Learn Login to MyFinFit FinFit Learn  |  Family, Home & Lifestyle The value of good credit Your credit score is one of the most influential aspects of your financial life. A good credit score can significantly reduce the cost of borrowing money over your lifetime and put you in a better position to accomplish goals like buying a home, paying for education, or starting a business.   Lenders use credit scores to decide whether to approve you for a loan or credit card and to determine what interest rate to give you. Companies may also use your credit scores to determi ..read more

Learn Login to MyFinFit FinFit Learn  |  Family, Home & Lifestyle Frequently asked questions about credit scores  Credit scores can be difficult to understand: what are they, why do I need one, and what are they used for? — are some of the common questions.   At FinFit, we often get questions about how credit scores really work. We’ve compiled a list of frequently asked questions to help you quickly find the answers you need regarding credit scores.   What is a credit score?   A credit score is a 3-digit number that shows you how likely you ..read more

Learn Login to MyFinFit FinFit Learn  |  Family, Home & Lifestyle 5 tourist traps that could be costing you money  Realizing that you’ve overpaid for something is never fun. So how do you avoid the tourist traps and get the most authentic experience on vacation while ensuring that every penny is well spent?  Expensive transportation  Though convenient, taxi and ride share costs can quickly add up. Walking is a great way to see a city, and these days smartphones make it easier than studying a map. Buying a bus or train pass usually make a lot of financial sens ..read more

Learn Login to MyFinFit FinFit Learn  |  Spending & Budgeting 5 steps to take if you experience a loss of income  If you or your partner have just lost your job, there are probably a lot of thoughts going through your mind, and you likely are anxious about what will happen next—will you get a job and how will you pay the bills until that happens.   Here are a few steps you can take to lessen the financial burden and position yourself to bounce back.  What to do if you experience a loss of income:  1. Review your budget  If your household’s inc ..read more

Learn Login to MyFinFit FinFit Learn  |  Saving, Investing & Retirement 5 steps to plan your financial life  When it comes to planning your financial future, it can be difficult to know where to start. This checklist includes five steps you can use to identify the actions needed to achieve more of your financial goals.   Of course, you’ll need to pay down any expensive debts and have a sufficient emergency fund before making longer term investments. But this planning process could motivate you, whatever your current situation, by helping you visualize a future ..read more

The financial stress experienced by working Americans is not just a personal issue—it has significant implications for employers as well. According to our newly released sixth annual “Inside the Wallets of Working Americans” report, a staggering 60% of workers feel worried and stressed about their financial situations, with 58% feeling anxious and 46% experiencing trouble sleeping due to financial concerns. But what exactly is driving this stress, and why should employers pay attention?  In our latest infographic, we delve into the five primary stressors affecting workers and explore wh ..read more

Employer Spotlight: Eastern Virginia Medical School  In our sixth annual “Inside the Wallets of Working Americans” report in collaboration with HR Dive, it was found 74% of employees find themselves living paycheck to paycheck, grappling with the constant challenge of making ends meet. This financial strain not only affects their day-to-day lives but also impacts their overall well-being and productivity at work. Recognizing this reality, employers have a crucial role to play in supporting their employees’ financial health.  In response to the financial challenges faced by their wor ..read more

Sixth Annual “Inside the Wallets of Working Americans” Report Sheds Light on Employee Financial Stress  In the hustle of everyday life, many of us can relate to the struggle of making ends meet, but what lies beneath the surface of employees’ financial stress? Our sixth annual “Inside the Wallets of Working Americans” report, sheds light on the stark financial realities many are facing.  The report paints a sobering picture: a staggering 3 in 4 respondents find themselves living paycheck to paycheck, with credit card debt weighing heavily on their shoulders, often surpassing $2,400 ..read more

Learn Login to MyFinFit FinFit Learn  |  Inside My Wallet: Member Stories Member Stories: Meet Candace L Before FinFit, Candace navigated the overwhelming financial burden of car payments, credit card debt, and student loans—all while balancing the demands of family life. Thanks to her employer’s partnership with FinFit, she seized the opportunity to access our resources, leading to remarkable results. With determination and our support, Candace repaired her credit and successfully paid off her car note. Her inspiring journey showcases the impact of financial empowerment with Fin ..read more

Learn Login to MyFinFit FinFit Learn  |  Inside My Wallet: Member Stories Member Stories: Meet Marlena M Meet Marlena, a remarkable FinFit member who embodies resilience and determination. Her heartfelt testimonial reflects the profound impact of financial freedom on her life. In a world filled with uncertainties like emergencies and growing inflation, Marlena found support through FinFit. Our platform empowered her with the tools and resources to navigate life’s challenges with confidence. Join us in celebrating Marlena’s inspiring and uplifting journey to financial wellness! Ex ..read more