Introduction Managing your finances effectively is crucial for a stable financial future. One of the essential aspects of financial management is analyzing your credit card statement. Your credit card statement holds valuable information about your spending habits, payments, and fees. By understanding how to read and analyze it, you can take control of your finances and make informed decisions. In this article, we will guide you through the process of analyzing your credit card statement step by step. **1. Check Basic Information Begin by verifying your personal details: your name, address, a ..read more

Are you in the UAE and looking for a credit card that meets all your financial needs? Look no further than ADCB! Applying for an ADCB credit card is easy, convenient, and can be done in just a few simple steps. In this post, we’ll guide you through the process of applying for an ADCB credit card so that you can start enjoying its benefits as soon as possible. From choosing the right type of card to submitting your application online or in person, we’ve got you covered with our step-by-step instructions. So sit back, relax and get ready to become a proud owner of an ADCB credit card! Introducti ..read more

In recent years, the United Arab Emirates (UAE) has become a hub for the film industry, with numerous international movies being filmed in the country. With this growth in the film industry, going to the movies is a popular pastime for many people in the UAE. But the cost of movie tickets can add up quickly, especially if you go frequently or with a group. Fortunately, many banks in the UAE are now offering Credit Cards with Cinema Offers. These credit cards offer a range of benefits to movie enthusiasts, including discounts on movie tickets, free popcorn and soft drinks, access to exclusive s ..read more

A credit score is a numerical representation of a person’s creditworthiness, calculated based on their credit history. In the United Arab Emirates (UAE), credit scores are becoming increasingly important, as banks and financial institutions rely on them to assess an individual’s financial risk before granting loans or credit facilities. The UAE has Al Etihad Credit Bureau (AECB) which collect and maintain credit information on individuals and companies. These bureau provide credit reports to financial institutions, which include information on an individual’s credit history, such as their cred ..read more

Emirates Islamic Bank is one of the leading Islamic banks in the United Arab Emirates, offering a range of products and services to its customers. Among its offerings are credit cards, which provide various benefits and rewards to cardholders. In this article, we will take a closer look at the top 5 credit cards offered by Emirates Islamic Bank. Emirates Islamic Bank Skywards Infinite Card: The Skywards Infinite Card is a premium credit card designed for frequent travelers. It offers exclusive benefits such as complimentary airport lounge access, travel insurance, and Skywards Miles on ever ..read more

The United Arab Emirates (UAE) is a country known for its extravagant lifestyle and luxurious amenities. However, living in the UAE can also be expensive, with the cost of living in cities like Dubai and Abu Dhabi being some of the highest in the world. For many expats, managing expenses in the UAE can be a daunting task, but with proper planning and budgeting, it is possible to live comfortably within one’s means. In this article, we will discuss some useful tips for managing expenses in the UAE. 1. Create a budget The first step in managing expenses in the UAE is to create a budget. This inv ..read more

Introduction Do you want to apply for a Mashreq Bank Credit Card but don’t know what the eligibility requirements are? Getting a credit card from Mashreq Bank involves meeting some basic criteria. Mashreq Bank is one of the leading banks in the UAE and offers competitive interest rates, rewards programs, and more. The first requirement to apply for a Mashreq Bank credit cards is that you must be at least 21 years old and reside in the UAE. You should also have an income of at least AED 5,000 per month. Lastly, your debt burden ration should not exceed 40% of your Salary. This guide will provid ..read more

Living in a fast-paced era, a credit card has become the most indispensable asset of life today.  Whether you want to buy a grocery or shop for an occasion in Dubai, payments are easy through a credit card that also perquisites you with various cashback offers. The credit cards never bother you denting your bank balance every time you shop instead you can pay later for purchases. It avails you an instant line of short-term credit while making transactions. Over the years the credit card usage has grown rapidly in UAE. With a credit card, all you desire to buy is just one click away from ..read more

Everyone wants a financially stable life with a handsome income and perks. Amidst the increasing needs and demands of day-to-day life, it becomes hard to manage sound financial health. Thus, to satiate your growing desires, you buy loans, and the failure of managing the EMIs eventually led you into debt overhang. This is the time when most of you do not realize that this overhanging of debts can also affect your eligibility for the issuance of a new credit card. Not only this, but it can also lower your credit score for those who own a credit card. A credit score is something that shows your c ..read more

These days, Credit Cards have become one of the most preferred modes of payment due to the ease and convenience of use. If not many, most of us have at least one credit card with us. The purpose may vary from keeping it to meet urgent financial requirements, as safe money as it is plastic money, to use and maintain a good credit score and improve the length of credit history, and many others. Therefore, it becomes essential to choose a credit card that best suits your needs. In this article, we will discuss how to choose the right credit card that best suits your needs. Listed below are points ..read more