I’ve experienced something pretty intense this April which has been a good reminder of the value of knowing where to focus your energy. Furthermore, this unexpected event is a good example of the power of the freedom we acquire all along the journey towards reaching financial independence.  There’s so much value in taking control of… The post Knowing where to focus your energy – an update appeared first on Modest Millionaires ..read more

Oftentimes, people skip over a very important step in achieving their goals: that of quantifying your dreams to make them happen. They may start first with the tough work of listing out their vision but stop themselves when it comes to adding the details necessary to clarify it further in a measurable way. If we… The post Quantifying your dreams to make them happen appeared first on Modest Millionaires ..read more

I feel so privileged to bring you a post to detail out the lessons from my first year of semi-retirement. To be in this position at 34 is something difficult to put into words. While I originally left my 9 to 5 public service job for a sabbatical back in January 2021, considering the need… The post Lessons from my first year of semi-retirement appeared first on Modest Millionaires ..read more

It makes me very happy that the second Health on the Way to FI comes to us from someone who has a deep passion for three topics near and dear to me: finance, nutrition and sustainable living. Today we dive into Diandra’s story of prioritizing her health on the way to financial independence, a process… The post The Payoff of Investing in Your Health Now appeared first on Modest Millionaires ..read more

Those who have been following my journey know that back in late 2020, I decided to plan a 1 year sabbatical to test Coast FI. It took months of deliberate planning in order to get to a place where I felt comfortable with this drastic change in our journey. Afterall, Mr.Mod and I were only… The post Planning a Sabbatical appeared first on Modest Millionaires ..read more

I’m so excited to bring you the very first Health on the Way to FI interview! Today we will learn how my friends Jason & MK Williams approach maintaining healthy habits on their way to FI & beyond.  I’ll kick it off by admitting it felt strange to have MK send me this “for my… The post Making Health a Priority as a Team appeared first on Modest Millionaires ..read more

This week Modest Millionaires turned 5 years old! It is so amazing to see how much goodness this project has brought into my life.  On March 14, 2017, I officially launched Modest Millionaires to document our journey towards our objective of becoming financially independent by 2025 (8 years from launching the blog). At that time… The post Modest Millionaires Turns 5 + Health on the Way to FI Series Launch appeared first on Modest Millionaires ..read more

About a month ago, I officially resigned from my 9 to 5 and am now semi-retired. I run my passion business on a part time basis while withdrawing up to 2% of my investments to cover my share of our cost of living. This will allow my investments to continue to compound to my full… The post I Am Semi-Retired appeared first on Modest Millionaires ..read more

When I started interacting more frequently with people that had already reached FI or were closer to reaching it than I was, I loved asking “what would you have done differently on your FI journey?”. Likely why I love The Fioneers Slow FI series which includes post such as Avoid the “Death March” to Financial… The post What I would have done differently on my FI journey appeared first on Modest Millionaires ..read more

Throughout my journey towards financial independence, I’ve made a deliberate effort to stick to good financial habits. Nonetheless, like it happens to everyone, there have been periods in my life when my time was more limited and I simply couldn’t keep up with it all.  As I work with my coaching clients over a four… The post 3 Financial Habits to Stick to When Your Time is Limited appeared first on Modest Millionaires ..read more