What is Digital Lending? Digital lending is a process of lending through online web platforms or through different mobile applications by using the technology for authentication and credit assessment purposes. It is an innovative revolution that is led by innovative fintech firms. The demand for credit is huge in India as there are a few numbers of loans available in the market which creates an opportunity for these digital lending startups. And also we have seen the rise of digital payments and the use of technologies. When they are in need of small amounts of money which is generally not ..read more

The State Bank of India conducts an annual examination to recruit a Probationary Officer(PO) which is a manager-level post in the SBI branch. It is considered to be one of the most esteemed, highest, and toughest levels of examination in the commercial banking and financial sector in India. The SBI PO exam is conducted in three phases Prelims – Objective Mains – Objective and descriptive Interview & Group discussion SBI PO Exam Important Dates SBI PO Official Notification 13th Nov 2020 Online Registration Date 14th Nov 2020 Last Date of registration 4th Dec 2020 Admit car ..read more

Daily Top Gainers and Top Losers Top Gainers Stocks Top Gainers (%) BAJAJ FINSERV +9.19% TITAN COMPANY +5.63% GAIL +4.06% BAJAJ FINANCE +3.95% Top Losers Stocks Top Losers (%) RELAINCE -3.73% ADANI PORTS -1.58% INDUSINDBK -0.86% SUNPHARMA -0.81% Nifty50 ended at 12,859.05 up 87.35 points (+0.68%). Sensex ended at 43,882.25 up 282.29 points (+0.65%). Weekly Top Gainers and Losers Top Gainers Company Percentage Gains(%) BHARTI INFRATEL +21.22% BAJAJ FINSERV +17.65% TATA MOTORS +15.54% M&M +13.61% Top Losers Company Percent ..read more

Image Source – Google | Image By – jagranjosh RBI Grade-B Examination The Reserve Bank of India conducts an annual examination to recruit Grade B officers (Manager level posts or equivalent to PO in commercial Banks). It is the most esteemed, highest, and toughest level of examination in the banking and financial sector in India. The RBI Grade B exam is conducted to recruit candidates for the three Posts which are General – DR DERP DSIM in common Seniority Group (CSG) The RBI Grade B exam is conducted in Three Phases Prelims-Qualifying Phase I  Mains Phase II  Interview Pha ..read more

What are the basics of Algorithmic trading? Why do we need to use it? Algorithmic trading (also called automated trading, black-box trading, Algorithmic-trading) is a method of executing trading orders using automated pre-programmed strategies. It helps to speed up data processing for traders and eliminate the risk of emotional trading done by human traders. It uses complex mathematics formulas to make decisions for buying and selling of a security.  Algorithmic trading requires proper strategies and tested methods. The traders generally also use High-frequency trading technology which ..read more

Image Source – Google | Image By – cayebank.bz What is Liquidity Ratio? How it helps you to grow your investment? Liquidity ratio is a crucial accounting measure that is employed to see what’s the present debt repaying ability of the debtor or borrower. Also, the liquidity ratio helps in determining a company’s ability to hide short-term obligations and cash flows. The liquidity ratio includes the quick ratio, current ratio, and cash ratio. Quick Ratio It may also be referred to as the acid-test ratio.  It measures the power of a corporation to use its near cash or assets to ext ..read more

What is meant by the primary market? The primary market also knew as the new issue market is a place where the issuers of the security raise capital by issuing fresh securities to investors. It is a place that companies use for raising fresh capital from investors. Some useful terms are:- Public issue: Public or retail issue securities are issues to the members of the public and anyone eligible to invest can participate. Initial Public Offering (IPO): Firstly, the initial public offering company issues shares for the first time to investors at large.  Secondly, it is a process by ..read more

Explanation of Trading, Hedging, Arbitrage, Pledging of Shares In this article, we are going to discuss Trading, Hedging, Arbitrage, and Pledging of Shares with a detailed explanation. 1. Trading Trading (intraday, swing trading) is an activity that involves buying and selling an asset with the expectation that the price of the asset will increase. And they will make a profit from the gains that occurred in the price of that asset over a short period of time.  Firstly, traders try to capture the benefit from acting on information which brings changes in prices. Their actions increase ..read more

Image Source – Google | Image by – sharemarkethindi Types of Stock Market Intermediaries There are various intermediaries in the stock market intermediaries between the buyers and sellers. 1. Stock Exchange A stock exchange provides a trading platform where buyers and sellers can transact in already-issued securities.  Stock markets such as NSE, BSE, and MSEI are nationwide exchanges. Therefore, trading happens on these exchanges through electronic trading terminals which feature anonymous order matching. 2. Depositories Depositories are institutions that hold securiti ..read more

Quantitative Analysis Quantitative analysis is defined as the research of numerical data of the past performance of the company to analyze the company’s valuation and quality of the management for predicting future growth. Some of the aspects that are considers in the quantitative analysis are as follow:- 1. History Vs Future of Business The past historical performance of the company is an important parameter that is used by the research analysts for analyzing the company for investment purposes.  History of the company best shows its financial performance over the years.  If the ..read more