Hotel owners shoulder a significant responsibility for maintaining a safe and secure environment for guests and visitors. Many risks and safety hazards exist on hotel premises. The more you understand about these risks, the easier it is to determine liability. There are several areas where hotel owners face liability after an injury or accident. Inadequate security Guest safety depends on adequate property security. Hotels need effective security measures, including surveillance cameras, secure access control and properly trained staff members. Lax security that creates a safety hazard can cre ..read more

There is some confusion about what happens after a motorcycle, truck or car accident in a no-fault state. Although the term implies that no one is at fault for any accident, this is untrue. So, who pays for car damage in a no-fault state is more complex than it seems. There are situations where the at-fault party’s insurance needs to pay damages for your vehicle. Hawaii’s insurance law Hawaii requires you to carry at least personal injury protection, bodily injury and property damage liability. The amounts of coverage are: $20,000 per person and $40,000 per accident bodily injury $10,000 per p ..read more

If you sustain a personal injury as a result of a car accident, medical malpractice or any other form of negligence, you have the right to pursue financial compensation from the at-fault party. While your first inclination might be to file a lawsuit and take the matter to court, there are other options available as well. Choosing to use an arbiter is one alternative way to settle a legal dispute. By understanding the arbitration process and how it might benefit you as opposed to courtroom litigation, you can make an informed decision as to how you wish to pursue your personal injury settlement ..read more

In the aftermath of an auto accident, you must file an insurance claim to recover damages. When the insurance company assigns an adjuster to your case, their typical objective is to protect the company’s best interests. This sometimes leads to bad-faith actions. What is bad faith insurance? Insurance companies sometimes resort to unsavory tactics to avoid fulfilling the obligations detailed in their contracts with policyholders. You may have a substantial claim for damages if you suffer severe injuries and property damage in a car accident. When you have sufficient evidence to support you ..read more

After being involved in an accident, you may expect to experience a good deal of pain and discomfort right away. However, this is not always the case: Some injuries do not hurt immediately after an accident. Depending on the circumstances, this can make dealing with the aftermath of an accident even more challenging. It is worth noting that there are many factors that can influence the way your body responds to an injury. The severity of your injury, type of impact, type of car you were in and other aspects all can have an effect on how quickly you feel the impact. Adrenaline When you are in a ..read more

When someone experiences a personal injury, insurance gives financial relief. The money an auto or property insurer provides helps pay for medical treatments. It also goes toward living expenses until the compromised individual may resume working. Insurance companies, though, have an incentive to deny claims. Rejections put money back in their pockets. Sometimes, these corporate behemoths overreach with their reasoning for issuing denials. When this happens, the insurer is acting in bad faith. What is an insurance rejection in bad faith? Unscrupulous insurers may deny a claim after failing to ..read more

Tour companies often require customers to sign a liability waiver before stepping foot onto a tour boat or bus or taking part in company-led activities. Some of these waivers are straightforward, while others are merely conditions included in the general terms of service. If an injury or incident were to happen when you participate in an activity, the company may avoid taking responsibility. In many cases, the manager or representative will use your signed waiver as a way to deflect or deter you from taking legal action. Company responsibility Although a signed waiver attempts to protect a com ..read more

An injurious car accident can happen unexpectedly and result in injuries that make it hard to get back to your normal daily life. On top of this challenge, you may also struggle with the effects of posttraumatic stress disorder. According to the National Library of Medicine, PTSD is a type of mental health issue that can develop after you witness or experience a traumatic event, like a car accident. If you are struggling to cope with the effects of PTSD after a serious collision, the following strategies may help. 1. Talk about your experience Bottling up your emotions and not talking about yo ..read more

Taking your children on vacation can be exciting and fun for the whole family. It can offer opportunities to do new things and create memories as a family. However, being in new environments or in busy areas can increase the risk of an accident, especially because children are not always aware of the dangers of roadways. Because of this, it can be important to talk to your children about road safety. Teach them about road safety basics Going on a vacation can be a good time to talk about road safety with your kids. When discussing this topic, it is important to cover the basics, like making su ..read more

People would much rather think of the beautiful beaches of Hawaii than the potential risks associated with vacationing on them. In reality, visitors to Hawaii are frequently injured. Follow the steps below if you sustain an injury while visiting one of the beautiful islands. Call for help If you or your loved one sustain an injury in an accident, call 911 immediately. Any future claims will require documentation, so a police report could be key. Further, you will receive the medical attention you need. Inform the medical professionals that you sustained injuries in an accident and follow their ..read more