Ever had that unsettling dream where you leave the house but forget something important? Well, not having a will can feel a bit like that — only with far greater stakes. It’s about ensuring that your assets and loved ones are taken care of when you’re no longer around to do so yourself. In this post, you’ll discover: What exactly a will is and why it’s absolutely critical. The step-by-step process of writing a will in Singapore, whether DIY or with professional help. The potential costs involved, so there are no surprises.   Did you know that without a will, your assets are distribute ..read more

Ever wondered about those everyday tasks we all take for granted? Yep, I’m talking about Activities of Daily Living (ADLs), those basic self-care tasks that are essential for independence. From making your own meals to just getting around the house, ADLs are a big deal, especially as we age. And if you’re thinking, “That’s miles away for me!” — think again. Life can throw curveballs, and it’s never too early to be in the know. In this post, you’ll discover: What ADLs are and why they’re non-negotiable for maintaining independence Handy equipment that makes these tasks easier How to get an A ..read more

In the heart of Singapore, where the cost of living can soar as high as the Marina Bay Sands, there’s one financial safety net everyone talks about but many of us find ourselves scrambling to properly establish: The emergency fund. In this post, you’ll discover: The crucial role of an emergency fund in Singapore’s expensive living environment Practical steps to building and growing your fund Smart places to park your emergency savings for accessibility and growth Navigating the common pitfalls and making the most out of your emergency fund   Whether you’re starting from scratch or loo ..read more

Ever found yourself wondering just how solid your safety net really is when it comes to your insurance policy? If you’re like me, navigating through the maze of insurance terms can sometimes feel like trying to solve a Rubik’s cube blindfolded. But here’s something that could change the game: An insurance policy loan. It’s a feature that not everyone talks about, but knowing how to use it can be a game-changer for your financial strategy. In this post, you’ll learn: What an insurance policy loan is and how it works Which types of insurance policies offer you this option Various repayment me ..read more

Ever found yourself wondering about the nitty-gritty of maternity insurance or the ins and outs of integrated shield plans in Singapore? Given that I’ve navigated the labyrinth of health insurance in Singapore firsthand, I’ve got some insights that just might help you out. In this post, you’ll discover: The lowdown on maternity insurance plans and why they might be a lifesaver A simple explanation of integrated shield plans and how they complement MediShield Life Tips on choosing the right plan for your needs and how to make sense of the premiums   With healthcare costs on the rise an ..read more

Ever found yourself scratching your head over the myriad of insurance options out there, wondering which ones truly match your life’s puzzle? You’re not alone. Diving into the world of insurance can feel like navigating a labyrinth with no exit in sight. But here’s the kicker: it doesn’t have to be that way. Armed with a bit of insider knowledge and a few pro tips, you can turn that labyrinth into a straight path leading right to your peace of mind. Here’s what this post will unpack for you: The lowdown on what insurance riders are and why they might be the game-changer you need. Insights i ..read more

Ever thought about securing your child’s financial future but felt like you’re navigating through a fog without a compass? As someone who’s dived deep into the finance world out of necessity (remember the story about my endowment plan turned whole life policy surprise?), I’ve learned a thing or 2 about saving and investing for the long haul. And let me tell you, starting early for your kiddo can turn a mountain of future financial worries into a manageable molehill. In this post, you’ll discover: The crucial difference between saving and investing for your child Simple, effective ways to st ..read more

Embarking on the journey of personal finance in Singapore can often feel like navigating through a dense jungle, with a myriad of options and paths to choose from. But fret not, because I’ve ventured through this jungle myself, and I’m here to guide you with a map that lights the way. In this post, you’ll discover: The top personal finance blogs in Singapore that cater to a wide array of financial interests and needs. Insightful analysis and in-depth reviews to inform your financial decisions. A variety of perspectives that enrich your understanding of investments, savings, and budgeting ..read more

TM Protect Cancer is a cancer insurance plan providing coverage against early and late-stage cancers. This means you can fully concentrate on your recovery without worrying about finances. This plan is renewable every year, and it’s intended for adults aged 30 to 65. You can keep this coverage in place until you reach the age of 85. It provides you with peace of mind by ensuring you’re financially supported in case of a cancer diagnosis during the coverage period. Here’s our review of Tokio Marine’s TM Protect Cancer. My Review of the TM Protect Cancer TM Protect Cancer is a no-frills cancer ..read more

The Great Eastern Pay Assure is a disability income policy focusing on providing you with financial support in case of disability. Its purpose is to offer monthly income if you, as the insured, can’t work due to illness or injury, leading to a loss of income. Here is our review of the Great Eastern Pay Assure. My Review of the Great Eastern Pay Assure Great Eastern Pay Assure is a reliable disability income insurance plan that provides a crucial safety net if you cannot work in your current occupation due to illness or injury, including mental conditions. This insurance plan offers a monthly ..read more