2 MIN READ PAYTM IPO opens today where the company is looking to raise nearly Ra. 18,300 cr from investors. This is the largest IPO in Indian markets. The company has done exceedingly well in transforming the entire payment services industry. However, it is important to know at some of the key risks before subscribing to the IPO. 1. Consistently Loss Making PAYTM has reported net losses in each of the last three financial years. Even operationally (at the EBITDA level), the company has incurred losses Cash Flow from Operations are negative The revenue has stayed flat between FY19 & FY20 an ..read more

5 MIN READ We have all heard the story that if you would have invested Rs. 10,000 some 10-15 years back, it would have been equal to one lakh, five lakh or even more in some cases. Be it Wipro, Bajaj Finance, Relaxo Footwear or any other stock that have become multibagger over the years. However, in real life investors in search for multibagger stocks more often than not get trapped with penny stocks which are barely making any profits. So what is a multibagger stock and how can you identify them? What is a Multibagger Stock? In short any stock which gives  returns that are seve ..read more

4 MIN READ It has been a crazy run-up for the equity markets over the last year as the economy tries to find its way back to normalcy. It’s like whatever you bought in the last 6-12 months has fetched you enough returns to make you believe that equity markets can make money for retail investors. But that’s not the purpose of this article, the purpose is to caution investors.  Why do we feel this way?  In our little experience of the markets over the years, we have realized that earlier an investment tip was enough to convince a retail investor to buy into a particular stock. Well, no ..read more

< 1 MIN READ TCS financial performance over the last decade has been great with revenue and profit CAGR of 16% and 14% over FY11-21. In terms of its revenue break up, Banking & Financial services contributes nearly 40% followed by communication, media and technology which contributes 16.5%. For more such infographics – Follow us on Twitter and Instagram where we post some really cool stuff. Subscribe to our newsletter! First Name Email address: Leave this field empty if you’re human: The post How has TCS performed in the last decade? appeared first on Monergise ..read more

< 1 MIN READ What Indians like to eat when they go out? The post What Indians like to eat out? appeared first on Monergise ..read more

3 MIN READ Stellar run in FY21 The year FY21 has been a one-way streak for the markets having registered one of its best gains in any given financial year. The re-opening of the economy coupled with continuous government support, low interest rates and overwhelming liquidity has led to a monstrous rally in equity markets worldwide. Supported by global cues, even Indian markets have witnessed a sharp recovery having registered ~93% returns in last one year.   Given the high economic uncertainty, at first, the defensives (IT, Pharma and FMCG) led the charge for the markets but, as the econo ..read more

3 MIN READ Paint industry has grown at 11% CAGR in last 7 years The paint stocks have had a stellar run over the last 6-7 years thanks to the strong industry growth momentum. The paint industry has grown at a CAGR of 11% over FY14-19 which is almost double the growth rate of India’s GDP. The reasons? Here they are – rising urbanization, shortening of re-painting cycle (from 7-8 years to 4-5 years), increased preference towards branded paints have all contributed towards this stellar run. The reduction in the GST rate from 28% to 18% has also been a big positive for the industry. Decorative seg ..read more

3 MIN READ Understanding the cyclicality of sectors is one of the most important parameters to look at before investing in a company. This is because cyclical sectors perform in accordance with how the economy is performing whereas defensive sectors are the ones that are not (or least) affected by the performance of the economy. If you look at markets over the last 11 months, one would note that the leaders have changed periodically for the markets. Earlier, when economic uncertainty was high Pharma, FMCG and IT led the charge for the markets, but as soon as economy started opening up, cyclica ..read more

3 MIN READ Gold has truly been a star performer over the last 2-3 years thanks to falling yields globally followed by the Coronavirus pandemic. Remember how our so-called advisors had written off gold as an investment due to its non-performance, but here we are with Gold yielding nearly +80% (in rupee terms) in the last two odd years. We have always advocated allocating a certain amount of your portfolio into gold. Read here for asset allocation. It also acts as a hedge against inflation and currency risk. Therefore staying invested in Gold is imperative for investors. Here are some of th ..read more

2 MIN READ Inflation as we know it is one of the most important macro indicators tracked by economists, central banks and even the stock markets worldwide. It measures the general rise in the price level of goods & services in the economy. Persistently high inflation can have severe ramification on the economy as it decreases purchasing power, weakens currency, unemployment and interest rises. On the contrary, deflation (where prices of goods & services are consistently going south) can also be bad for the economy. Therefore, inflation is like a double-edged sword wherein a decent rate ..read more