How To Exit Your Business Using Property Owning a business can be one of the most exciting, overwhelming, and rewarding things that you ever do, but as we journey through life it’s safe to say that our circumstances can and often do change quickly. Because of this, having a strategy in place that you can deploy when it comes to exiting your business, is a smart thing to do. Among other things – retirement, general interests, family circumstances, health and unpredictable events, can lead a person to wanting to leave the enterprise that they’re currently running. With more than 500,000 ind ..read more

Is Now The Worst Time To Buy Real Estate in NZ? Property prices, inflation, credit crunches, global tensions and high interest rates signal many property investors bowing out and determining that today’s market is the worst time to buy real estate in NZ. In fact, you just have to do a quick google search to get a queue of results which back up the notion that 2023 could just well be the worst time to buy real estate due to so many factors that are completely out of your hot little hands. However, what if the scaremongering headlines simply aren’t true? Afterall, media companies are not pr ..read more

Retirement Planning Tips To Save You From Working Past 65 Gone are the days where owning your own home was enough for a stress-free retirement. With living costs rapidly rising, the age-old dream of retiring at 65 years old is becoming exactly that – a dream. With life expectancy now creeping into the 90s, Kiwisaver and NZ Super pension funds are being stretched much farther than what most have prepared for. Retirement planning is more important now than ever before! The truth is, if you’re planning to rely on your Kiwisaver and pension payment alone then you’ll only be able to afford to l ..read more

Should You Invest in an Apartment or a House? Most of us would like to own a regular income stream that pays us weekly with little hassle, right?! RIGHT. That is what residential real estate is fantastic for. But, when it comes to actually achieving passive income from property, should you invest in an apartment or a house?  Many investors favour one type of property – either apartments or houses, however there are pros and cons so let’s get this out of the way first before we explore if you should invest in an apartment or a house in regard to guaranteed cash flow, growth and theref ..read more

When Is the Best Time To Invest in Property? When is the best time to invest in property? It’s a good question and depending on how you look at things, easily has the ability to shape your future and even your retirement! With the cost of living at an all-time high, house prices more than they’ve ever been before and interest rates well on the rise – many people would fairly assume that 2022 is the worst time to purchase property!  However, I’m here to tell you that an outlook such as this could lead to you making a very big mistake when it comes to your ability to create wealth.&nbs ..read more

What Is Second-Tier Lending and How Can Investors Take Advantage? If you are an investor wanting to grow your property portfolio, then second-tier lending as a finance strategy needs to be on your radar.  Over the last 12 to 24 months the New Zealand property market has seen a range of unique conditions. Everything from exuberant growth right across the country, to stricter lending laws taking place and now the rise of interest rates.  The combination of these, and other market factors has left many property investors scratching their heads and wondering how exactly they’ll take ..read more

How To Use Equity To Purchase An Investment Property Without a doubt, an investor’s secret weapon to building a profitable property portfolio is their ability to use equity.  This is because the one thing we need as property investors, particularly in the acquisition phase of our journey, is access to our money. The more cash we can lay our hands on, the more properties we can buy and start to get an income from. The good news is, during 2020 and 2021 bucket-loads of equity was generated for New Zealand homeowners as real estate across the country rose at a rapid speed. In fact, almo ..read more

The Pros Of Becoming A Rent-Vestor There are not many people out there who aren’t itching to buy their own home. It’s part of the Kiwi dream, right?! Who doesn’t want a slice of their own piece of paradise. But with slow wage growth and exceedingly high house prices, it’s getting harder and harder to become a traditional homeowner – which is why some people are opting to become rent-vestors instead.  WHAT IS A RENT-VESTOR?  A rent-vestor is a property investor who generally chooses to buy outside the city or suburb where they live. It simply gives them the option to buy in a loc ..read more

6 Ways To Get On The Property Ladder Faster With a booming property market, it can sometimes feel impossible to achieve that dream of purchasing your first home.  As prices soar, many aspiring buyers feel their hopes of getting a leg up on the property ladder move further and further away. By conventional measures, it can seem like you’re banging your head against a brick wall – but if you’re willing to think a little further outside the box, you might just find a new way to stack the deck in your favour.  Here are six practical ways you can speed up your ability to grab a slice ..read more

Why Your 1st Property Purchase Is the Most Important! How important is it to buy right the first time? Well, I’d go as far as saying that your very first property could easily be your very last if you don’t play your cards right from the get-go. This is because one of the key ways to build a thriving real estate portfolio is by banking on the growth of a property to support the next one (and so on and so forth) through the process of recycled equity. DON’T GET STUCK IN THE ONE AND DONE TRAP One wrong asset and you’re stuck! Now you might say, ‘Oops, oh well I’ll just sell and start again ..read more