When it comes to determining an accurate flood zone status of a property, and more importantly the structure, It's critical to ensure the determination is being done on the correct parcel! Unfortunately, many of our competitors and real estate professionals rely solely on an address point to verify flood zone status. This often results in an incorrect determination being completed. Here, we share a real-life example that perfectly illustrates this issue.  We recently produced a flood determination for a lender on new construction, and upon searching for the structure, here's what ou ..read more

As agencies and groups address the frequency and severity of natural flooding events, a variety of guidelines continue to emerge, separate from National Flood Insurance Program (NFIP) guidelines, and knowing the difference between these things can help reduce confusion. For example, understanding the difference between overall flood insurance requirements versus building rules that can affect policy rating. While FEMA Flood Insurance Rate Maps (FIRMs) dictate whether carrying flood insurance is a requirement under NFIP, homeowners and real estate agents must also take into account variables th ..read more

Concerns are rising nationwide over flood risk and the related costs of flood insurance or repairs to flood-inflicted damage. Along with this growing concern comes the need for resources that can deliver information as to the level of risk we are facing as individuals and communities. In a search for clarity, citizens and industry professionals alike are being drawn to free online resources, such as publicly available information from FEMA or other official-looking groups or collaborating partners, that are well-meaning but otherwise limited or even flawed.  The bottom line is that free i ..read more

At MyFloodStatus, we believe that no one should have to unexpectedly face the detrimental effects of flood waters and end up saying, “I wish I had known”.  Especially when identifying the potential flood risk for any specific property is so simple and within reach.  So, why don’t all home-buyers, sellers and lenders know exactly where they stand when it comes to flood risk? It’s because flood risk is often a confusing topic with rampant myths and misunderstandings. Read on to learn 6 key things about flood risk that will help you understand how to protect yourself, your investment a ..read more

Starting April 1, 2022, all National Flood Insurance Program (NFIP) policies will be priced under Risk Rating 2.0 upon their next renewal. The new Risk Rating 2.0 pricing methodology for calculating flood insurance rates has caused some confusion for homeowners and real estate agents, but we think everyone can benefit from understanding the difference between flood insurance requirements and flood insurance rates. Mandatory flood insurance requirements and flood insurance rating are two separate things. RR2.0 affects rating, not requirement. Read on to gain clarity on requirement vs rating, wh ..read more

In every homeowner, buyer or seller’s quest for understanding flood risk (and the potential costs faced because of flood risk), there is inevitable confusion because flood zones and risk can be a confusing topic if you’re not an expert in the field. Here we aim to give you the clearest understanding of Flood Zones and a breakdown of what the different zones are and how they are designated on our Flood Zone Determination Reports. What are Flood Zones? The Federal Emergency Management Agency (FEMA) uses flood zones to identify areas according to their varying flood risk levels, from low to moder ..read more

If you’re looking to confirm or challenge the official flood zone status of any structure nationwide, you’ve come to the right place! MyFloodStatus produces the industry’s premier Flood Zone Determination reports, with superior data and pinpoint accuracy. Our comprehensive reports come with highly detailed visual maps and the full support of our expert team of Certified Floodplain Managers (CFMs). Here’s how to order your report right here on MyFloodStatus.com, step by step… 1. Visit MyFloodStatus.com Visit our public-facing website www.myfloodstatus.com.  Once you’re on myfloodstatus ..read more

Our greatest mission is to help Real Estate Agents, as well as individual buyers and sellers access the most accurate and transparent flood zone information available, so that they can take every step possible to protect themselves, and smoothly and successfully complete their transactions. We’re known for being the flood zone experts, able to help confirm or potentially challenge the official flood status of any property in the country, thanks to our superior data and highly-trained team of experts. Why Challenge Flood Status? For federally-backed loans, flood insurance is required when a str ..read more

When you need flood expertise, you can’t always count on industry-standard 1-page flood reports nor advice from an untrained, uncertified representative.  Here at MyFloodStatus, we staff Certified Floodplain Managers and invest in their ongoing training so they can apply their expertise toward evaluating every search, producing the industry’s premier flood zone determinations and delivering live, expert guidance directly to our clients free with every order. In many cases, it’s the expertise of a Certified Floodplain Manager (CFM) that can help you navigate the otherwise frustrating, comp ..read more

Risk Rating 2.0 is set to go into effect on October 1, 2021 for new flood insurance policyholders and April 1, 2022 for renewal of existing policies, making a direct impact on flood insurance premiums and causing those involved in real estate transactions to have inevitable concerns and questions.  From our perspective as flood mapping experts, not insurance providers, we feel it’s important that real estate agents, buyers, sellers, and current homeowners understand the difference between requirement and rate, and know that RR2.0 is only a change to the National Flood Insurance Progr ..read more