With the approaching year ahead, it is crucial that we plan our future investments now. New Year resolutions and lessons from the passing year need to be kept in mind while working on personal finance. Here are the Top 5 mutual funds you must look out for investing in 2020. Mirae Asset Large Cap Fund – Direct Plan AUM: Rs. 16,519 Crore Category: Large Cap Expense ratio: 0.61% Time Period 1 Year 3 Years 5 Years Return 14.90% 15.40% 12.46% Source: Value Research. Returns as of Date 11 December 2019. The Mirae Asset Large Cap fund is managed by the Mirae Asset Mutual Fund house and ..read more

Here are the Key Budget Highlights: Capital expenditure to be stepped up by 35.4%.  The outlay for capital expenditure is to be upped from Rs 4.54 lakh crore earlier to Rs 7.50 lakh crore in 2022-23.  PM Gatishakti program emphasized.  7 engines of growth (roads, railways, airports, ports, mass transport, waterways, logistics infrastructure).  The National Highways Network will be expanded by 25,000 km in FY23. Rs 20,000 crore will be mobilized through innovative ways of financing to complement the public resources. Productivity-linked incentive schemes in 14 sectors ha ..read more

The spread of COVID-19 has severely impacted the Financial Markets. Due to the COVID-19 Pandemic, there has been a significant amount of sell-off in the equity market by the Institutional Investors. While all the spotlight is on the equity market crash, there is another situation evolving in the Debt Market due to lack of liquidity. In the month of March, several Debt Funds had to incur losses on account of a large number of redemptions. To help with the liquidity issues, the Reserve Bank of India announced LTRO and LTRO 2.0. However, the announcement was unable to win the confidence of the in ..read more

Smt. Nirmala Sitharaman, Finance Minister of India, presented the 1st Union Budget of 3rd decade of 21st century. The budget aimed at energizing the Indian economy through a combination of short term, medium term and long term measures. It has been structured on the theme of “Ease of Living” and is centered around three main ideas: Economic Development Aspirational India A Caring Society. Here are the key highlights from the Budget 2020: 1. There is now a new simplified tax regime for individual taxpayers:  Income (In Rs.) New Percentage Old Percentage Up to 5,00,000 No Tax N ..read more

There are two categories of avenues that investments can be categorized into – Financial Avenues and Non-Financial Avenues. While financials are the ones like mutual funds, money market instruments, fixed income products, etc, Non-Financial instruments are real estate, commodities, gold, etc.  Generally, investors prefer investing in a mix of both avenues to achieve the appropriate and optimum level of diversification. This way they also gain exposure to their choicest investment instruments.  Top 10 Investment Instruments that Investors consider Investing in; 1. Direct Equity Direct ..read more

Mutual funds are a preferred investment instrument of amateur and professional investors alike. Having equal popularity in both long term and short term approaches to investing, one question still remains, ‘Which funds to invest in?’ or ‘What are the top mutual funds to invest in?’ Here is a list of top 10 funds you can look forward to investing in 2020; 1. Mirae Asset Emerging Bluechip Fund – Direct AUM: ₹ 9,229 Cr  Expense Ratio: 0.83% Category: Equity – Large-Cap and Mid-Cap Year 1 Year 3 Year  5 Year Return% 18.85 18.62 16.69 Source: Value Research. Returns as of Janu ..read more

For quite some time, investors have been dreaded by the effects of inflation on their investments. Inflation is one of the biggest threats to the health of your investment portfolio. It is like cancer which keeps eating your earned profits silently and one day only the clinical placement is visible once the damage has been done. People make investments to make sure they provide well for their family, realize their goals and secure their retirement but forget to inflation-proof them. Here are top 5 investment instruments which are inflation-proof and are must-have’s in your investment portfolio ..read more

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