the option to offer their employees extended health care coverage. Plans from providers like the Chamber of Commerce Group Insurance Plan […] The post What Is Extended Health Care? How Can It Benefit My Business first appeared on A. Hopkins Insurance & Financial Services ..read more

Insurance is used for risk mitigation. When you purchase insurance you are preparing yourself in the case of an unexpected disaster. You take out insurance to place the financial burden of that disaster on a large company.  Insurance planning outlines the amount required to protect you and your family or your business from an unexpected […] The post Is Insurance Planning Important For Small Businesses? first appeared on A. Hopkins Insurance & Financial Services ..read more

Employee benefits are an important offering to help your business create long-term loyal employees. Choosing a benefits plan is an important step to ensuring that your employees are happy.  But how do you choose the right plan?  As an important part of your staff’s financial security and an investment in your company’s success, your benefits […] The post Buying Employee Group Benefits: What to Look For first appeared on A. Hopkins Insurance & Financial Services ..read more

There is a common question many small business owners have about group benefits plans. If Canada offers provincial health plans why do they need extended health care benefits?  Extended health benefits are designed to supplement things that are not offered by the provincial health plan.   Offering benefits can help a business stay competitive in the […] The post How to Choose The Best Mix of Extended Health Coverage For Your Employees first appeared on A. Hopkins Insurance & Financial Services ..read more

As Canadians, we are lucky to live in a country that provides universal health care. Because of this health care, all employees have access to basic coverage, which includes Doctor & Hospital visits.  Employee benefits in BC have traditionally covered four important insurance types. Extended Health and Dental Coverage Life Insurance Disability Insurance Retirement Plan […] The post What Are The 4 Types of Employee Benefits first appeared on A. Hopkins Insurance & Financial Services ..read more

“Discomfort is always a necessary part of the process of enlightenment” -Pearl Cleage There are many reasons to spend time writing quality social media posts for your business. Whether you choose to wield your own words, or borrow someone else’s, as in the above quote, a great caption can take your audience to great places, […] The post How to write an engaging caption on social media for your business first appeared on A. Hopkins Insurance & Financial Services ..read more