Bitcoin ATM Scams: What You Need to Know IdentityIQ Bitcoin, the popular digital currency, has opened new avenues for online transactions and investments. While its decentralized nature offers benefits, it has also created opportunities for scammers to exploit unsuspecting individuals. With the growing prevalence of Bitcoin ATMs (also known as Bitcoin kiosks), it’s essential to be aware of the potential scams and take necessary precautions. What Is a Bitcoin Scam? Bitcoin scams involve scammers luring victims into parting with their money under false pretenses, often involving Bitcoin transac ..read more

How to Read Your IdentityIQ Credit Report IdentityIQ Your credit report is a detailed record of your credit history. Understanding how to read it can be essential to help you maintain good credit and achieve your financial goals. This guide explains the key sections of an IdentityIQ credit report in simple terms, covering personal information, credit scores, account histories, public records, and more.  Let’s break down how to read your IdentityIQ credit report. Sections of an IdentityIQ Credit Report 1. Personal Information The first section on your IdentityIQ credit report is your pers ..read more

New IDIQ Report Finds Staggering Surge of Spear Phishing and Utility Payment Fraud IdentityIQ – Identity Theft Restoration Cases Up By 62%  – TEMECULA, Calif. – April 25, 2024 – IDIQ®, a financial intelligence company that empowers consumers to take everyday action to control their financial well-being, featuring the flagship IdentityIQ® brand, today released its IdentityIQ 2023 Scam Report, identifying identity theft trends from 2023 and predictions for this year. The report, based on proprietary data, highlights that spear phishing scams targeting specific individuals increased an alar ..read more

Identity Theft in 2023: A Year of Record-Breaking Scams IdentityIQ Throughout the past year, IDIQ®, a leading financial intelligence company, tracked the trends in identity theft and related scams through reports from its IdentityIQ brand. The data uncovered a sharp increase in identity theft incidents, setting new records for fraudulent activities. Let’s explore key statistics and trends as reported in the IdentityIQ 2023 Scam Report with Predictions for 2024. Record-Breaking Numbers Identity theft restoration cases surged by a staggering 62% in 2023, correlating with a notable rise in data ..read more

IDIQ Launches New Data-Driven Platform CreditBuilderIQ to Place Credit-Building Tools in the Hands of Consumers IdentityIQ – Smart software empowers individuals to take action to reach credit goals  – TEMECULA, Calif. – April 16, 2024 – IDIQ®, a financial intelligence company that empowers consumers to take everyday action to control their financial well-being, announced today the launch of CreditBuilderIQSM, a game-changing platform giving individuals the tools needed to establish, manage, and build their credit scores, allowing them to navigate their financial lives successfully. Throu ..read more

AT&T Data Breach: How to Know If Your Information Has Been Exposed IdentityIQ More than 51 million people have had their personal information compromised in the recent AT&T data breach. The leaked customer information dates back to mid-2019 and earlier. The exposed data has been found on the dark web, a place where cybercriminals buy and sell leaked personal information. Discovering whether your personal information has been compromised in the AT&T data breach is crucial to help prepare for the potential risks of your information being exposed on the dark web. Here are some steps ..read more

How to Help Protect Adults from Romance Scams IdentityIQ We all deserve happiness and connection. Whether starting fresh after a breakup or coping with loneliness, many people turn to online dating sites and apps hoping to find a partner. While the internet has opened new avenues for people to connect, it has also enabled scammers to exploit those whose are vulnerable. What Is a Romance Scam? Romance scams are, unfortunately, common on dating sites and apps. The scammers create fake profiles, often using stolen photos, to build online relationships with victims. They may communicate for weeks ..read more

How Oversharing Content About Your Kids (“Sharenting”) Can Lead to Identity Theft IdentityIQ Snapping a photo of your kids and sharing it on social media may seem like a harmless act. It’s natural to be proud of your children and want to share that feeling with friends and loved ones online. But posting photos, videos, and other information about your child online leaves them vulnerable to identity theft. Every day, criminals scour the internet, including social media, for personal information they can use to commit fraud. Here’s what you need to know about “sharenting” and how it can lead to ..read more

How to Protect Yourself from Investment Fraud IdentityIQ Investing is a great way to put your money to work and generate passive income. However, lucrative investing opportunities come with risks, and it’s important to be cautious. Legitimate investing is risky by nature, but investors also have to face the additional threat of investment fraud. This comprehensive guide walks you through how to help protect yourself from investment fraud so you can invest with confidence and safely secure your financial future. How to Help Avoid Investment Fraud Research the Investment Before diving into any ..read more

Help! Someone Is Using My Home Address Fraudulently. What Now? IdentityIQ It’s an unsettling realization. That nagging feeling when you receive a piece of mail not meant for you, or when an unexpected package appears at your doorstep with someone else’s name. Suddenly, questions begin to bubble to the surface: Why is this happening? Who is behind it? And, crucially, what potential harm lurks in the shadows of such mysterious correspondence? Address fraud might sound like the plot of a thrilling crime novel, but for many, it’s a jarring reality. Knowing the signs, understanding the motivations ..read more