There are a number of brokers in the investment world that are offering free trading on the stock market. Why then would you pay anyone to manage your investments if you can get it all for free online? Added to this many investment houses offer automated trading platforms, so called robo-trading, that supposedly use algorithms and automated trading to optimize your portfolio and give you the best investment returns. Sounds appealing right? But what’s the catch? There is no such thing as a free lunch; an often used cliche but quite appropriate in this case. These free stock trading platforms w ..read more

As a response to the COVID -19 crisis a federal government of the United States passed laws enabling small businesses to access loan funding to stay in business and keep employees employed. This loan was so popular that by April 16th, 2020 the entire allocation of $300 million had been exhausted and requests for being made for an additional 250 million to be made available. As of right now, the writing of this has not yet been passed by Congress. The big opportunity now for small businesses is to maximize the opportunity to have this loan forgiven. Even though the loan is as inexpensive as 1 ..read more

Business planning has become such an overused phrase that I think in today’s day and age few people pay much attention to it. It is still as important as it always was. Many entrepreneurs like to believe they have their business plans worked out in their head and do not need to embrace or set out on a formal business planning process. However, this is not the case. As any successful business owner will tell you, having your plan perfectly crafted thought up and written out is the best way to ensure that it is a feasible plan B that you can stick to. Without a plan, you are almost certainly goi ..read more

Business owners are always looking to know what their business is worth. Often, it’s just out of interest, perhaps, they know what they’re doing is worthwhile. Sometimes, evaluation is forced upon them through such circumstances as divorce, estate planning, partner buyouts or death of a partner. Whatever the reason is a business valuation is not a simple process. The process of performing a proper valuation involves three basic steps. Analyze and evaluate Understand the industry and potential buyers Compile and report While most business owners believe, as they should, that they understand t ..read more