Conservative hybrid funds offer a balanced approach to investing. It blends fixed-income securities with a portion allocated to equities. This combination provides steady income with capital appreciation while reducing risks. They suit investors who are looking for moderate returns and low risk. Let's look into it in detail how these funds are a good opportunity for new investors. What are Conservative Funds? Conservative mutual funds invest in low-risk assets like bonds. They give priority to stability and income generation. They aim for steady returns while reducing volatility. This makes th ..read more

From the pandemic to the launch of generative AI, the 2020s have already been full of major developments that have changed our lives and influenced the value of stocks across industries. Among these stock options, there have been a few that have soared in value, and it’s these that we’ll explore in this article. 1. Zoom (ZM) We can’t talk about the 2020s without thinking about the software most used daily at the peak of pandemic shutdowns: Zoom. Zoom provided the ability to touch base with coworkers and classmates when working from home and virtual classes were the norm. The technology even al ..read more

Companies continuously seek strategies to optimize their assets and bolster financial health. Among these strategies, the sale and leaseback transaction stands out as a potent tool, not only for freeing up capital but also for potentially influencing a company's stock price. This financial maneuver, often underappreciated, can play a significant role in a company's market perception and overall valuation. Let's dive into the nuances of sale and leaseback transactions and explore how they can impact a company's stock price, painting the process in a new light. Demystifying Sale and Leaseback At ..read more

What is Blockchain in Business? Blockchain in business refers to implementing blockchain technology within various organizational processes and systems to enhance transparency, security, and efficiency.  It involves leveraging distributed ledger technology to record and verify transactions across multiple parties in a decentralized manner. Benefits of Blockchain in Business Enhanced Transparency: Blockchain technology offers a transparent and immutable record of transactions, providing all parties involved with visibility into the entire transaction history. Improved Security: The dece ..read more

As one of the safest and highest quality sectors that functions as a wealth preservation and compounding agent, real estate typically constitutes a significant proportion of a discerning investor’s net worth. Consider that by the end of 2024, the real estate market in the US will be worth a whopping $119.80 trillion! Given the amount of cash sloshing around, it makes sense to carve out a career in real estate, and even better if that career path takes one into the wonderfully convoluted world of Real Estate Investment Trust (REIT).   What is a REIT? A REIT is a company that owns inco ..read more

Microsoft has been on quite the journey over the last few years. Once seen as lagging behind competitors like Apple and Google, CEO Satya Nadella's stewardship has returned Microsoft to the top, both in terms of the relevance of its products and its market cap. Indeed, Nadella deserves a lot of credit: it was no coincidence that Microsoft wasn’t included in the famous FAANG acronym coined by Jim Cramer in 2013. Microsoft was still a large cap, but it wasn’t exactly a darling among investors. In fact, its stock barely grew at all from the late 1990s up until Nadella’s investiture in 2014. Today ..read more

Public financial markets are the engine that powers innovation across free, open economies, enabling promising startups and small-scale enterprises to raise capital for aggressive growth and expansion in an orderly, transparent, and well-structured manner. However, sometimes a company’s public market debut via an Initial Public Offering (IPO) does not go according to its envisaged plans despite the collective efforts of the management and the deal underwriters - financial intermediaries who manage the nitty-gritty of the public offering - in arranging investor roadshows and lining up anchor in ..read more

Smart investment across diverse asset classes and long time horizons is the most efficient way to create generational wealth and crucial buffers for the hard times. In this day and age, when rampant inflation is stripping away the purchasing power of most consumers, strategically deployed financial investments can play an important role in preserving one’s wealth and purchase capacity. There is no better way of learning to invest smartly than by reading a compilation of quality books on the art of investing. There are primarily two main types of investment styles: value and growth investing. V ..read more

Welcome to the digital world where accessibility has become a hot topic, and rightfully so. With more than 1 billion people in the world living with some form of disability, it is crucial for businesses to make their products accessible to all consumers. Making your product accessible not only benefits those with disabilities but also provides a better user experience for everyone.  In this blog post, we will discuss everything you need to know about making your product accessible, from understanding the importance of accessibility to implementing specific features and best practices. So ..read more

Africa is one of the fastest-growing tech markets in the world, possessing a wealth of untapped human potential and a rapidly growing middle class. According to experts, in just 40 years, the continent will have more people than India and China combined. This equates to an estimated output of nearly $16 trillion annually.  If the value of a startup relies on effective and scalable tech solutions, then the African companies emerging today will no doubt become tomorrow’s tech giants.  When thinking about Africa, VCs should avoid doing so from the perspective of charity but rather with ..read more