As the world battles with economic inequality and pressing social issues, a few handfuls of individuals are making a concerted effort to help. They are doing this through The Giving Pledge. This pledge is an extraordinary initiative that has the potential to change the lives of millions of people globally. Started in 2010 by Bill and Melinda Gates and Warren Buffet, The Giving Pledge is a voluntary commitment by ultra-high net worth individuals and couples who pledge to give away at least half of their wealth to charitable causes. This global initiative invites billionaires from all around the ..read more

Razorpay is a rapidly growing fintech company that has revolutionized digital payments in India. With over 800,000 merchants and a valuation of over $3 billion, Razorpay is one of the fastest-growing startups in India. But how does Razorpay make money? In this article, we will explore the Razorpay business model and how the company generates revenue. History of Razorpay Razorpay was founded in 2014 by Harshil Mathur and Shashank Kumar, two young entrepreneurs who were frustrated with the complexity and inefficiency of digital payments in India. They decided to start their own payment gateway t ..read more

Rolex Business Model | How Does Rolex Make Money? Rolex is one of the most recognized luxury brands in the world. Known for their high-end watches, the Swiss company has been in business for over a century. But how does Rolex make money? In this article, we will explore the Rolex business model and how the company generates revenue. History of Rolex Rolex was founded in 1905 by Hans Wilsdorf and Alfred Davis in London, England. The company started as Wilsdorf & Davis Ltd. and focused on importing Swiss movements to England and assembling them into watches. In 1908, the company registered t ..read more

The Importance of Psychology for Investors and Traders The world of investing and trading can be both exhilarating and daunting. The stock market can be volatile and unpredictable, and there are a multitude of factors that can impact the performance of a stock. However, what many people don’t realize is that the key to success in investing and trading isn’t just about having a deep understanding of finance and economics. In fact, one of the most important factors that can determine whether an investor or trader is successful is their psychology. Psychology plays a crucial role in investing and ..read more

Recession is a period of economic decline, characterized by declining gross domestic product (GDP), high unemployment, and a decline in consumer spending. During a recession, personal finances can be severely impacted, making it crucial for individuals to take steps to protect their financial well-being. Here are some different ways to protect personal finances during a recession: Build an emergency fund: An emergency fund is a savings account specifically set aside for unexpected expenses. During a recession, having an emergency fund can provide a safety net for individuals in case of job lo ..read more

The Indian Union Budget is an annual financial statement presented by the Finance Minister of India to the Parliament. It outlines the government’s revenue and expenditure for the upcoming financial year. The Union Budget is an important event in India as it sets the tone for the country’s economic growth and outlines the government’s priorities for the year. The Indian Union Budget is an eagerly anticipated event by various stakeholders including the general public, businesses, and investors. The budget not only affects the financial sector but also has a wide-ranging impact on various other ..read more

All You Need To Know About Buying US Stocks On The NSE IFSC Exchange For Indian investors, investing in international companies has become a popular strategy to diversify their portfolios. Investing in US equities used to be limited to two options: using a US-registered broker or using International Mutual Funds that invest in overseas companies. You can now invest in major US companies on the NSE IFSC (International Financial Service Centre) Exchange, which is the third choice. The NSE IFSC market is based in Gandhinagar’s GIFT City (Gujarat International Finance Tech City), and Indian retail ..read more

Are you an investor, gambler or speculator? “Only when you combine solid intelligence with emotional discipline can you get sensible action,” Warren Buffett correctly asserts. It’s critical to understand the emotions that drive an investor’s actions in today’s environment of economic uncertainty and market volatility. Is it greed, fear, hope, or something else entirely? Each of them reacts to the stock market differently, allowing us to classify them as speculators, gamblers, or investors. Stock investing can be divided into three categories: investing, gambling, and speculation. Before we go ..read more

MRF: From selling Balloons on the streets to becoming a Tyre Giant In the year 1946, a young guy named K.M Mammen Mappillai is selling balloons on the streets of Madras. Mammen, who was born into a Christian household in Kerala and has nine other siblings, had no notion that those balloons would be the foundation for his success. It was a modest business; it was a small manufacturing unit in a shed that used to create toy balloons, which Mammen would load into a bag and sell from street to street. In 1952, he spotted a foreign firm selling tread rubber to a tyre retreading plant, and that was ..read more

About Star Health and Allied Insurance Company We are and continue to be the largest private health insurer in India with a market share of 15.8% in the Indian health insurance market in Fiscal 2021, according to CRISIL Research. In Fiscal 2021 and the six months ended September 30, 2021, we had a total GWP of ₹93,489.50 million and ₹50,697.82 million, respectively. From being the first standalone health insurance (“SAHI”) company established in India in 2006, we have grown into the largest SAHI company in the overall health insurance market in India, according to CRISIL Research. Our comprehe ..read more