Generations of women have held the Proverbs 31 woman as their role model. Even though she existed thousands of years ago, the proverbs 31 woman and her approach to life and money matters, is more relevant than ever for the 21st Century woman. She forms the perfect picture of a busy woman running her home, rushing to work, running a business, making investment decisions, and volunteering her time for charitable causes, whilst continuing to be the rock of her family; a wonderful wife and mother. What can we, today’s women learn from this ancient biblical ideal as we pass through our diverse and ..read more

Are you a widow or do you know one? Here are 10 tips to share. 1) Assemble a support team Confer with a team of trusted advisors so that they can attend to some important issues for you, acting on your behalf as appropriate. Societal norms make it awkward for a widow to visit banks and other institutions in person so soon after the death of a spouse; you will have to delegate some of these tasks. 2) You need friends and relations It is only natural for close family members and friends want to give you advice. Listen to the advice, thank them politely and continue with your plans. You do need i ..read more

Money can be a powerful force that shapes our lives in so many ways, including our romantic relationships. The reality is that financial issues often cause strain and discord in partnerships. Let’s discuss the impact of money on relationships and share some tips on how to navigate these challenges. Money is a leading cause of malaise in relationships It is no secret that financial matters can be a significant source of stress in relationships. Disagreements over spending habits, debt, and financial goals often lead to conflict. Money-related tensions can escalate quickly, causing resentment an ..read more

When two people with significant histories and some baggage get married, there are important financial decisions to consider; children, assets, housing, retirement, health, estate planning etc. Here are some areas to think about to ensure that both individual and joint interests are protected. Health insurance Naturally as we get older health care costs may go up. Do you know your partner’s health status? Make insurance cover a priority. Joint or separate finances? You are probably both set in your ways. Some prefer to start with separate accounts till there is greater comfort. Children Who wi ..read more

The complex nature of our nation’s turbulent economy has impacted all Nigerians and leaves many feeling confused and anxious. The good news is that no matter how uncertain things may be, the basic fundamentals of personal financial management still apply, so do stay focused on this. Have you made your New Year Resolutions? Did you include any financial ones? All major life events such as getting married, having a baby, educating children, losing a job, getting divorced, buying a home, losing a loved one, planning for your retirement and your estate, come with financial consequences that must b ..read more

A new year brings with it a sense of renewal and the age-old tradition of new-year resolutions helps you to focus on making positive changes in various aspects of your life. Financial resolutions are often ignored; here are a few to set you on the right footing for 2015. Do not try to initiate them all at once; just elect say three or four that you can begin to address. Get organised An annual review of your personal finances is necessary as finances are dynamic; needs, goals, jobs, and family situations change. Do you have a clear picture of where you stand financially? Start by gathering an ..read more

It’s so exciting to be in a new year; no matter how badly the last year may have gone for you, the new year always brings with it, hope of better things’ a fresh start, a chance to do things better and yes, you should do things better, if you desire a change, then you need to restrategise. So today, we’ll be looking at how to Organise your finances for the year. Are your finances disorganized? Do you find yourself often looking for documents or missing due payments? Organising your finances can be a real chore. Every month, you receive several bills, statements, and other financial documents ..read more

At the start of each new year, many of us have grand plans to repurpose our lives, careers, relationships and finances. However, we sometimes expect magic by hoping for the best but doing nothing to make it happen. Is procrastination a major problem for you? Procrastination can have many negative consequences. Deadlines are missed, opportunities are wasted, work is rushed with the attendant fall in quality standards, impressions are created, as you consistently arrive late at important meetings and events, as you didn’t leave home in time, but blame the traffic or the weather instead. Many peo ..read more

Do you look forward to Christmas or has it all become too much, too commercial and stretching us to our limits in terms of stress, time and money with little focus on the reason for the season! Whether you are excited with the whirlwind of activity and shopping or dread the pressure and disruption to your life, the strain and drain on your resources, be careful not to overspend. Here are some tips on how to have a great Christmas without throwing your finances into disarray. 1. PREPARE A CHRISTMAS BUDGET As we get close to Christmas and before the shopping frenzy gets underway, a Christmas Bu ..read more

Christmas is a time, when families come together, homes are decked out with Christmas trees decorated with tinsel, ornaments and lights, sumptuous meals are prepared and Christmas carols waft through the air as people dash about for their last minute shopping spree. In a sense it has become all about money; amidst it all, it is so easy to lose sight of the true meaning of Christmas. What can you do this year that epitomizes the true spirit of Christmas? Here are a few ideas that are worth looking at. Give back to society through philanthropy The definition of a philanthropist is “someone who d ..read more