Key Points Investment goals can be either short-term, medium-term or long-term. A well-defined investing goal can put investors on the right path to creating wealth and financial stability. Defining investment goals put structure to money that is allocated for investments. An investment goal is the desired outcome for an investor when investing in financial assets. It plays a vital role in building an investment strategy and helps to determine what belongs inside a portfolio. These are highly personalised objectives. As such, investment goals can be wildly different between individuals and d ..read more

Despite often being seen as a safe haven by investors, Prudential Plc (LSE:PRU) shares have been anything but in 2022. After all, in the last 12 months, the insurance stock has suffered a double-digit hit of around 39%. What’s going on? Is this tumble in market capitalisation actually a buying opportunity? Or is there something more severe brewing under the surface? Let’s take a closer look. What does Prudential do? As a quick reminder, Prudential provides life and health insurance products as well as asset management services. Its mission is to help improve the affordability and accessibilit ..read more

Investing in real estate in the UK is a popular method for investors to diversify their portfolio across a different asset class than stocks and bonds. But there are multiple different approaches to go about doing it. And each has its own advantages and disadvantages. What is real estate investing? Real estate investing, or property investing, is the practice of purchasing real estate with the intention of growing wealth rather than personal comfort. But there isn’t a strict rule stating the two can’t overlap. And the most common type of real estate investment in the United Kingdom is a mortg ..read more

Unilever Plc (LSE:ULVR) shares have proven to be quite a nice refuge from the stock market correction in 2022. With inflation and rising interest rates taking many growth stocks for a ride, this premium consumer staple retailer’s share price has remained flat over the last 12 months. That’s notably ahead of the FTSE 100‘s 8% drop and seriously ahead of the FTSE 250‘s near-30% tumble! Regardless of what the economy is doing, people still need food, beverages, and hygiene products. So, seeing Unilever be resistant to a lot of the volatility lately isn’t a surprise. But does that make it a good ..read more

Pound cost averaging, or dollar cost averaging as it’s called in the United States, is a time-tested strategy to drip-feed money into the stock market. Using this simple technique, investors can reduce the negative impact of poorly-timed investments. Since almost no one, including professionals, can perfectly time the market, pound cost averaging is a popular alternative that’s far more effective. This strategy is also known as unit cost averaging, incremental trading, or average cost effect. The term was coined by famous investor Benjamin Graham, widely seen as the father of value investing ..read more

Return on Investment (ROI) is a basic financial metric used to calculate how much profit an investor has made over the original cost of an investment. The ratio is expressed as a percentage and indicates how efficiently an investment has performed in building wealth. Return on Investment helps understand at what rate an investment will yield a profit or a loss. And its percentage format makes it easy to compare options making it suitable for rapid cost-benefit analysis. That’s why it’s often used by individuals as well as businesses when making investment decisions for almost any asset class ..read more

Like many growth stocks in 2022, JD Sports Fashion Plc (LSE:JD) shares have plunged over 50% in the last 12 months. Yet that hasn’t deterred its long-term performance, with the stock still in the green by 35% over the past five years. And since its listing on the London Stock Exchange back in 1996, the stock price has exploded by an impressive 3,200%, even after the wobbly performance this year. With consumer spending taking a massive blow courtesy of rising inflation, it’s been a rough couple of months for the FTSE 100 business. But in the long run, is management’s strategy still intact? And ..read more

Key points The Anglo American share price is down over 9% year to date on the back of weakening commodity prices. The company launched the world’s largest hydrogen-powered mine haul truck in May 2022. In July, the company announced its first production of copper concentrate from its Quellaveco project in Peru. Anglo American Plc (LSE:AAL) shares have proven fairly resistant to the recent chaos in the stock market. While the mining stock is down around 4% over the last 12 months, that’s considerably better than its parent index, the FTSE 100. Furthermore, zooming out to a five-year perspectiv ..read more

Key points Glencore Plc’s share price is up over 32% in the past year. Glencore completed the acquisition of the remaining 66.7% interest in Cerrejón, a coal mine in Columbia. Glencore Plc returns $8.5bn in total to shareholders in 2022.  Over the last five years, Glencore Plc (LSE:GLEN) shares trading on the London Stock Exchange have climbed by almost 40%. Yet most of this movement occurred in the last 12 months. While inflation is wreaking havoc in most industries, the mining sector is enjoying the spoils of higher commodity prices resulting in impressive earnings. In 2015, the firm ..read more

Key points Ocado shares are down over 70% year to date. Ocado opened 16 Customer Fulfilment Centres (CFC) Internationally. The company launched its first fully automated microsite for Ocado Retail in Canning Town. Ocado Group Plc (LSE:OCDO) shares have had quite a rough 12 months falling by more than 73%! Between 2018 and 2021, the online grocery robotics hybrid business saw tremendous success, with its stock price surging by more than 400% in just three years. Yet most of these gains have been wiped out in the last 18 months. The company’s market capitalisation is still significantly higher ..read more