What is bill consolidation? Bill consolidation is an option to consolidate your bills into one single, monthly payment. By using this option you can consolidate all your monthly bills such as utility bills, unsecured debts such as credit card bills or medical bills, payday loans, private student loans, personal loan payments, and other unpaid debts. Is bill consolidation a good idea? The word bill consolidation or bill debt consolidation is focused to pay off your liabilities and consumer debts through an easy, affordable monthly payment. Through bill debt consolidation You may lower your mult ..read more

Have you planned to start a business? If so, that’s a great idea as you are going to be your boss soon. But you may have to face some obstacles during your entrepreneurship journey. And one of such situations is when you are having debts. You might give up your plan to start a business thinking about accumulating funds for your business when you are already having debt obligations. But it’s possible to start your business while in the debt pool if you are smart enough. So, here are some of the best possible tips that you can follow to start your business while in debt. Keep tabs on your living ..read more

It is important to have a good credit score in your life. If you are thinking that you are not going to take out any loan, so you don’t need a good credit score,then you might be wrong. Having a good credit score can help you to get approved for rental houses and apartments, better car insurance rates, etc. Besides, you may wish to take out a loan afterward for buying a car or a home. And that time, you will need to have a decent credit score to qualify for taking out a loan. Read: Why is credit score so important for you? How can you boost your credit score quickly? It takes a certain time to ..read more

“Pay off your debt first. Freedom from debt is worth more than any amount you can earn.” – Mark Cuban In our country, credit cards are one of the popular types of debts! Many people are reeling under credit card debt. And eventually, they are slogging to find some effective ways to eliminate the debt from their lives! The worst part of credit cards is high Annual Percentage Rates (APRs) and hefty late fees! Most likely, you have to sacrifice a substantial amount of your paycheck to pay credit card debt. So, at the end of the month, your savings become either zero or too little! Eventually, you ..read more

If the burden of your huge student loan debt is increasing your financial fear, then you should find a solid debt repayment option to become debt-free Well, there are many student loan repayment options available. You need to choose the right option based on your income and the type of student loan you have taken out. If you have private student loans, then there are certain options you have to repay them. Also, if you have federal student loan debt, then there are some federal student loan repayment options for you. So, let us discuss every option available out there so that you can have a de ..read more

Almost every day, we are coming across a humongous number of COVID-19 cases in our country! According to the CDC (Centers for Disease Control and Prevention), on 8th July 2020, the total number of positive coronavirus cases in our country are 3,487,780! Isn’t it shocking? At the same time, the number of claims for unemployment benefits is rising sharply! In April 2020, the unemployment rate hit 14.7% and it’s the highest since the Great Depression! Some of the major reasons being sudden lockdown and massive loss in business! However, according to a report by the US Bureau of Labor Statistics ..read more

Are you planning to pay off your debts? Congratulations buddy! You are one step ahead of leading a debt-free and financially stable life! But you know what? When it comes to paying off debts, you might hear a lot of advice! And amidst this advice, you might not find out the right way to pay off your debts. The reason being, you need a debt relief strategy that fits into your situation well! Let’s say, one of your friends has become debt-free by following a debt consolidation method. And he/she has suggested you debt consolidation. But let me tell you, buddy, it might not work well for you! Tha ..read more

Student loan debt has become a big problem in a country, and why wouldn’t it be when 43 million people owe almost $1.6 trillion in student loan debt? When a debt load of such a huge amount is hovering over your shoulder, you may think that you’ve to make payments until your death. But is that the end of the story? Maybe or may not be. Much depends on the type of student loan you have borrowed and the mindset of the lender. What is the first step you have to take? Check out what type of loan you have. If you have a private student loan, then the implication will be different. And, if it’s a fed ..read more

One of the most dangerous things that can ruin your peaceful, calm relationship is infidelity. It is hard to save a relationship from the grasp of infidelity and it may even affect you from the core of your mind. Along with such devastating emotional or physical infidelity, many couples are also facing a new kind of impactful infidelity. It is popularly known as financial infidelity. As per a survey from CreditCards.com, nearly 30 million Americans are hiding a checking, savings, or credit card account from their spouse or live-in partner. That’s approximately 1 out of every 5 citizens in this ..read more

“Debt means enslavement to the past, no matter how much you want to plan well for the future and live according to your own standards today. Unless you’re free from the bondage of paying for your past, you can’t responsibly live in the present and plan for the future.” ― Tsh Oxenreider, Organized Simplicity: The Clutter-Free Approach to Intentional Living We all know that debt can damage our financial health. But how many of us know that debt can also harm our mental and physical health to a drastic level? For years, studies have revealed that people who carry debt also faced higher rates of m ..read more