Oceanview Life Blog
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Oceanview Life and Annuity Company focuses on providing high quality retirement savings products and services to its policyholders and maintaining appropriate financial protection over the life of their policies. For more information on our products, annuity, financial market and more, check out our blog.
Oceanview Life Blog
3w ago
How Gen X Can Boost Retirement Readiness with Fixed Indexed Annuities As Generation X approaches their 60s, many find themselves facing a stark reality: retirement readiness remains elusive. Recent studies highlight the financial challenges confronting this “forgotten generation,” born between 1965 and 1980. But all hope is not lost. With ..read more
Oceanview Life Blog
3w ago
Fixed Index Annuities A common misconception about fixed index annuities (FIAs) is how they relate to the stock market. Many clients believe they invest directly in a market index when purchasing a FIA. However, the reality is more nuanced. Let’s break down how FIAs work regarding market exposure and what ..read more
Oceanview Life Blog
2M ago
Olympic Sprints, Retirement Strategy, and the Oceanview Difference In the 2024 Olympics, Noah Lyles won gold in the Men’s 100m sprint with a time of 9.79 seconds. A century earlier, at the 1924 Games, Harold Abrahams won the same event in 10.6 seconds. The difference? A mere 0.81 seconds. This ..read more
Oceanview Life Blog
2M ago
Your Guide to Finding the Best Annuity for Your Needs Don’t just chase the highest annuity rates. Learn how to compare annuities, understand key factors beyond rates, and choose the best annuity for your retirement goals. Annuity Basics What Are Annuities? Annuities are financial contracts designed to provide a series ..read more
Oceanview Life Blog
2M ago
Fixed Index Annuities in an Uncertain World In the grand theater of financial markets, one thing remains constant: volatility. Just as Allan Quatermain in “The League of Extraordinary Gentlemen” wryly notes, “The empire is always in some peril,” so too are the markets always climbing a wall of worry. Whether ..read more
Oceanview Life Blog
3M ago
As Alzheimer’s disease progresses, managing financial affairs can become increasingly challenging. Establishing a living trust is one powerful tool for protecting your finances and ensuring your wishes are honored. Here’s how a living trust works and why it’s vital to your financial protection plan when facing Alzheimer’s. What is a ..read more
Oceanview Life Blog
3M ago
Alzheimer’s disease often requires extensive and expensive long-term care. Planning for these costs is essential to protect your finances and ensure access to quality care. Long-term care insurance and annuities can be critical to your financial protection plan. Here’s how these tools can help manage the financial burden of Alzheimer’s ..read more
Oceanview Life Blog
3M ago
Are you worried about market ups and downs affecting your retirement savings? Fixed Indexed Annuities (FIAs) might be the solution you’re looking for. Here’s how FIAs can help you find peace of mind in a volatile market. The Retirement Challenge: Balancing Growth and Security Retirees often face a dilemma: FIAs offer a ..read more
Oceanview Life Blog
3M ago
A Comprehensive Guide to Types and Benefits Annuities are powerful financial tools that can provide a steady income stream during retirement, but the variety of options available can be overwhelming. This comprehensive guide will break down the different types of annuities, explain how they work, and help you determine which ..read more
Understanding the Financial Toll of Alzheimer’s Disease and Proactive Steps to Protect Your Finances
Oceanview Life Blog
5M ago
Alzheimer’s disease is not only a devastating diagnosis for millions of individuals and families worldwide but also a significant financial burden. In 2020, an estimated 5.8 million Americans aged 65 and older were living with Alzheimer’s, a number projected to nearly triple to 14 million by 2060. The financial impact ..read more