If someone was careless and injured you, you have the right to sue for your damages. Naturally, you want to be able to get full compensation for your financial losses, as well as your mental and emotional anguish. However, many states limit how much an injured party can recover. Therefore, you need to know Kentucky’s rules about how much you can claim. Kentucky’s standard rules for personal injury claims Kentucky seeks to safeguard the rights of injured plaintiffs by having no caps on personal injury claims. As a result, you can pursue full compensation for both economic and non-economic damag ..read more

Determining responsibility for medical bills in car accident injury cases in the Bluegrass State involves understanding state laws and insurance coverage options. Kentucky is a no-fault insurance state, but drivers can choose to reject that type of coverage. If you sustain injuries in a car accident, it is important to understand who will pay your medical expenses. Liability and compensation In car accident injury cases, the at-fault party’s insurance typically covers medical expenses for injured parties. However, if a person is partially at fault, they may bear a portion of their medical bill ..read more

The Kentucky Department of Education reported a total of 1,038 school bus accidents for the 2021-2022 school year. As students embark on their daily journey to school, the safety of their transportation is of paramount concern to parents, educators, and policymakers alike. One recurring question is whether school buses should have seat belts. The issue has sparked debates across the nation, with opinions divided on the efficacy and necessity of this safety feature. Arguments for seat belts Proponents argue that seat belts on school buses can significantly enhance passenger safety. In the ..read more

The National Safety Council reported that over 5,700 people died in heavy truck crashes in 2021. Safety on the road remains a top priority, especially when considering the massive heavy trucks and buses that share the asphalt with smaller vehicles. To address this, the federal traffic safety agency has announced a significant step forward. Over the next five years, the government will mandate that heavy trucks and buses incorporate automatic emergency braking systems, a move expected to make roadways safer for all users. Understanding the new braking system requirement Automatic emergency brak ..read more

Suffering a car, pedestrian, bicycle or boat accident is bad enough, so you might assume you are past the worst part. But when your insurance company does not uphold their end of the bargain in helping you investigate, negotiate and ultimately settle your claim, your next uphill battle becomes against those you supposedly looked to for support. Per Kentucky’s comprehensive list of unfair claims settlement practices, your insurer must act according to the policy you enrolled for. Failure to do so can be a form of misconduct, like misrepresenting relevant facts or policy language, delaying or re ..read more

Almost everyone you know probably owns a pair of wireless earbuds. In addition to producing high-quality audio and boasting features like noise cancellation, wireless earbuds are portable and hassle-free. However, everyday gadgets, such as earbuds, could be hazardous to your health if they have defects in their design. Earbuds and ear infections A lawsuit in 2021 alleges that a particular pair of wireless earbuds from a known electronics maker led to “scabbing, flaking, and oozing” in consumers’ ears. It started after the complainant discovered the material in her new earbuds made her ears itc ..read more

Your insurance policy should keep you from digging into your wallet to pay for damage to your boat, car or house if an accident or storm damage should occur. Unfortunately, insurance companies sometimes lowball the repair estimates. In the event you disagree with the verdict of your insurer, you may seek out a second opinion. Reasons to get a second opinion In addition to proving the validity of your claim, asking for a second opinion can be necessary if the insurance adjuster is not familiar with the kind of damage your property has sustained. It is possible an adjuster will miss damage that ..read more

Anyone could slip and fall for many reasons. It is a regular occurrence for specific demographics, such as children learning to balance and workers facing fall risks while performing their jobs. Fortunately, most falls are mild and require little to no medical attention. However, some people, such as seniors, could be more prone to severe fall injuries. Fall injuries in elders could have grave repercussions. They tend to have more fragile bones and lack lower body strength, causing severe head trauma or broken bones. An estimated three million elders go to emergency rooms for fall injuries ann ..read more

As the temperature rises, more and more will start hitting the water to fish, swim, lounge on a boat or enjoy their personal watercraft. Heading to Kentucky’s waterways is a great way to spend some time with family and friends, but before you go boating, you may want to take precautions to ensure everyone’s safety first. Even if you have been boating since you were a child, it is important to remember that boating accidents can happen anytime. There were 658 fatalities and 2,641 injuries associated with boating accidents in 2021. If you want to have fun without worrying about your safety, cons ..read more

Gone are the days when people would look left and right before crossing. A study on pedestrian distractions has shown that people who text while walking are more likely to cross the street in an unsafe manner. Listening to music, talking on the phone or talking to people while walking is also distracting but to a lesser extent. How does distracted walking lead to accidents? People multitasking on the street are typically unaware of their surroundings. They tend to walk slower and cannot properly gauge the distance between them and other objects. Not paying attention makes it easier to trip, fa ..read more