What happens when you hear the word ‘finances’? Do you cringe? Does it make you panic? You aren’t alone. Personal finances are among the most overwhelming, yet important factors in your life. If you’re afraid of your finances, you’ll never get ahead, but if they’re too overwhelming, it’s hard to make heads or tails out of them. Here’s the good news. There are easy ways to simplify your finances so you can get organized and even get ahead! Here we go! 1. Make Automation your BFF Technology is a wonderful thing especially when it comes to finances. We all get busy and forget things, but technolo ..read more

Hindsight is 20/20, and we all have areas of our lives where we wish we knew then what we know now. While we can’t change the past, we can use the information we have learned over the years to better ourselves and reach our financial goals. The point isn’t to slam our past selves for not knowing but to celebrate how far we’ve come on our financial journey. In today’s post we are exploring 10 (more) things I wish I knew about money 10 years ago. This post is based on a Youtube video I created when I was 35 years old. That means that ten years prior, I was 25 years old! Twenty-five is a critical ..read more

Have you ever heard the term financial self-care? Similar to personal self-care, financial self-care is taking the time and energy to ensure that you are practicing positive and effective financial habits. Many of us have unintentionally adopted poor financial habits that negatively affect our short-term and long-term financial success. Today, you can change that by implementing these 6 ways to practice financial self-care. 1. Practice Self-Care Before you can practice financial self-care, you must practice ACTUAL self-care. It is vital that we take care of ourselves physically, mentally, emot ..read more

Have you ever heard of the Financial Independence, Retire Early movement, also known as the FIRE movement? If not, you may currently be living under a rock! Or you’re not obsessed with personal finance podcasts like me. “FIRE” has been a trendy buzzword in the personal finance community for the last few years. In this article, I’m sharing my 10 tips on how to achieve FIRE! Before we get started, I want to share my favorite thing about FIRE: you can make your own plan. You don’t have to follow anyone else’s roadmap; you can shape your journey and mold it to fit your lifestyle and goals. Recomme ..read more

So guess what? I just turned the big 4-0! A lot of folks get depressed about getting older, but I just feel grateful to still be alive. Especially in light of the year that we’ve had with COVID claiming the lives of over 300,000 here in the United States and over 1.8 million worldwide. Grateful is the word that keeps coming to mind. I’m grateful for my family, grateful to have a job, and grateful to have made another trip around the sun. In honor of my 40th birthday, I thought it appropriate to share some money goals to aim for before you reach this age. Forty isn’t just a big milestone becau ..read more

I think we will all welcome 2021 with open arms after the year we’ve had, right? As you set your intentions (aka resolutions), pay close attention to your finances and the money moves to make in 2021. Let’s all use this new year to make a fresh start financially, and start the year off right. 1. Create a budget. I know, it’s a dirty word, but we all need one. If you have a budget already, revisit it. See where you can cut back, make changes, and improve your overall finances. By that I mean, find areas you can save whether for short-term, mid-term, or long-term goals. 2. Fix your credit repor ..read more

A recent survey reveals that over half (55%) of US adults aren’t investing anything.  The number one reason why Americans give investing a pass is because of the lack of sufficient funds to start investing. There is this misconception that you need to have a big pile of cash to get started with investing. But this couldn’t be further from the truth! You can start investing with as little as $5. The amazing thing about the many online brokerages is that you can buy fractional shares (a portion of a whole share). This is great news if you believe that you don’t have enough cash on hand to ..read more

Show Notes: The Money Conversation: Exclusive Newsletter for the Frugal Chic Life Community The Frugal Chic Life Youtube Channel The Beyond the Budget Planner Follow me on Instagram @frugalchiclife Popular Episodes: Episode 25: How to Deal With Financial Haters and Naysayers Episode 22: His, Hers, or Ours? Should Couples Always Combine Finances? Episode 21: 5 New Money Habits to Start Today Episode 19: How Minimalism Helped Me Get Out of Debt Episode 15: 6 Ways to Spend Less and Save More The post Episode 29: 7 Steps to Investing Like a Pro appeared first on Frugal Chic Life ..read more

Show Notes: The Money Conversation: Exclusive Newsletter for the Frugal Chic Life Community The Frugal Chic Life Youtube Channel The Beyond the Budget Planner Follow me on Instagram @frugalchiclife Popular Episodes: Episode 29: 7 Steps to Invest Like a Pro Episode 25: How to Deal With Financial Haters and Naysayers Episode 22: His, Hers, or Ours? Should Couples Always Combine Finances? Episode 21: 5 New Money Habits to Start Today Episode 19: How Minimalism Helped Me Get Out of Debt Episode 15: 6 Ways to Spend Less and Save More The post Episode 28: 5 Money Mistakes Women Make + How to Fix T ..read more

Show Notes: The Money Conversation: Exclusive Newsletter for the Frugal Chic Life Community The Frugal Chic Life Youtube Channel The Beyond the Budget Planner Follow me on Instagram @frugalchiclife Popular Episodes: Episode 29: 7 Steps to Invest Like a Pro Episode 25: How to Deal With Financial Haters and Naysayers Episode 22: His, Hers, or Ours? Should Couples Always Combine Finances? Episode 21: 5 New Money Habits to Start Today Episode 19: How Minimalism Helped Me Get Out of Debt Episode 15: 6 Ways to Spend Less and Save More The post Episode 27: How and Why You Should Embrace Your Frugal ..read more