Unlocking New Frontiers: Innovating Credit Underwriting for the New-to-Credit with Mobile Device Data
Mobilewalla Blog
by Mobilewalla
1w ago
The digital lending sector in India has undergone a remarkable transformation, enabling unprecedented access to credit for millions. Despite these strides, the challenge of market saturation and over-leverage among prime borrowers looms large. A significant opportunity lies with the new-to-credit (NTC) segment, yet traditional underwriting practices fall short of effectively serving this group. Mobilewalla’s innovative data offering for digital lenders, LendBetter, leverages smartphone device data as a source of AI -driven alternative insights into user behaviour. This approach not only promi ..read more
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How Mobilewalla Delivers Advanced Consumer Data and Insights That You Can Trust
Mobilewalla Blog
by Laurie Hood
4M ago
Harness the Power of Ethically Sourced, Accurate, and AI-Driven Consumer Insights High-quality third-party data for predictive analytics can help you build accurate predictive models, gather the most granular consumer insights (including those of consumers who have yet to be your customers), and keep you compliant with privacy regulations.  ..read more
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Broadband Industry Trends are Causing Telecoms to Lose Both Clients and Revenue – Here's Why (and What You Can Do About It)
Mobilewalla Blog
by Mobilewalla
7M ago
The economics of the telecommunications business has turned on its head in the past five years by broadband industry trends. One of the most profound changes is what traditional telecom companies consider to be their major growth driver.  ..read more
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There’s a Market Share and Flow Share Blind Spot in 5G FWA (and here's how to fix it)
Mobilewalla Blog
by Mobilewalla
9M ago
Embedded in the promise of a 5G fixed wireless access (FWA) future is a perilous blind spot for telecommunications providers: the lack of accurate data to determine a provider’s market and flow share ..read more
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Recent Regulatory Updates Impact First-Party Consumer Data Capture by Personal Loan Apps in India. Here’s How.
Mobilewalla Blog
by Mobilewalla
11M ago
Digital lending is driving a revolution in emerging markets by increasing access to credit for those who have been historically underserved, including individuals and micro, small and medium enterprises (MSMEs). Technology has disrupted business processes involved in disbursing a loan – including application, underwriting, disbursements, and the subsequent collection of this loan.  While digitization has enabled efficiency at a scale hitherto unseen, some gray areas concerning consumer protection have come under regulatory scrutiny across the globe ..read more
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The Future of Lending for New-To-Credit Prospects
Mobilewalla Blog
by Mobilewalla
1y ago
This article was written for Mobilewalla and originally published by Fintech News Network ..read more
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How to Minimize Business Risk as a Buy Now Pay Later Provider
Mobilewalla Blog
by Laurie Hood
1y ago
As the digital lending industry continues to expand globally, the digital payment solutions like “Buy Now, Pay Later” (BNPL) have taken the industry by storm. As reported by Kaleido Intelligence, the BNPL market has witnessed significant growth in recent years and is “expected to exceed $760BN in 2025”1.  ..read more
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Process Improvement: Leveraging Machine Learning To Lower the Risk of Lending in Emerging Markets
Mobilewalla Blog
by Mobilewalla
1y ago
A vast majority of the populations in the emerging markets of Southeast Asia, Latin America, and India are at the cusp of financial inclusion, thanks to the growing availability and adoption of digital lending services. The fintech-as-a-service market is “predicted to grow to around USD 949BN by 2028”1due to the popularity of the alternative payment solution Buy Now Pay Later in these markets ..read more
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Why Data-Centric AI is the Future for Consumer-Facing Brands
Mobilewalla Blog
by Laurie Hood
1y ago
Artificial intelligence (AI) and its impact on business innovation continues to grow across industries. There’s a booming demand to add solutions that elevate consumer intelligence as customer-centric organizations realize the value of adding AI to the tools and insights that help to improve the customer experience ..read more
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Data Enrichment Key to Enhancing Accuracy of AI Models in Fintech
Mobilewalla Blog
by Arianne Reyes
1y ago
REPOST - originally written for Fintech News Network ..read more
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