With energy companies going bust left, right, and centre, and heating prices going higher than your thermostat, this winter is going to be a dicey time for many. Keeping warm is a luxury that fewer and fewer can afford. On top of all the lockdowns, loss of lives, lack of job security, and mayhem Covid-19 has caused, the last thing we want is to not be able to be warm inside our own homes. If you are reluctant to turn your thermostat up to keep you warm, fear not. Check out some low cost ways to stay warm this winter. Radiators Radiators emit heat, to keep your rooms warm. But did you know that ..read more

Mobile phone contracts are an absolute nightmare to navigate. Since pretty much everyone has a phone, knowing which contract or network is best for you can be a minefield. Do you stay with your current provider and hope they reward your loyalty with a better deal than you can find on the market? Absolutely not. Do you upgrade your phone and stick with a lengthy and expensive contract, even if it doesn’t need upgrading, just so you can have the newest phone on the market? You can do. But if your phone works and your happy to stick with it, why not look at getting a sim only plan? Most companies ..read more

Cryptocurrency is a relatively new phenomenon, with Bitcoin being created in 2008 by Satoshi Nakamoto. Although the concept of cryptocurrency had been around before then, all previous versions of digital currency were centralised. Cryptocurrency as we now know it, is not. Bitcoin, and all other cryptocurrencies since, were never actually intended to be as they are today. Bitcoin, the first decentralised version of digital cash with no governing body, was originally invented to be a peer to peer cash system. The Changing Price of Bitcoin In 2008, Bitcoin was worth no more than a single cent, bu ..read more

Have you ever tried to start a side hustle, but failed to work freelance? You’ve done the courses. Applied for the jobs. Read every article you can on where to get cheap, free, useful courses, but you can’t quite work out how to apply them. You’ve probably even signed up to all the survey sites you can, to earn your 20 pence per day…. If you qualify for the actual studies, that is. You signed up to all the freelance sites, but still haven’t managed to set yourself apart from everyone else, therefore not landing a single job yet. Have you ever felt so despondent, you don’t know what to do with ..read more

Living a champagne lifestyle on lemonade money is something that many can relate to. With the cost of living rising, and the pressure of the perfect lifestyle being shoved down our throats online, it’s the perfect storm of wanting to create our own perfect lives. Mainly, biting off more than you can chew when it comes to your finances and retail therapy. Luckily (or unluckily, depending on your view point), there are ways around your limited funds. Aside from loans, credit cards or borrowing money, there are now ways for you to split your payments over several months. With the spending season ..read more

Never before have the capital markets been so accessible and so popular. Since the rise of neobrokers like Robinhood in the US and Trade Republic in Germany that are making investing more accessible to the masses and the earliest Gamestop blowout -Everyone is talking about investing be it their retirement savings plan or the next hot stock. For the first time investing is being publicly discussed. Looking at the current state it can easily get overwhelming to get an overview of everything that is going on in the world of finance. Where do I educate and exchange information about investing? And ..read more

Another summer is over, the nights are drawing in, and the season of goodwill is almost upon us. Unfortunately, Halloween is not the only scary thing to occur this month. As you may have seen, energy prices have soared, with Martin Lewis warning us all not to change our energy suppliers right now. With 2021 being the first year ever that the price has risen twice within the year, and also taking into account that the price cap is the highest its ever been, now is a great time to look at other ways to keep bills down. Buy Little & Often With Christmas coming up, we also have to contend with ..read more

With the UK pledging to phase out the sale of new petrol and diesel cars by 2030, electric cars are going to be a big part of the future of transport. But unlike other countries, we have been rather slow on the uptake. According to the latest government figures, there are now more than 500,000 electric or plug in hybrid vehicles on the roads. Despite the government being excited to reach this milestone, it may not be as thrilling as it sounds. With around 40 million vehicles on the road, statistically this means that less than 2% of cars on the roads in the UK are electric. So why are us Brits ..read more

It’s that dodgy time of the year where Summer seems a lifetime ago, yet Christmas seems years away. Outside is windy and wet, and the nights are slowly but surely creeping in. We may have no more bank holidays to look forward to until Christmas, but fear not; it doesn’t mean we can’t find other events to enjoy. Halloween, Bonfire night, Christmas festivities. Although Halloween isn’t as widely celebrated in the UK as it is over the pond, there are still plenty of ways in which we take part in the merriment. Whether or not you have little ones, you can still get into the spirit of October 31st ..read more

With energy companies going bust left, right, and centre, and heating prices going higher than your thermostat, this winter is going to be a dicey time for many. Keeping warm is a luxury that fewer and fewer can afford. On top of all the lockdowns, loss of lives, lack of job security, and mayhem Covid-19 has caused, the last thing we want is to not be able to be warm inside our own homes. If you are reluctant to turn your thermostat up to keep you warm, fear not. Check out some low cost ways to stay warm this winter. Radiators Radiators emit heat, to keep your rooms warm. But did you know that ..read more