Is this the Sweet Spot You’ve Been Waiting For?
Brampton Real Estate Talk Blog
by ruthballantyne
1M ago
The Spring Market May be a Sweet Spot if You’re Looking To Sell Some Highlights Wondering if now’s a good time to sell your house? Based on how many homes are on the market, there are two big reasons why this spring is looking so good for sellers. Thanks to an uptick in inventory over last year, you’ve got more options for your next home. But there are still fewer homes for sale than there’d normally be, meaning your house should stand out and get a lot of attention from buyers. If you want to sell your house, this spring is the sweet spot. When you’re ready ..read more
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Thinking of Retiring?
Brampton Real Estate Talk Blog
by ruthballantyne
1M ago
How Downsizing Your Home can Help. If you’re taking a look at your expenses as you retire, saving money where you can has a lot of appeal. One long-standing, popular way to do that is by downsizing to a smaller home. When you think about cutting down on your spending, odds are you think of frequent purchases, like groceries and other goods. But when you downsize your house, you often end up downsizing the bills that come with it, like your mortgage payment, energy costs, and maintenance requirements. Realtor.com shares: “A smaller home typically means lower bills and less ..read more
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What to Know About Credit Scores Before Buying a Home
Brampton Real Estate Talk Blog
by ruthballantyne
1M ago
If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An article from US Bank explains: “A credit score isn’t the only deciding factor on your mortgage application, but it’s a significant one. So, when you’re house shopping, it’s important to know where your credit stands and how to use it to get the best mortgage rate possi ..read more
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Why you Want an Agent’s Advice for Your Move
Brampton Real Estate Talk Blog
by ruthballantyne
2M ago
No matter how you slice it, buying or selling a home is a big decision. And when you’re going through any change in your life and you need some guidance, what do you do? You get advice from people who know what they’re talking about. Moving is no exception. You need insights from the pros to help you feel confident in your decision. Freddie Mac explains it like this: “As you set out to find the right home for your family, be sure to select experienced, trusted professionals who will help you make informed decisions and avoid pitfalls.” And while perfect ad ..read more
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Achieve Your Dream of Homeownership with Condos and Townhomes
Brampton Real Estate Talk Blog
by ruthballantyne
2M ago
Some Highlights If you’re trying to buy a home but are having a hard time finding something in your budget, here’s something that can help: consider condos and townhomes. They may better fit your budget, can help you start building equity, and tend to require minimal upkeep and less maintenance. Looking at condos and townhomes can make it easier to find and buy a home. When you’re ready, let’s connect ..read more
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January Stats are In!
Brampton Real Estate Talk Blog
by ruthballantyne
2M ago
The Market is moving… Are you? This January brought more buyers out than last (37% more). More homes are on the market (6.1% more). The mortgage rates have come down and Prices are a tiny bit lower (1%) than January 23. More buyers, more homes, lower rates and Prices. 2024 is off to a great start! Can’t wait to see what happens when the rates com down. If you are thinking of buying now’s the time. Call me to determin if this is the right time for you ..read more
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Why you might not want to wait until Spring to Jump into the Market!
Brampton Real Estate Talk Blog
by ruthballantyne
2M ago
..read more
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Don’t Wait Until Spring to Sell!
Brampton Real Estate Talk Blog
by ruthballantyne
2M ago
As you think about the year ahead, one of your big goals may be moving. But, how do you know when to make your move? While spring is usually the peak homebuying season, you don’t actually need to wait until spring to sell. Here’s why. 1. Take Advantage of Lower Mortgage Rates Last Year Mortgages Rates hit a high. But since then even though the Bank of Canada Rate has not come down, Mortgage rates have. That downward trend in rates has made moving more affordable now than it was just a few months ago. Another reason today’s rates make now a good time to sell? More buyers are jum ..read more
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Evaluating Your Wants and Needs as a Homebuyer Matters More Today than ever before!
Brampton Real Estate Talk Blog
by ruthballantyne
10M ago
When it comes to buying a home, especially with today’s affordability challenges, you’ll want to be strategic. Mortgage rates impact how much it costs to borrow money for your home loan. And, to help offset the higher borrowing costs today, some homebuyers are taking a close look at their wish list and re-evaluating what features they really need in their next home to avoid overextending. As a recent NerdWallet article says: “A pool, for example, may be nice to have, but it may not provide as much day-to-day value as a garage or a space for a home office . . .” While that pool may be appeal ..read more
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Moving Now Can Give Your House Its Day in the Sun
Brampton Real Estate Talk Blog
by ruthballantyne
11M ago
Some Highlights If you want to sell your house, consider doing it this summer. The days are longer, the weather is warmer, and it’s a great time for sellers. If your needs have changed, now’s the time to capitalize on the low inventory and multiple offers in today’s sellers’ market. Let’s connect today if you’re ready to sell your house and move to a home that meets your changing needs ..read more
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