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 It's that time of year again. Our main goal is to be Debt FREE and that not only means for Christmas but for every aspect of our lives. Being Debt Free is a HUGE goal and takes some planning in our lives. I know that this 52 week Challenge is all over the internet and hard to pin point who actually came up with it first but I thought that my readers would like to join me in planning for Christmas 2018. This 52 week challenge is pretty simple, you save the dollar amount that corresponds with that week. So the week of Jan 1st you save $1, the week of Jan 7th ..read more

  I am just blown away by all the different things the Las Vegas YMCA offers! They have events for Families, Parents, Hikes and so much more.  Calling all teens! This one is for you!  The Skyview YMCA is offering 2 American Red Cross Babysitter's Training courses in the next couple of months!  This training course will help provide youth that are planning on babysitting with the knowledge and skills necessary to safely and responsibly give care for children and infants. They will become certified in pediatric CPR and First Aid when they pass the written and prac ..read more

If you had an $400 emergency, would you be able to take care of it right now? That could be a scary questions for some but the fact is that most small emergencies are about $400 and 39% of Americans would not be able to cover that total.  Just thinking of that is super scary. At any moment we could have vehicle issues, a refrigerator go out, the A/C stop pumping cool air, you name it, something could happen to put you in a situation that could be of some concern. Those hypothetical items I listed above are not something you can wait until payday for. They would need to be repaired and ..read more

If you are like me you have a hard time planning dinner and fun family time! That's ok the YMCA has you covered once a month with Family Night at the Y! I still haven't mastered the "What's for dinner" issue but that's another story.  Mark your calendars for the 3rd Friday of the month from 5pm -7pm.  Family Night at the Y provides families with a time and place to come together for a good time through family-friendly activities such as games, crafts, movies and seasonal festivities. This month get laughing and join the Y for laughter yoga on September 16th! Be ready to have a blast ..read more

I have heard all my life how important it is to drink water!  Growing up I would hear we should drink 8 - 8oz glasses a day. Now that I am older I hear we need to drink half your body weight in water.  It doesn't really matter which one you follow, just make sure that you are getting enough water on a daily basis. Here are a few reasons you should be drinking all the water you can.  Your body is made up of 60% water. That is super important especially because it not only helps get your body functioning properly but it helps with your circulation, digestive, saliva, absorptio ..read more

I have been working on systems that can help my small house be more organized. By doing that it will not only help me happier and save money at the same time!  Did you hear that!  I have probably the worst pantry design ever for us! It is the cabinet style, that is very deep and when you put pantry items away it covers up all the other items. It is so annoying. We can't even tell what we have in there, so I can't tell you how many times we have repurchased the same items or the items in the back will go bad and then it is trash! This week I ordered these Food Storage Airtight Con ..read more

I can't even believe that that kids are back in school, it feels like they just got out for the summer. It is time to get back into the swing of things, new routines, new school activities, and fall sports.  The YMCA offers so much more than just a place to workout and classes. They offer Parent' Night Out, Hikes at the Mountains, Family Nights and so much more.  Let's check out some of the fun happening in the next few weeks.  Did you know that the YMCA has fall sports offered right at the Las Vegas clubs. It's true!   With a Youth or Family Y Membership, your k ..read more

 Calling all Las Vegas and surrounding areas, this one's for you  How about $90 FREE Premium Grass-Fed beef! Yes please!  I was given a sample of Grassy Mountain Beef to see what I thought of it before I recommend it to you. I have to say that I was surprised at the quality.  The first thing I noticed is the packaging. Yes it was in a cooler type of shipping box to stay fresh during the shipping process but I was more impressed that it was neatly packed. I always put the frozen meat in the frig to defrost and it always leaks and creates a big mess. That didn't happ ..read more

I am really not sure anyone can make Refried Beans look great in a picture but I will tell you that this recipe is absolutely amazing and easy to make!  I promise to get a picture of the beans before the family devour them. (It's true, it is a thing) Using the Instant Pot is the only way that I will make these because they are so fast and delicious. No need to sit and watch your food cooking. It is just doing the work for you so you can do other things. I love that kind of cooking.  Ingredients: 4 cups dried Pinto Beans 9 cups water 1 yellow onion (quartered) 1/2 - 1 Jalapeno ..read more