If you are active on social media, you probably have a growing list of account handles, websites, and links you use to direct traffic to your content. Not all social media platforms allow you to post multiple links in your profiles. Even when they do, the list can be quite difficult to manage. Trying to fit a number of links into your profiles makes it look cluttered, and frequent updates of new content to each profile quickly becomes a chore. Linktree solves this problem by replacing that long list with a single link to put in your bio. This bio link directs traffic to a platform specifically ..read more

A company car is a perk most business owners and employees would like to have; however, there are many things to consider before deciding to either purchase or lease a company car. In this ultimate guide, we will discuss the major components and decision factors to consider before getting a company car in Canada. Buying vs. leasing a company car Companies have the option to either lease or purchase a company car, and there are advantages and disadvantages to each option to consider. Leasing a company car Conventional wisdom is that leasing a vehicle is a poor financial decision, whether it be ..read more

Looking for a new credit card? Want to know that all of your purchases will always go through, no matter the cost? Fancy a card with an air of mystery and bling? Chances are you want a Black Card. Black Cards are uber-exclusive status symbol credit or charge cards that come with exclusive perks. Think think 24/7 concierge, no purchase is too big type perks. Although there’s usually some disagreement on which specific cards fall under the Black Card umbrella, it’s known that these cards are expensive and relatively tough to get. One of the most famous is the American Express Centurion Black Car ..read more

If you had a time machine to the early days of Apple, Amazon, or Google, would you invest in them? Back then you either had to know someone in the company or you had to have a lot of money and the right contacts. Of course, that was before crowdfunding platforms like Frontfundr came along and let small companies meet small investors. Equity crowdfunding democratizes access to early investment rounds. After all, the other option is Dragon’s Den on CBC, but only the Dragons get to invest and make potential returns. The bigger players do it with investment banks, and average investors get access ..read more

Choosing a new credit card can be exciting, but it’s easy to get lost in the myriad of perks and fees. Whether you’re looking for a new card to improve your credit score or maximize your budget, the search can quickly become overwhelming. But although many rewards card offers are impressive, the top cash back credit cards in Canada are usually a better deal and easier to manage. Not quite sold? Check out our top reasons to choose a cash back credit card rather than a rewards credit card. It’s easier to compare perks When reading up on different rewards credit cards, you’ll notice that each car ..read more

You’ve probably heard of Desjardins’s BONUSDOLLARS since it’s one of the most popular credit card rewards programs. But do you really know about it? No matter, you can answer yes to this question after reading this article! Before we go around the benefits for which you can redeem BONUSDOLLARS, let’s take a look at the Desjardins credit cards and their different features. You can learn more about them and compare the benefits using Hardbacon’s credit card comparison tool.  Card (click on the card to apply) Interest rate Annual fee BONUSDOLLARS Rewards Bonus Visa 19.9 % purchase inter ..read more

The name Bonvoy is a wink to the French expression spoken all around the world – bon voyage. That means Have a good trip, but the Marriott Bonvoy Rewards program might guarantee that you have a fantastic trip! A quick glance at the Bonvoy group’s properties gives you a shot of wanderlust.  The Marriott Bonvoy Rewards program started in 2019. It used to be the Marriott Rewards program. Now it combines three brand-name hotels into one rewards program.  Bonvoy lets you benefit from Marriott Rewards, The Ritz-Carlton Rewards and Starwood Preferred Guest (SPG).  So what is Marriott B ..read more

Mastercard cards are extremely popular as they’re accepted worldwide and can be used both online and offline. Now, thanks to prepaid cards, you don’t have to worry about your credit score as anyone can apply for and get approved for a prepaid Mastercard in Canada. They work like traditional debit cards and are very easy to use. If you search the market, you will come across several prepaid Mastercard options in Canada. While they’re all designed to make shopping a safer and easier job, they differ in terms of limitations, features, and fees. In this article, we’ll have a look at some of the be ..read more

What is not to love about the Best Western Rewards program? It has everything you need. First, the Best Western hotel chain is one of the best known in the world, with more than 4000 properties in 100 countries. Second, the chain’s loyalty program makes traveling for free easy. But if free travel isn’t for you, you can exchange your points for gift and even charity donations! It is like a perk trifecta! Best Western hotels have a very good reputation. Since 2020, 2037 of their properties have won Tripadvisor’s Travellers’ Choice award. Furthermore, their loyalty program was named “Best Hotel L ..read more

Love them or hate them, sometimes you just have to buy yourself a pair of shoes. And Canada has its very own homegrown shoe-business superstar. It is a Quebec success story: the Aldo shoe empire. It all started with Aldo Bensadoun, whose father was a shoe merchant and whose grandfather was a shoemaker. Aldo thought that since he “fell into shoes” as a kid, he might as well start a different company with good values that would offer the best to its customers. That was in 1972. Half a century later, there are nearly 3,000 stores under this banner in one hundred countries worldwide. Now, let’s ta ..read more