When it comes to money, most experts would say, “Start them young.” And as a frugal mom, I agree.  So, in this post, I’m sharing some enjoyable ways you can teach your kids about money.  Teach them about needs vs wants Having money to spend is exciting for a kid. But it’s crucial for us to teach them the difference between a need and a want for them to make wise financial choices someday.  How?  You can show them a shopping site and let them identify which products are really needed for survival (food, shelter, clothing) in contrast to those that they like “just ‘coz” (jus ..read more

Education is probably one of the big things that parents like us invest on for our kids. I currently have a grade schooler and we’re already thinking about her college tuition. That’s why I thought I’d share some ways  you can save money for your child’s education. Whether it’s saving up for college or getting into a prestigious preschool, I’m sure you’d find a tip or two here handy. Ready? Ways to Save Money for Your Child’s Education Of course, we want our kids to have a good education, right? While it’s easier said than done in today’s economy, here are great ways you can save and cut ..read more

Whether you’re starting out or your household’s growing, you need to know these money-saving tips for families.  According to an article on CNBC, the current inflation makes Americans spend almost $300 more compared with a year ago. Keep reading to know the best tips to help you save more money for your family.  Create a monthly budget as a family To start with, you need to set a monthly budget together. You can do this by first knowing your net income and tracking your expenses. Also, it’s great to keep the 50/30/20 rule in mind as you plan. This means put about 50% of your budget ..read more

Are you excited to get a car? I was delighted too when my husband and I got our family car and it was at the height of the COVID-19 pandemic. If you’re thinking of buying one soon, read on for my best tips for buying a car. At that time, we decided it was time to get a car for the family since public transportation wasn’t a good option. Also, in times of emergency, it’ll be really helpful. You wouldn’t want to be hailing a taxi when you’re child’s sick in the middle of the night.  Lastly, when we want to go on vacation with my in-laws, we have something to get us places safely. We went f ..read more

Many people talk of hidden costs for home buyers, but seldom talked about are costs for those who are selling their homes. These costs can be as high as six to ten percent of your home’s purchase price. They include any fees, taxes, or related services that the seller is expected to pay at closing. There are many, but there are also ways to lower them.  Negotiate with your Real Estate Agent One of the largest expenses that come with selling a home is having to pay commission fees for agents. You can use a seller closing costs calculator to help determine what these fees might look like ..read more

My husband loves playing solitaire. I mean, he can spend hours making those interesting card sequences. Watching him play online got me interested again. I mean, sure I’ve played it before,  but I think his enthusiasm rubbed off on me quite recently. And I wanted to share with you some things I love about solitaire card games. But first, did you know that this game started during the late 1700s? Or that it’s also called Patience (perfect for describing what you need to finish it)? And there are many popular versions of this card game besides Klondike or classic solitaire, including Freec ..read more

Having good credit is an indication of your financial health. When you have good credit, you have better purchasing power and more options with a lot of things. So, if you’re having issues with your credit score, read on to know some top tips for repairing your credit. But first, let’s talk about what a good credit score means. What is a Good Credit Score? A credit score is a three-digit number from 300 to 800 that shows your financial reputation or how reliable you are in terms of managing your credit. It’s calculated based on the various pieces of data from your credit report such as amount ..read more

BPI Foundation, the social development arm of BPI, has started to reforest 170 hectares of land in Pantabangan, Carranglan Watershed Forest Reserve, Nueva Ecija through its Lakbay Luntian initiative as part of the Bank’s 170th-anniversary celebration in August. “In previous years, we held nationwide volunteer activities as part of our anniversary celebrations. This year, we aligned with the Bank’s 170th anniversary theme and reinvented how we do volunteer work and give back to our communities as one BPI,” said BPI Foundation Executive Director Owen Cammayo. Lakbay Luntian is the first-ever vi ..read more

When I was growing up, we moved around constantly due to the nature of my parents’ work. Every few years, I’d be in a different neighborhood and a new school. It was hard but I learned to adjust quickly. I remember we’d go from place to place with 3 or 4 mattresses. Yes, we didn’t have beds. That’s how nomadic we were. My father would rent a big van or a truck to transfer our stuff to the new place. We’re a big family with my other four siblings so it was important to find a house that could accommodate us all. Plus, of course, we needed to check if the area gets easily flooded or earthquake ..read more

Warm weather is back in the air, and with it comes the sense of wanderlust that seems to strike us all.  This need to get out and see the world the moment it’s warm enough isn’t new: Vacation numbers have always gone up around the summer- but what do you do with this energy?  These are the top ways to spend your summer exploring and getting to know the world around you. Sign Up For A Travel Group If you aren’t sure what to do, you know you want to get out and try new things: consider joining a travel group!  These groups have laid out itineraries and are perfect for anyone who ..read more