There are many things to learn as a new wedding photographer. From the poses that will get you the biggest grins to the importance of packing snacks on event day, it can be a sharp learning curve! We’re here to help make it a little easier and minimize the risk of a lawsuit for your wedding photography business. Our insurance experts provide you with Professional Liability Insurance for Photographers and have compiled five risk mitigation tips for new wedding photographers to protect their business: Communicate frequently with your client. Set clear and reasonable expectations – and follow th ..read more

This International Women’s Day, we’re celebrating the amazing women working at EasyCover and encouraging other women to consider choosing insurance as a future career path. While EasyCover is a small team, we are mighty! We’re proud to share the stories and advice from our team and hope they inspire others.   Hillaine McCaffrey – In-House Underwriter Hillaine has been a part of our EasyCover team for two years but has been in the insurance industry for five years. As Hillaine explains, “as an older woman looking to get back into the fulltime workforce, it was challenging to even get an in ..read more

Consulting can be viewed as one of the most satisfying professions in Canada, in terms of financial gains, personal growth, work flexibility and various other reasons. Unfortunately, this profession does come with its fair share of challenges. Today we will discuss how Canadian consultants can prevent these challenges from negatively impacting their career. A consultant, regardless of the speciality: Management consultant, employment consultant, personal consultant, training consultant, just to name a few – is paid to provide valuable advice and direction to their clients.  As a consultan ..read more

In today’s society, it costs very little to file a claim in small claim courts. In some cases, it can cost as little as $100 with claims up to $25,000 in damages. What that means for you, as a new media professional, is that doing your job to the best of your abilities might not always be enough. Today we examine why it’s not always enough, and what you can do to protect yourself from liability claims against you. The term “new media” generally refers to content available through the Internet and accessible across multiple digital devices. The rise of new media outlets, such as online newspape ..read more

The responsibilities of tax accountants in Canada include preparing and filing annual return submissions for individuals and businesses. Because of the nature of this profession, it is not uncommon for unintentional errors or omissions to slip by unnoticed, especially during the busy tax season. In certain cases, these mistakes can take the form of missed deductions or misfiled paperwork. If you are a Canadian tax accountant diligently processing your client’s tax returns, you are likely aware that a simple mistake could have a large financial impact on your company and maybe even your persona ..read more

The information technology field is one of Canada’s faster growing and exciting fields today. Unfortunately though, liability in the IT environment is a very real issue for many professionals. We can’t stress enough the importance of being properly insured for Canadian IT contractors. But what is considered “proper insurance”? And is cyber liability coverage enough? Today we will cover these questions. As an IT contractor, you are hired to perform given tasks. Since failure to perform the requested task could cost your client money, it is absolutely necessary to be prepared to go to court shou ..read more

Legal malpractice is a serious and career ending accusation. This is because legal malpractice, at its core, causes harm to a person or an entity. Even if the accusation is false, the negative impact on your career and reputation could affect your ability to keep your job or even obtain work in the future. What exactly is considered legal malpractice? Unlike what some people believe, not every mistake that is made by a legal service professional in Canada falls under the category of legal malpractice. Legal malpractice is a term that is used to describe negligence, breach of fiduciary duty/con ..read more

As a construction manager, it is your legal responsibility to ensure your team is meeting the expectations of your clients. Your workers are an extension of you, therefore their performance, positive or negative reflects on you. But are you also legally responsible for sub-contractors? Unfortunately, most of the time you are. Sub-contracting one or several aspects of a project was your decision, your client doesn’t mind how the work gets done, just as long as it gets done and gets done right. You are required to make sure that your sub-contractors are meeting code requirements, timelines and q ..read more

A computer programmer in Canada has several competing demands on their time. The pressure of delivering an effective, efficient product within an often too short time-frame is a challenge you likely face on every project. Handling this pressure is a skill acquired through experience, successes and failures. Naturally, when you meet your client’s expectations they tend to congratulate you and award you with bonuses or additional business. However if you fall short of their expectations, you do not meet a timeline or even worse, your program is faulty and fails in the field, they may find a way ..read more

What is errors and omissions insurance? Also known as professional liability insurance, errors and omissions insurance provides protection if a client takes legal action against you as a result of or failure to provide your professional service or advice resulting in financial loss. Your coverage includes legal costs, awards, and settlements up to your policy limit. You must pay a deductible and not all scenarios are covered (intentional criminal acts, for example). Why do I need errors and omissions insurance? If you’re a professional who provides advice or a service, errors and omissions ins ..read more