In this special episode, we dive into a topic close to our hearts, one that was sparked by a request from a valued member of our community. This isn't just about the mechanics of money management; it's an exploration of the foundational wisdom that underpins lasting financial success. Why? Because the right foundation is everything. Just as a house built on sand is vulnerable, a financial roadmap without a solid base of wisdom is prone to collapse under pressure. What You’ll Learn: The lessons from the books I’ve read when I had zero knowledge about money How to think, perceive money, and ali ..read more

Ever wondered kung paano ka kikita ng bonggang-bongga, i-level up ang iyong budgeting skills, at wiser sa iyong investments gamit ang AI. I’m talking about Artificial Intelligence, or AI, at paano ito magiging game-changer sa iyong financial life! "AI? 'Di ba pang techie or big companies lang 'yan?" Saka parang ang complicated na topic, hahaluan mo pa ng personal finance! Nope, mali kayo d'yan! This episode will break that stereotype. Kahit saan ka man sa mundo, especially sa mga kababayan natin dito sa UAE, this is something you can't afford to miss. I-share ko ang mga real-life tips kung paa ..read more

Akala natin, pag sinabing luxury, kailangan laging malaki ang gastos. Branded na damit, magarang kotse, laging kumakain sa labas. Glamorous sa tingin pero in reality, nakaka-stress 'pag nakikita mo ang bank statement mo, 'di ba? Marami akong naririnig na kwento from OFWs dito sa UAE na nahuhulog sa trap na 'to. Ang ending? Utang here, utang there, utang everywhere. Pero guess what? May mas better na way. Oo, tama 'yung narinig mo: pwedeng mag-luxury na hindi kailangang magastos. And I call it “Frugal Luxury”. ? What You’ll Learn: Why Frugal Luxury is the secret to enjoying the best of life wi ..read more

In my early days of learning Personal Finance, I have always relied on others to grow my money. This is why I fell for scams, bought expensive but inadequate insurance, locked myself into a 15-year savings plan with risk of losing my money if I stop my contributions, discovered my advisor's dishonesty, and purchased a property without stable employment. Unfortunately, just like me in 2015, marami pa rin akong nakakausap who are not fully in control of their finances. They rely on their relatives, spouse, friend, financial advisor, real estate agents, and other professionals to make financial d ..read more

It’s back to school season! Marami sa atin ang natuto about math, science, history pero when it comes to Personal Finance? Wala! No one taught us how to budget, save, or invest. Instead, nalaman na lang natin itong mga bagay na to the moment we started earning money for ourselves. At ang lagi kong naririnig sa mga nakakausap ko eh, sana nalaman ko to nung bata pa lang ako. Ako rin, yan din ang sinabi ko. So today, we’ll talk about the things I Wish School Taught Me About Money ?What You'll Learn:  - Teaching kids the purpose of money - The importance of Self-Awareness at a young age - Ho ..read more

Money is a tool that can be used for God’s purposes. This episode is not just for those struggling with money issues but for anyone looking to refine their relationship with wealth and to discover a more fulfilling, God-centered approach to personal finance. Join me in exploring how our financial choices can serve not just ourselves, but also our community, and ultimately, God's kingdom. It's not about the money itself - it's about finding God's purpose for it in your life. This episode could very well be the start of your transformative journey in faithful finance. ? What You’ll Learn: You A ..read more

Today, we're diving deep into a topic that's dear to my heart—Investing. Bago kayo mag-dive into the world of investments, let's pause and reflect. Sa panahon ngayon, nakakatempt mag-invest sa dami ng mga nagsusulputang investments, strategies and ways to get rich faster. Pero do you really know what you're getting into? I've been there—nag-invest without proper understanding, guided only by the excitement and dreams of quick riches. Ang resulta?  Napakalaking financial setback. Sayang ang oras, pagod at pera, diba? I wish someone had shared with me the essential things to consider befor ..read more

We've all been there; even the brightest minds can sometimes make financial choices na talagang mapapakamot ka na lang ng ulo. But don't be too hard on yourself. It's a common, human error. In this episode, we'll uncover the triggers and hidden biases that explain why smart people sometimes make stupid investment decisions. ? What You’ll Learn: Introduction to Cognitive Biases Biases Affecting Self-Perception and Decision Making Biases Impacting Risk Perception and Response to Loss/Gain Biases Influenced by Others and External Factors Proven strategies to counter these biases --- Send money ..read more

They say the first million is always the hardest kaya in this episode I'm joined by Mr. Bryan Bracero, one of our listeners who's based in South Korea working in a manufacturing company. In this episode you'll learn: ✅ The importance of communicating well with your family ✅ How having a clear vision can help you achieve your goals ✅ The system that he made to help him save his first million ✅ Why teachers play an important role in a person's life Learn more about Bryan: Ta Mousai FB Page - https://www.facebook.com/TaMousai Announcements: Money Talks UAE is happening on July 16-17, buy your ea ..read more

A few weeks back, I got the chance to be invited as the resource speaker for the MoneyGurado series of PLDT Global and SandBox Middle East. I talked about the why many OF’s fail to save money and how to increase our savings. During the Q&A, one of the participants asked about the difference between saving and investing. Isa ito sa mga common questions na nakukuha ko. May mga nagtatanong kung dapat bang mag invest na agad kasi maliit lang naman ang kinikita ng bangko? Yung iba naman takot mag invest kaya save, save, save lang sa buong buhay nila! Ang dami pa ring confused sa pinagkaiba at p ..read more