Protect Commercial Insurance
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Welcome to Protect Commercial. We are a Commercial Insurance Broker specialising in commercial property, buy to let portfolio and small package insurance solutions with a unique distribution model receiving referrals from IFAs and mortgage brokers.
Protect Commercial Insurance
2M ago
Navigating the Legalities: Essential Legal Covers for Landlords
Owning rental properties can be a lucrative investment, but it’s not without its complexities, especially when it comes to navigating the maze of legalities involved. As a landlord, safeguarding your investment means more than just ensuring your property is in top condition; it also involves protecting yourself against legal risks. At Protect Commercial, our Insurance product provide expert advice on the intricacies of property law and the challenges landlords face. That’s why we’re here to guide you through the essential le ..read more
Protect Commercial Insurance
2y ago
Download our summary of the 2021 Cyber Security Breaches Survey >
Protect Commercial is proud to present our summary of the 2021 Cyber Security Breaches Survey, commissioned by the Department for Digital, Culture, Media & Sport as part of the National Cyber Security Programme.
As you read through these statistics, consider what you can do to bolster your business or charity’s cyber-security – practices and GDPR compliance efforts.
Don’t miss out on the expansive opportunities of utilising digital services, or resign your organisation to cyber-attacks because you failed to value cyber-se ..read more
Protect Commercial Insurance
2y ago
Fair value is the overall benefit that consumers receive from buying a product or service, relative to the total cost that they incur.
On 1st January 2022, The Financial Conduct Authority made a new ruling. These rules came into effect for Home & Private Motor insurance. The new ruling aims to provide better outcomes to customers.
Whilst we’re predominantly a commercial insurance broker, the new ruling affects our high value household policies.
Key changes:
The new rules have brought some key changes to the way General Insurance works:
Equivalent policy premiums should not be higher for ..read more
Protect Commercial Insurance
2y ago
Download our summary of the 2021 Cyber Security Breaches Survey >
Protect Commercial is proud to present our summary of the 2021 Cyber Security Breaches Survey, commissioned by the Department for Digital, Culture, Media & Sport as part of the National Cyber Security Programme.
As you read through these statistics, consider what you can do to bolster your business or charity’s cyber-security – practices and GDPR compliance efforts.
Don’t miss out on the expansive opportunities of utilising digital services, or resign your organisation to cyber-attacks because you failed to value cyber-se ..read more
Protect Commercial Insurance
3y ago
Our office remains temporarily closed due to ongoing Covid-19 situation, in the interests of keeping our staff safe and to safeguard our ability to respond to ongoing Insurance needs. We are operating under our business continuity plans and as such the vast majority of our staff are working from home, our response times may be outside of our normal service level but please bear with us.
In addition, as telephone services are seeing quality reductions due to increased calls, you may find it easier to email enquiries to us at info@protectcommercial.co.uk
We’re still open for business so please d ..read more
Protect Commercial Insurance
3y ago
– Checked your FCA regulatory permissions recently?
– Are your permissions still correct for your business?
– Are you planning on changing your business model, product or service offering?
Avoid an FCA fine by checking that the products and services you offer are covered by the correct permissions.
The following 5 Permissions are necessary if you’re advising or transacting on Commercial Insurance
1. Advising on investments (except on Pension Transfers and Pension Opt outs).
This includes recommending a specific insurance policy to a customer.
2. Arranging investment deals.
This covers a range ..read more
Protect Commercial Insurance
3y ago
FCA Test Case: Response of non-damage business interruption extensions to COVID-19 losses
Supreme Court Decision: Update
19 January 2021
The Supreme Court judgment in the FCA Business Interruption Test Case was published on Friday 15 January 2021. The full judgment together with a copy of the FCA’s press release is available here.
We are reviewing the content of the judgment in detail however, in short, the Court substantially allowed the appeal of the FCA and dismissed the insurers’ appeal.
The updated key takeaways for policyholders are as follows:
1: Notifiable Disease: cover will be availa ..read more
Protect Commercial Insurance
3y ago
The winter months bring more than just cold weather, shorter days and winter storms full of ice and snow. And as a property manager or landlord, snow and ice poses a hazard with the potential for costly liability.
Depending on the circumstances of the lease/tenancy agreement, a property manager or landlord possibly could be held responsible for the side effects of winter. To avoid winter injuries, it is important to know the terms of the lease/tenancy agreement and that both the property manager/landlord and tenants are vigilant in snow and ice removal efforts.
RECOGNISING AND PREVENTING HAZAR ..read more
Protect Commercial Insurance
3y ago
6 prizes and 6 golden tickets to be won in 6 weeks.
All 6 golden tickets are entered into the final prize draw to win an iPad Air.
Everybody needs a little magic in their day!
To say thank you to ALL of our brokers we’re adding a little ‘Wonka’ magic with our Protect Commercial ‘Golden Ticket Prize Draw Event’! Between the 26th Oct to 4th Dec 2020, EVERY lead you send us earns you a raffle ticket, the more leads you send the more raffle tickets you receive.
We’ll draw 2 names a week, the 1st name drawn selects a weekly prize or a Golden Ticket entry, the item they didn’t sele ..read more
Protect Commercial Insurance
3y ago
Read our 6 ways to save…
1) SHOP AROUND!
Explore your options. Just renewing may come at a cost as Retail Insurance rates are rising in a ‘Hardening Market’.
2) USE A GOOD BROKER!
Get a broker on your team! They can help you access special rates & the ‘best fit’ product for your needs.
3) REVIEW YOUR COVER!
Revisit your needs and discuss them with the experts. This protects against unnecessary costs or being sold an insufficient product.
4) DISCUSS RISK MANAGEMENT!
Reduce common claims, such as fire, slips, trips, falls and theft with thorough risk management. Improvements to Fire safety ..read more