Finding ways to save money and increase your savings can feel like an uphill battle. Especially when you’re dealing with unrelenting expenses.  However, with a bit of creativity and determination, you can adopt extreme frugality tactics that will help you cut expenses and build wealth. Here are five tips to help you get started: 1. Downsize Your Home One of the most significant expenses for many people is housing. How is your mortgage? What are you paying in property tax?  Consider downsizing your home or moving to a more affordable city/state to lower your mortgage and property tax ..read more

In the hustle and bustle of everyday life, it’s easy for clutter to accumulate in our homes. From old knick-knacks to unused gadgets, our living spaces can quickly become overrun with items that no longer serve a purpose.  However, with a strategic approach and a bit of determination, you can reclaim your space and create a more organized and serene environment. Here’s a step-by-step guide to purging your house and simplifying your life: 1. Start Small to Gain Momentum When faced with a cluttered home, it’s easy to feel overwhelmed. To avoid this, start small. Choose one area—a drawer, a ..read more

Kitchen countertops naturally attract various items beyond kitchen essentials – mail, purses, jackets, toys, keys, vitamins, etc. They’re natural drop spots for random items and kitchen appliances that collect dust.  When it comes to decluttering kitchen countertops, there are quick fixes that will make your kitchen feel calmer and more spacious.  Follow these easy tips for decluttering kitchen countertops and you’ll be back to enjoying meal prep and entertaining in no time.  1. Remove Everything That Doesn’t Serve a Purpose Empty counter space is so resourceful. You need that ..read more

Yes, bills suck. But they’re probably not the problem. Generally, people make more than enough to cover basic necessities. So why do we struggle to pay our bills? Discretionary spending is what gets us into trouble.  It is critical to find ways to support ourselves from falling into unconscious spending patterns. Spending more than you earn leads to debt, having less savings, and little investments for your future. We all know this, but living below your means is often easier said than done – especially in a world where it’s easy to buy, buy, buy. Here are 5 easy ways to do just that. Imp ..read more

Keeping your home organized can seem like a daunting task and you may think you need a professional organizer to put your horse in order.  But you don’t need one!  You can do it yourself, save a ton of money, and conquer your clutter once and for all.  Here are 5 secrets of professional organizers to get you started.  1. Start with Less It’s a misconception that organization means moving things into different places. This is just rearranging clutter.  And organized clutter is still clutter.  Professional organizers first declutter because when there is less “stuf ..read more

Clutter is a pretty common issue for homeowners, but it can be tricky to get rid of. That’s because clutter is hard to see. All you know is that your home feels cluttered. This article will help you attune your eye to the aspects that make your home feel cluttered. Take care of these areas to make your home feel more open and spacious. 1. Cluttered Surfaces Surface spaces are prime real estate for clutter – especially areas that are a bit more out of sight.  Notice the surfaces around your home that hold forgotten piles of stuff (stacks of papers, books, or clothes.)  The kitchen co ..read more

Now is always the perfect time to make some changes to better your financial situation. The problem is that people often make this much more difficult than they need to.  As a result, they never get started. There are several things you can do to cut back on your spending that won’t make you feel like you are making huge sacrifices to your lifestyle.  In fact, many of these must do’s for living cheap are normal things wealthy people do. Here are 6 must do’s for living cheap to implement in the new year.  1. Give Yourself an Allowance Our first must-do for living cheap is to giv ..read more

Have you ever reached the end of the month and realized you were out of money? It happens to a lot of us. And when it does, it means you need a budget. Now, before you roll your eyes, hear me out: there is a better – and easier – way to budget your money than you’ve been taught.  There are 4 simple ways to budget that work for anyone – no matter how much or how little money you make.  Put these 4 tips to use and you’ll find your financial situation improves.  1. Keep Your Income over Your Expenses When it comes to finding ways to budget money, the place to start is with a clear ..read more

Is your closet full of clothes? Do you feel you have “nothing to wear?” Do you spend too much time choosing an outfit?  It’s time to declutter your closet.  Too many clothes creates noise making it difficult to choose an outfit. Not to mention, the confined space incites irritation. A cluttered closet is not functional!  Limit your closet to pieces you enjoy and wear regularly.  Follow these steps below to easily say goodbye to excess in your wardrobe.  1. Adopt the Right Attitude We hold on to clothing because we tell ourselves that we might wear it someday.  Th ..read more

Do you ever feel like you’re drowning in a sea of financial stress? Well, get ready to sail toward success with these secret strategies used by financially savvy women. These women have discovered the key to stability, and now it’s your turn.  By adopting their habits, you can navigate a course to find financial freedom and peace. 1. Successful Women Budget Budgeting is the cornerstone of financial stability. When it comes to managing your money, prioritizing financial goals is key.  Women who always have money understand the importance of setting clear objectives and allocating fun ..read more