Are you aware that there are no annual fee credit cards Malaysia?  With the increasing cost of everything, it feels good to know that you can at least save up on not paying for a few hundred ringgit on the credit card annual fee. Sounds too good to be true? Just continue reading and you will find out more. What is an Annual Fee?  An annual fee is a yearly fee charged by the financial institutions/bank as a maintenance fee to customers for using their credit cards.  Some cards offer no annual fee, while others may offer an annual fee of over RM 1,000 (for more premium credit card ..read more

Looking to apply for a new credit card? Check out the credit card Malaysia promotion 2021 from Citibank and HSBC before the year ends! If you sign up for these credit cards now, you can even bring home some of the credit cards free gifts from the cash vouchers to the latest electronic gadgets! Citibank Citibank is running a credit card promotion called the December 21 Citibank Credit Cards Hero Giveaway Campaign from 6th December 2021 to 13th December 2021. Only for 8 days!  But do not worry! Once your application has been approved, you will have a 60 day spending period up till 28 Februa ..read more

Luno is arguably the OG of centralised cryptocurrency exchange in Malaysia. If you’ve just recently started exploring crypto like Bitcoin and Ethereum, there is no better exchange I can think of for beginners. Read my exclusive Luno Review Malaysia article to find out how to get started buying your first RM250 in Bitcoin and get RM25 as bonus. Luno Review Malaysia What is Luno? Luno is a cryptocurrency exchange which started its operations in Malaysia in 2019. It was one of the first to be granted Securities Commission Digital Asset Exchange license. Luno is backed by Digital Currency Group. H ..read more

Binance is a popular cryptocurrency exchange whereby you can buy, sell, trade and even invest your cryptocurrency. As far as exchanges go, Binance is definitely feature-packed to satisfy even the most discerning of traders. Binance Review At first look, Binance is a feature-rich cryptocurrency exchange that allows trading and exchange of cryptocurrency using their web page, Android or iOS app. Binance was founded by Chengpeng Zhao who managed to grow the exchange to become the largest on the planet in just under 180 days. In terms of trading volume, Binance is still the world’s largest and mos ..read more

Here’s a detailed step-by-step guide on how to buy USDC in Malaysia using Binance P2P. Go to Binance.com (register an account first if you’re new. Get 5% fee rebate from every trade when you register via Fiholic!) Go to Buy Crypto > P2P Trading Choose USDT Choose MYR in fiat (should be automatically selected already) Enter amount you wish to purchase. This will filter the sellers who are able to sell at the quantity you want, as some sellers impose high limit to trade) For payment type, usually I select Bank Transfer as this is most widely accepted Select any traders. Usually those who ar ..read more

I recently found out about Matrixport which popped up as an advertisement on my Brave Browser. Seeing that there’s no local Matrixport review, I’ve decided to try it myself. My experience has been really positive so far. What is Matrixport? Matrixport is a digital asset trading, custody and lending startup founded by Bitmain co-founder Jihan Wu. Headquartered in Singapore, they have offices worldwide including Switzerland and Hong Kong. Launched in 2019, Matrixport has quickly become Asia’s largest neobank with $10 billion USD worth of asset under custody. The co-founder Jihan Wu was the previ ..read more

GrabPay is undeniably my favourite e-wallet as I use it to pay for food and at any participating merchants. I just recently tested an benefited from this method. Here’s how to pay Maxis bill with Grab. How to use GrabPay to pay Maxis bill This is how to squeeze out even more value from your Grab wallet. Make sure you don’t opt in for auto-debit for your Maxis bills. Easily doable via the Maxis app. When bills arrive, go to E-Pay Register an account at E-Pay Select “Bill Payment Collection” Select “Maxis” Enter amount Enter your Maxis account number. You can find this inside your PDF bill or M ..read more

As a financial blogger, I’m always on the lookout for a really good and comprehensive life and medical insurance. After much research, I believe I have found one of the best medical insurance coverage in the market. Here is my Allianz Medisafe Infinite review for the discerning readers. 8.8 Total Score Excellent & Comprehensive Medical Insurance Coverage Allianz Medisafe Infinite offers one of the most comprehensive medical insurance as well as critical illness protection when you need it the most. Value 9 Coverage 9.5 Ease of Application 8 PROS Best cancer treatment coverage ..read more

MilkADeal Review I’ve been using MilkADeal for quite some time now since 2016 and the experience has been positive thus far. I feel like I should share my MilkADeal review with honest experience. Earn Money Shopping Online using MilkAdeal MilkADeal is a shopping cashback site that gives you money back for shopping trips recorded through their affiliate links. There are tons of shops listed there, I’m pretty sure you’ll come across some of the brands that you often shop online with. This picture below should give you an idea. Do note that the cashback percentage is not fixed – it fluctuates bas ..read more

..read more