The recession that is happening right now is not going to end anytime soon. The symptoms of it are already starting to show and there’s no way around it. If you want to avoid getting into trouble, it’s best to do something about it now. Now a days everyone has this same question, are we in global recession 2023. The economy is in a recession. With the GDP growth rate falling to 1%, we are already experiencing a slowdown in economic growth. Over the past few years, we have seen a decline in productivity and innovation. The economic contraction has been accompanied by an increase in unemployment ..read more

There are a few things you need to know if you want to be successful in finance. One of them is to be able to wear a bracelet. Wearing a bracelet can give you an idea of what you should be looking for when it comes to your finances. By wearing a bracelet, you will also be able to stay organized and focused on your finances. There are many bracelets on the market today. They come in different colors and styles. Some are more expensive than others and some are made from different materials, but they all have one thing in common – they can improve your life in some way. Many celebrities across th ..read more

A term that usually tags along with credit cards is ‘points.’ These credit card points are incentives that you earn through cash back, rewards, or loyalty programs. These points are accumulated when you make purchases using your credit card in specific categories. They are updated at every billing cycle; one can redeem them at partnered hotels, lounges, and much more.  Now the question arises whether these credit card points are earned even on repayment of loans or not. The US Treasury Department does not allow students to repay loans using credit cards. Paying Student Loans With Credit C ..read more

Are you dreaming of being a proud owner of a car? Do you know having car insurance is mandatory for every car owner? Together with buying a car, you also have to get it insured. Usually, insurance companies have tie-ups with car manufacturers. So, you buy a car and get it insured go hand in hand. You have to pay premiums to the insurance company, and in return, the insurance company covers any damage caused by and to your car. Now let’s say you do not stay at a place where you want to purchase a car insurance. You might thing of to use your parents’ address for car insurance. But this question ..read more

Everyone who uses multiple credit cards must have came across this question – How To Protect Credit Cards From Damage in The Wallet. Because many at times it becomes very difficult to handle so many credit card in a normal leather wallet. Protecting them from getting damaged inside the wallet is another task. In this era of evolving technology and advancements, digital money has become the new normal and so has the usage of credit cards. This offers people a way to make transactions quickly and easily. But most often, people notice that their credit cards start to get worn out by staying in th ..read more

How To Get Credit Card With Student Loan Debt is a very common question amongst all students who have taken loan and looking for a credit card. We have consolidated 4 common questions that every student encounters while applying for a credit card with a student loan debt. If you are gearing up to apply for college and feel you do not have sufficient funds to get into your dream college, you may think that opting for student loans will help you. However, on the contrary, student loans can be the true evils of your life.  Student loan debt throws a significant impact on your financial indep ..read more

How to Get Child Support Off Credit Report ? You can not remove the information from the report. Only possible thing you could do is raise a dispute if you find any discrepancies in the report for example if you have paid off child support and it is still showing up on your credit report. Might Help You: Chip vs Swipe – Which Is More Secure Credit Card ! How to Get Child Support Off Credit Report ? When a husband and wife decide to part ways, it is a very tough decision for the entire family. The family goes through turmoil. It not only affects the spouses but the children too. It disturbs the ..read more

Can A Car Be Totaled Due to Mechanical Failure Can a car be totaled due to mechanical failure ? If you are thinking from a insurance companies point of view then the answer is no. Most of the car damages can by repaired by self. You will have to bear the repair cost, if the vehicle is not damaged in a sever accident. As per the federal government statistics, around 2% of car accidents are caused by mechanical failure. The failures occur due to inadequate maintenance or faulty parts. That is absolutely owners responsibility. Mechanical failure can cause the motor vehicle to lose control, sendin ..read more

People often use debit and credit cards to make transactions. Modifications were made to these cards a few years ago. EMV chips were added to them to make transactions safe. Earlier payment terminals read the credit cards through magnetic stripes for completing transactions. But now, the chip made it possible to make transactions without swiping. Might Help You: Credit Card Thickness In Mm What’s the Difference Between Chip And Swipe? Chip vs Swipe As far as chip vs swipe is concerned, there lies a difference between the two on the security level. Magnetic stripes can lead to troublesome situa ..read more

As per the regulations of RBI, a non-resident Indian cannot open a regular resident savings account, and the account should be converted to an NRI account before one assumes the NRI status. Therefore, it is essential to have the right to open a non-resident external or non-resident ordinary account to do any banking transactions in India. Nevertheless, depending upon the requirement of PIO and NRI, the person can either open one NRO/NRE account or both. We will discuss about different RBI guidelines defined for NRE Account Rules throughout this article. Might Help You: Can NRI Do Intraday Trad ..read more