A side hustle is a part-time job or gig that is taken on in addition to a person's primary job, and that is typically pursued for extra income or for personal fulfillment. Side hustles can be full-time or part-time, and they can be pursued in a variety of fields, such as freelance writing, tutoring, ridesharing, or selling products online. Side hustles are popular among millennials, who often seek flexible, freelance, or gig-based work in addition to their primary jobs. Side hustles can provide extra income, allow people to pursue their passions, and give them the flexibility to work on their ..read more

Having your first job can be a rewarding and challenging experience. It's an opportunity to learn new skills, gain practical experience, and earn money, but it can also be stressful and overwhelming at times. With that said, how do you best pick your first job? Let's go over that. Challenges of your first job One of the biggest challenges of having your first job is adjusting to the new responsibilities and expectations. You may be asked to perform tasks that are unfamiliar to you, or to work under tight deadlines and high pressure. It can be difficult to learn the ropes and to get up to spee ..read more

House flipping is a real estate investment strategy where an investor buys a property, makes renovations and improvements to it, and then sells it for a profit. Flipping a house involves identifying properties that are in need of renovations or updates, and then making those improvements to increase the value of the property. The goal of flipping a house is to buy low and sell high, and to generate a profit from the difference between the purchase price and the sale price of the property. What are the steps to flip a house? While flipping a house can be a profitable venture, it's not without ..read more

A 401k is a type of retirement savings plan that allows employees to save and invest for their future. Contributions to a 401k are made on a pre-tax basis, and the funds in the account grow tax-deferred until they are withdrawn. While 401k plans are designed to provide retirement income, there are certain circumstances under which funds can be withdrawn early, known as a "distribution." When is it okay to have an early 401k withdrawal, and what are the risks? Reasons for early withdrawal One common reason for taking an early 401k withdrawal is financial hardship. In certain cases, such as whe ..read more

As the digital revolution continues to grow, a new question has started to arise. Has internet access become a fundamental human right at this point? Just like water, electricity, and a home, the internet has now become essential for everyday living. The internet has touched every aspect of our daily lives. This is where the Affordable Connectivity Program comes in. In this article, we will go over the Affordable Connectivity Program. Who qualifies for it, and how do you apply for this program. What is the affordable connectivity program? The Affordable Connectivity Program (ACP) is a U.S. go ..read more

Guest Post by Sachin Have you ever wondered why you feel like you're bad with money or when it comes to money you feel like losing the race? Well, it might be because you are practicing some common Financial Mistakes that are putting in bad economic conditions. So, in this article, we are putting in front of you the 7 Most Common Financial Mistakes that you should probably know, and definitely shouldn't do. 1. Having No Budget Here's the first of the financial mistakes you need to avoid. If you are without a budget then you are without proper financial knowledge. Budgeting is the first step t ..read more

When it comes to the financial world, you are always somehow faced with fees after fees! It's almost like they are out to get your money, aren't they? In all honesty, they are! So the question is, what financial fees are unavoidable and what financial fees should you avoid? In this article, we're going to save you some money! Here are the Top 5 Financial fees you should avoid and save yourself some money 1. ATM Fees The first on the list is one of the most ignored by most. ATM fees are usually incurred when you withdraw cash from an ATM that is not part of your bank. For example, if you bank ..read more

Your credit score is one of the most important things creditors look for, right after employment and income. It shows them how creditworthy you are and what interest to charge you. Since your credit score is so important, how do you boost it easily without too much hassle? In this article, we'll go over one move that you may or may not know but will almost always work in your favor. How to boost your credit score Requesting a credit line increase is one of the easiest ways you can boost your credit score without doing much else. Some of you right now you're thinking "I already knew this" but ..read more

After 2 years of housing prices skyrocketing to infinity, is the end of this rally anywhere near? The numbers seem to suggest so. There are clear indications that the housing market is starting to cool off in 2022, with a few caveats. Cooling housing market For the last 2 years, the housing market has absolutely exploded year over year. Many still anticipate that it will continue to do so in 2022. However, we're starting to see a shift and slow-down in pricing across the board. According to Redfin, 12% of homes listed for sale in the US have reduced their price, compared to 9% in 2021. Sure ..read more

Credit cards are a great financial tool. They can help you manage cash flow in your personal budget and make it easier to engage in activities such as renting a vehicle. But plastic in your wallet can also be a doorway to increased debt. If money is tight and your credit card balances are higher […] The post How To Make Credit Card Payments on a Tight Budget appeared first on Digest Your Finances ..read more