BY OONAGH TURNER PUBLISHED 14 JANUARY 2024 There are no hard and fast rules when it comes to kitchen backsplash. Some homeowners and designers like a low-profile splashback that doesn’t go too far up the wall, in-keeping with a more minimalist kitchen. In this format, backsplash typically ends at the base of the upper cabinets or just an inch or two above the countertop. For others, the kitchen splashback takes on a starring role in the kitchen, creating a focal point that frames the window. There are a couple of factors at play here to help you decide which look is right for y ..read more

Get out of the rut you’re stuck in and learn to be a little more flexible. Being flexible and open are important skills and qualities to develop in order to enjoy your job and progress in your career. Being someone who is flexible and open to new experiences has positive benefits, such as helping you to be more resilient, less upset by change, and making it easier to adapt to anything unexpected that occurs. In fact, it was found that businesses that were most flexible and open to change were the ones that didn’t just survive through the Covid-19 pandemi ..read more

ByLouis DeNicola Quick Answer You may be able to protect your bank account from fraudsters by securing your account with a strong password and multifactor authentication. Additionally, learn how to avoid the tricks that fraudsters use to convince people to share bank account info or send them money. In this article: 5 Ways to Stop Fraudsters From Taking Over Your Account 5 Ways to Stop Fraudsters From Tricking You Into Sending Them Your Money What to Do if Your Bank Account Is Compromised You can help safeguard your bank account from fraud by putting security measures in place to stop p ..read more

By Lindsay VanSomeren Updated on July 18, 2022 One of the most common ways to pay for home additions and upgrades is by tapping into your home equity, such as with a HELOC or home equity loan. But what if you don’t have any equity built up yet? For example, you might be in this position if your home value recently dropped or if you just bought a house and want to make some changes. While home equity can provide a handy way to pay for these upgrades, it’s not your only option. There are plenty of other ways to finance home additions and improvements, but each one has its own pros and cons ..read more

Inside: Use these easy steps to reduce visual clutter in your home and create a space that is more calm and relaxing. When it comes to clutter at home, there’s probably some stuff that bugs you more than others. The stuff that’s out of sight and out of mind probably doesn’t bother you too much – like the items you’ve tucked away in closets or hidden in drawers and cupboards, or placed in the spare room you never need to access. Sure, it’s there, but it doesn’t have much of an impact as you navigate your daily routine. It’s the visual clutter that really bugs you. The stuff you can se ..read more

July 20, 2023  •  5 min read ByJim Akin Quick Answer You may be able to negotiate credit card debt by submitting a request with your card issuer. Negotiating credit card debt may bring relief that harms credit less than bankruptcy and costs less than credit repair. In this article: Credit Card Debt Settlement Options How to Negotiate Credit Card Debt How Settling Credit Card Debt May Impact Your Credit You may be able to negotiate with your credit card issuers to settle your debt for less than you owe. Any arrangement that alters your original payment terms can h ..read more

By Brandon Cornett | Copyright © HBI 2024 | All Rights Reserved We’ve written about the mortgage loan approval process in the past. Today, we’ll be focusing on one specific part of that process to answer a reader’s question. A reader asked: What happens after mortgage pre-approval? Let’s start with a quick definition, just to put this into context. During the mortgage pre-approval process, your lender will review your financial situation to determine (A) if you are qualified for a home loan and (B) how much they are willing to lend to you. You can think of it as a kind pre-screeni ..read more

A home that has good curb appeal will not only be inviting and welcoming to visitors, but will also be very attractive to potential buyers. There are some simple and easy things you can do to immediately improve your home’s curb appeal. Keep in mind these are not the only ways you can enhance the beauty of your home, but they are a good starting point. Here are 10 tips that can help improve curb appeal and enhance the beauty of your home. Remember, every house and neighborhood is different, so reach out to an expert if you need more guidance. 1. Clean doors, windows, and siding. Pressure ..read more

You might need to replace your roof for various reasons: old age, bad weather conditions, and falling debris. Whatever the reason, it’s essential to prepare for the replacement process to ensure that it goes as smoothly as possible and that no damage is caused to other parts of your home. Here are some tips for preparing your roof for a replacement: PinSaveEmail 1. Check the Condition of Your Roof One of the most important things to check before starting any roof replacement project is the condition of your roof. Knowing your roof’s condition when planning your roof replacement p ..read more

By Terri Williams Updated November 9, 2022 Hardwood floors have an incomparable beauty and they can add warmth and style to any room. Whether you have a traditional home with architectural details or a modern, industrial space, hardwoods fit right in. That’s why many homeowners even use hardwood floors in kitchens and bathrooms. If you’re fortunate enough to have original hardwood floors, consider restoring their original beauty. Below are tips from two hardwood flooring experts to help. Recoat or Refinish? If your wood floors start to look dull, they can be renewed through reco ..read more