All knowledge attains its ethical value and its human significanceonly by the human sense in which it is employed. Only a good man can be a great physician. Hermann Nothnagel (1841 – 1905) Working as a doctor in private practice is demanding. It is a system that barely has enough... The post The Myth of being a Good Doctor first appeared on Dr Goh-FIRE & Life Journey!. The post The Myth of being a Good Doctor appeared first on Dr Goh-FIRE & Life Journey ..read more

Self-discipline is what separates the winners and the losers. Thomas Peterffy Following my previous post, I would like to congratulate the following winners for the drgohhk first book giveaway. I would appreciate all the winners to send me an email with a subject ” Book Winner” and provide me your... The post Book Giveaway- Winners first appeared on Dr Goh-FIRE & Life Journey!. The post Book Giveaway- Winners appeared first on Dr Goh-FIRE & Life Journey ..read more

“Books are the plane, and the train, and the road. They are the destination, and the journey. They are home.” ― Anna Quindlen As I said before, there are three important things in life: “Have a kid, Plant a tree and Write a book!” I am privileged enough to write... The post Book Giveaway: My First Book first appeared on Dr Goh-FIRE & Life Journey!. The post Book Giveaway: My First Book appeared first on Dr Goh-FIRE & Life Journey ..read more

“Courage taught me no matter how bad a crisis gets … any sound investment will eventually pay off.” — Carlos Slim Helu The year 2023 has proven to be among the best years so far for my USD portfolio. Actually I am not very happy when the market is up, during... The post My USD portfolio performance in 2023 first appeared on Dr Goh-FIRE & Life Journey!. The post My USD portfolio performance in 2023 appeared first on Dr Goh-FIRE & Life Journey ..read more

“Money grows on the tree of persistence.” – Japanese Proverb As a long term investor, I am very particular about asset allocation. Besides putting my money in EPF ( KWSP) voluntarily monthly to maximize to MYR100k per year, I also invest in USD denominated ETFs/bonds and SGD-denominated Singapore stocks and... The post Can Malaysians buy Singapore Saving Bond (SSB)? first appeared on Dr Goh-FIRE & Life Journey!. The post Can Malaysians buy Singapore Saving Bond (SSB)? appeared first on Dr Goh-FIRE & Life Journey ..read more

“Debts are like children – begot with pleasure, but brought forth with pain.” Yes, finally, I am debt-free now after working for almost 22 years! Even though it might have taken me longer than others to be debt-free, I am happy that I have reached this financial milestone. The very... The post I am debt free now, what is next? first appeared on Dr Goh-FIRE & Life Journey!. The post I am debt free now, what is next? appeared first on Dr Goh-FIRE & Life Journey ..read more

Many Malaysians especially non-Bumiputras are very excited about the news that the government has increased the ASM fund size by another RM5 billion. As most Malaysians have known by now, most ASN funds are specially allocated for Bumiputras, non-Bumiputras are allowed to buy a few funds only- one of which... The post Top up your EPF or ASN/ASM? appeared first on Dr Goh-FIRE & Life Journey ..read more

“If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.”- Warren Buffett “This bear market will be different! I know it, it is coming!” My friend, Mr. Tan who is a property developer repeatedly told us in our Whatapps investment... The post The bear market is coming? Are you fearful at this moment? appeared first on Dr Goh-FIRE & Life Journey ..read more

“Invest for the long haul. Don’t get too greedy and don’t get too scared.” If you are a Malaysian and had at least MYR 1 million in your EPF account in 2020, you are among the only 67919 or the top 0.64% of 14.89 million members. On average each EPF millionaire... The post EPF or CPF Millionaire, can you do it? appeared first on Dr Goh-FIRE & Life Journey ..read more

“Avoiding danger is no safer in the long run than outright exposure. Life is either a daring adventure, or nothing at all.” Dear Paul, I hope you sleep well. I still remember vividly the day I said good bye to you during your last day in the hospital. People naturally... The post An Open Letter to My Patient- Paul appeared first on Dr Goh-FIRE & Life Journey ..read more