A guest blog post for badger loans by Joyce Wilson In a world dominated by money and debt, it has become increasingly essential to cultivate financial wisdom alongside ethical integrity. If it’s hard for us to do it, how much more for our children? We thank Joyce Wilson, our guest blogger for this guide for the next generation. At a time where financial knowledge is as crucial as moral values, teaching our children to navigate the monetary landscape with wisdom and ethical considerations is vital. Financial literacy, intertwined with faith-based principles, can guide them toward making decisio ..read more

Bad credit payday loans can provide a vital lifeline for emergencies where you need to access cash before payday comes around. Whether it’s a broken boiler, car trouble or any other emergency, bad credit payday loans can help to get you out of a tight spot. What Is A Bad Credit Payday Loan? Payday loans, whether for bad credit or not, are designed to be short-term solutions to alleviate financial stress. If you’re looking for loan options with longer repayment terms, you might want to consider exploring personal loans for bad credit as an alternative. First, let’s look at what characteristics ..read more

New payday lenders appear and disappear all of the time, so it can be really difficult to understand the different criteria and compare interest rates – particularly when, often, payday loans are fairly urgent.  What was previously a good option might no longer be viable, and there might even be new options that are better suited to your financial situation.  We’re here to help you understand what exactly payday lenders are, what kinds of loans are available, and how brand new payday lenders might differ from traditional lenders that you might be more familiar with. What is a Payday ..read more

Personal loans, in recent years have gained a lot of negative press, but if you fully understand how they work, and use them sensibly, they can be very useful. We’ve put together a guide to help you better understand and utilise personal loans. What Are Personal Loans? A personal loan is money that you, as an individual, can borrow from a lender. These loans can be small amounts of money or larger sums, depending on approval and borrower requirements. A lender is the individual, financial institution, or organisation that provides funds to borrowers. For personal loans, the expectation is that ..read more

Welcome to the all new Badger Loans! This is our attempt to give you an all singing, all dancing, slick as you like, super-fast website. We hope you like it. We have tried to make the site fast, responsive and easy to navigate. Hopefully you will find everything you are looking for within easy eyeshot. Looking for a Personal Loan? It’s a short scroll upwards. Need a Bad Credit Loan? Same place and over to your right. Need to know what to do? There’s a video about how to use the site a couple of scrolls down from here on the Homepage. We Match You to the Best Loan Available It’s worth bearing i ..read more

Over three weeks ago, back on May 23rd, we were visited by an old acquaintance we hoped we’d seen the back of 3 years ago. The last time we met, back in 2020 just before a mysterious flu virus swept the world, his MO was a bit different but the effects were the same. Being scammed is a bit like coming home to find your house or flat has been burgled. It’s that same sense of an uninvited someone coming into your domain (literally in this case) and putting their filthy fingers over everything they touch. So whether it’s your antique Capo di Monte or your back end H2 headings, an uninvited and un ..read more

This month’s blog is about borrowing money without going broke and getting yourself into a whole world of trouble in the process. Badger Loans shows you how to make borrowing work for you.  It can be an emergency expenditure or an imminent need that must absolutely be met. Such as a broken boiler. Or to repair your car. Or maybe purchase a new one! Borrowing money is no joke. Because if you do not do it right, you can very well end up in a cycle of debts. You need to know how to make borrowing work for you. Security Usually, when you borrow money, you need to provide one main thing. Secu ..read more

When you are in a financial bind, it can be difficult to know where to turn for help. If you need money fast and don’t have any other options, a payday loan or short term loan may seem like the perfect solution. But before you sign up for a loan, make sure you are aware of the risks involved and how to get the best terms possible. Here are five tips on getting the best payday loans offered to you. Read on for more information.   Estimate How Much You Will Have to Pay Back The most important step in the process is to be realistic about how much money you will have to pay back. The lender w ..read more

The economy may be in a downturn, but it doesn’t have to be all doom and gloom. You can protect yourself and get ahead when things get better by using our Recession-Proof Guide To Thriving in Uncertain Times. Here’s how you can make that happen presented by Badger Loans.  Create a Budget  Having a budget is one of the most innovative things you can do for your finances., and Excel is an excellent tool for creating and tracking your budget. You can easily embed (import) a PDF into Excel to keep all your financial information in one place. Plus, Excel’s powerful computational capabilit ..read more

If you’ve taken out a loan at any point in your life (or are about to) there may come a point during the course of repaying the loan when one or more of the reasons listed below will enter your mind with a view to skipping that month’s loan repayment. We’ve gathered together what we think are the 10 worst reasons for missing your loan payment.   If your loan is of the payday variety and only a few months duration you could be lucky and find none of your personal circumstances change in any way during the course of the loan. Take out a longer term loan up to 5 years and see what life throw ..read more