featured on GET A QUOTE Can I cancel my flood insurance and get a refund check? Thinking Twice Before You Cancel? The Flood Nerds Are Here to Navigate the Waters Hello there, You’ve finally arrived on the shores of a decision—pondering whether to cancel your flood insurance. It’s a daring move, but before you dive into the cancellation process, let’s embark on a little journey together. Cancelling your flood insurance might seem like a good idea in the moment, especially when faced with hefty premiums or the belief that “it won’t happen to me.” However, the terrain of flood risk is e ..read more

A Flood Nerd's Guide to Common Types of Floods and How to Keep Your Dwellings Dry Introduction: Your Compass Through the Deluge Ever stood by the window, coffee in hand, and watched the rain cascade down, pondering, “What if the waters decide to take a detour through my living room today?” Well, buckle up, because we’re about to embark on an odyssey that’ll transform you from a worried onlooker into a flood-savvy maestro. By the end of this read, you’ll not only understand the “hows” and “whys” of floods, but you’ll wield the knowledge like a masterful Flood Nerd, ready to outwit even the w ..read more

featured on GET A AE FLOOD ZONE QUOTE Is Flood Zone AE Bad? Understanding the Risks and Opportunities One common concern among homebuyers is the question, “Is Flood Zone AE bad?” The answer requires a nuanced understanding. Although properties in Flood Zone AE are categorized as high-risk due to a higher probability of flooding, it’s important to remember that this does not guarantee flooding will occur. These areas may face increased risks, but with proper precautions and community efforts in flood mitigation, the actual incidence of flooding can vary significantly. Alongside these c ..read more

Below is a Dialogue I had with a client about flood insurance it seems that there is a common belief that our properties will never flood so we don’t need flood insurance. I hear this day in and day out. And I hope to educate. — Flood Nerd—– Doug I am so excited I like getting clients on this option when they fit.  We are pre-approved for the premier option COVERAGE OF $250,000 building with $5,000 Deductible  (no personal property coverage) Premium $861.45COVERAGE OF $250,000 building with $5,000 Deductible  ($50,000 personal property coverage ..read more

Privatefloodcompliance-5b226ae3bd29e   Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of 1968, as amended; and The Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. §4001 et. Seq.; including Biggert Waters Flood Insurance Reform Act of 2012, 42 U.S.C. Ch. 50 National Flood Insurance §4012a “Flood insurance purchase and compliance requirements and escrow accounts. ‘‘(7) PRIVATE FLOOD INSURANCE DEFINED. In t ..read more

Have you looked into FEMA’s flood insurance coverage? If so, you were likely shocked at the prices. At Better Flood Insurance, our goal is to make the purchasing process as easy as possible. That’s why you can apply here on our website and get a flood insurance quote online in just 24 short hours. If you’ve been following along with our blog for a while, you probably know that at Better Flood Insurance, our goal is to help you and your family to save a boatload of cash on flood insurance. We talk quite a bit about how our goal is to save you money, but do you know what we’re actually pro ..read more

featured on FACE of Natural Disaster & Flawed FEMA flood Maps April 17th, 2023 As an expert in flood insurance analysis, it’s important for me to shed light on the limitations of FEMAs flooding maps. Despite their value in guiding lenders through whether flood insurance will be required or not, it’s essential to understand that FEMA flood maps are far from perfect. In fact, they often suffer from bloated timelines and pressures from powerful entities. Did you know that it can take up to 18 months to finalize a flood insurance rate map? And that’s just the beginning. From there ..read more

Cost of flood insurance. What Private Flood Insurance options are available to me? How does the cost of Private Flood Insurance compare with that of NFIP? This is a wonderful question and one that we frequently hear: What flood insurance options are available? For 50 years, the National Flood Insurance Program (NFIP), also known as the Government flood insurance policy administered by FEMA, enjoyed a monopoly on flood insurance. Although this policy is still an option, many people assume that it is the only one available. Individuals can save significant sums of money with private flood insu ..read more

Colorado Flood Insurance Save Money on Flood Insurance Colorado, Arvada, Wheat Ridge, Boulder and more. A client called me today seeking a house in Jefferson County, CO. However, the property in Wheatridge, CO falls within a High-risk or Special Hazard Flood Area (SHFA). YES PLEASE SHOP MY CO FLOOD INSURANCE Zone AE flood insurance, Colorado While a history or possibility of flooding may not be a certainty with flood zone AE, the likelihood is higher, leading to requirements of flood insurance by lenders for the new homebuyer and current owners. She had asked a puzzling question regarding her ..read more

The Flood Nerds Get Flood Insurance and Save Money Too! We Can Save on Average $500 to $1,457 on Annual Flood Insurance Premium. Get A Quote Speak to a Flood Nerd™ 1-866-990-7482 featured on Flood Insurance RCV vs ACV – A Flood Nerds™ Explains We often get asked if the flood policy we quote is Replacement cost or Actual cash. This post will hopefully clear up the question. If you have further questions or want to speak with a flood nerd feel free to call us at 1-866-990-7482. Dear Customer, I understand that choosing the right flood insurance coverage for your property c ..read more