For Florida boat owners, being out on the water is one of life’s true pleasures. But sometimes things don’t go as planned. Some incidents happen often enough to give all boat owners reason to pause and wonder: does my boat have insurance? If you’re in the market to buy a boat, marine insurance is one of the most important things to consider during that process. While boat insurance isn’t required in Florida, it’s a sound strategy to purchase a policy. No one can predict what will happen out on the water, and even the most careful captain can encounter difficulties on the waterways. Marine insu ..read more

Protect your boat from the elements Searching for the best boat storage options? Keep your vessel shipshape by shielding it from the elements and you’ll reap the longevity benefits that come with a well-maintained marine craft. Unless you store your vessel indoors in a hurricane-safe storage facility, it’s often difficult to keep it completely safe from the elements. There are different ways to achieve this aim, and it’s helpful to consider each one before making your ultimate boat storage selection. Reduce wear and tear on your boat by selecting the option that’s right for you. First, let’s a ..read more

The state of Florida is made up of close to 19% water. From the marshy Everglades to the tarpon-rich waters near Boca Grande, it’s a boater’s paradise. Join the ranks of those discovering the restorative nature of boat life. Here is everything you need to know about owning a boat in Florida. Basic Boat Safety Tips The number one most important element to consider when purchasing a boat in Florida is the boating prowess of the owner. That’s right: before you consider engines, hulls, power poles, or any navigational equipment, be honest about your experience level and your commitment to the cra ..read more

When a tropical depression or severe thunderstorm emerges on the weather radar, will you be prepared to protect your boat from the storm? Readying your boat for potential storm season damage is a pivotal item on the disaster preparation checklist. You know to gather sandbags, nonperishable foods, and storm shutters to prepare your home and loved ones to withstand a storm. But don’t forget the vessel that gives you so much enjoyment out on the water. From June 1 to November 30, hurricane season presents a challenge for boat owners. Be ready with a boat preparation plan. How do you prepare a bo ..read more

Are you worried that saving money on boat insurance while still securing a policy that protects both your craft and those you hold dear is not possible? Don’t fear! Stay within your budgeting parameters and stay true to your commitment to coverage. The best way to save money on boat insurance is by knowing the different types of Florida boat insurance. By understanding what type of policy you truly need, you can eliminate excess costs. Make an educated decision by understanding the nuances of Florida boat insurance, learning about Florida boat insurance boating regulations, and enlisting a mar ..read more

Florida Boat Insurance Requirements Boat insurance isn’t legally required in Florida, but coverage will go a long way toward protecting your investment – and your family.  If you’ve typed Florida boat insurance requirements into an online search, it’s likely you have already secured a watercraft. Is it resplendent in your backyard, snug on its shiny lift, and awaiting that first voyage? Perhaps you’ve been searching for the right boat for months and have done meticulous research. You’re aware of the size, type of craft, and accessories that will soon make this purchase your literal dream ..read more

Those who master the art of towing a boat by trailer enjoy exploration opportunities from coast to coast. Launch your boat close to a “honey hole” fishing spot, check the Florida Keys off that bucket list, or explore the mangrove-rich Everglades; the options are endless for those who are comfortable transporting watercraft via trailer. Become a confident trailer user, and you can embrace the affordability and convenience that comes with knowing your boat will go wherever you transport it on wheels. What follows is a solid guide for anyone searching for towing tips. We’ve included some common-s ..read more

 Frequently Asked Questions On the journey toward used boat ownership, the marine survey may seem just one more checklist item to check before you’re able to set sail. In fact, it’s so much more. The Condition and Valuation Survey (C&V) is likely going to be required by an insurance company before a policy is issued. Is the vessel safe? Seaworthy? Are there any recommendations the surveyor gives regarding survival of life at sea? A well-done survey answers all these questions and more. Look past that shiny hull and top-notch electronic equipment; ignore the allure of the center consol ..read more

With summer season approaching, wanderlust takes the imagination far and wide. We have travel on the brain and more time to explore. There’s no shortage of vacation ideas and dream destinations to consider. Case in point: The Bahamas. With over 700 awe-inspiring islands ranging between 50 and 200 miles from the eastern Florida coast, The Bahamas brings an entirely new meaning to tropical getaway. This gorgeous archipelago is filled with pristine islands, rich culture and unforgettable experiences. Perhaps the best part is proximity; you can take a day trip there from Florida or enjoy a lo ..read more

Learn how you can protect your investment from stern to bow Finding the right coverage can be a bit overwhelming, but landing on the right Florida boat insurance plan can truly give you peace of mind when you’re on the water. Instead of viewing boat insurance as an all-encompassing protection, it’s often best to imagine it more as an à la carte offering. Basically, you’ll pick from a ‘menu’ of coverages and arrive at an insurance combination that meets all your needs as a boat owner. Read below as we examine what Florida boat insurance covers, what it doesn’t, and when opting for additional c ..read more