The FED will have difficulty lowering rates because when mortgage rates fall, home buying becomes more attractive, forcing prices higher on the largest component of inflation.   For most homebuyers, their monthly payment, or what they can afford monthly, matters much more than the absolute price of a home. Most people do not buy a home with cash. Redfin found that as of December 2023, 66% of people used a mortgage to buy a home. Two main components determine the size of a monthly mortgage payment: home price and interest rate.   The FED focuses on inflation. Although it leans he ..read more

The 10 largest stocks in the S&P500 benchmark index now account for over 33% of the market cap weighting. Goldman points out that this is well above the past peak of 27% that preceded the TECH bubble bursting in 2020 (charts below). Regardless of the record concentration, Goldman points out that when markets have become concentrated in the past, “more often than not, the S&P 500 still managed to rally over the 12 months after concentration peaked.” “Although investors have focused on the comparison between today and the markets in 1973 and 2000, there have been several other examples ..read more

Is the focus on inflation justified? Or is it just the normal economic pattern? Inflation is why the FED raised interest rates faster, in percentage terms, than at any time in the past 69 years. In this report, we examine if the economy really required such a drastic move or if the inflation rise was really just part of the normal economic cycle? We will also briefly ask, “Does a 2% inflation target even make sense?”   The backdrop The FED Funds rate has gone from .08% to 5.33% since January 2022, which is an increase of 6,500%. In the 1977 to 1981 raise, the Fed Funds were pushed up 312 ..read more

Why every person on the planet should defend Israel. By Jeff Marcus   “Evil may so shape events that Caesar will occupy a palace and Christ a cross, but that same Christ will rise up and split history into A.D. and B.C., so that even the life of Caesar must be dated by his name. Yes, the arc of the moral universe is long, but it bends toward justice.” -Dr. Martin Luther King   This article will examine the current situation based on some uncomfortable questions: 1. Does Israel deserve to exist? How did Israel come about? What has occurred since 1917. 2. What actions by Isra ..read more

https://d1656382-0e7a-4ea1-9e8d-b482de91d1ac.filesusr.com/ugd/eb4ead_14900c1aef4b433d9a0f45dc5cfa24ca.pdf ..read more

Relative Rotation Strategies - RRS Using the power of Relative Rotation Graphs (RRG), RRS provides superior performance by being in the right place at the right time! The Relative Rotation Strategies (RSS) consist of 1 stock strategy and 3 ETF strategies. Each of the 4 strategies is based on the same principle of using RRG to be in the right place at the right time. TPA provides different strategies to satisfy the various risk profiles, holding periods, and portfolio rules for all RRS users. The strategies are: 1. Relative Rotation Fund 2. Top 5 and Bottom 5 ETFs 3. Top 5 ETFs and a S&P5 ..read more

Using the power of Relative Rotation Graphs (RRG), RRS provides superior performance by being in the right place at the right time! The Relative Rotation Strategies consist of 1 stock strategy and 3 ETF strategies. Each of the 4 strategies is based on the same principle of using RRG to be in the right place at the right time. TPA provides different strategies to satisfy the various risk profiles, holding periods, and portfolio rules for all RRS users. The strategies are: 1. Relative Rotation Fund 2. Top 5 and Bottom 5 ETFs 3. Top 5 ETFs and a S&P500 Hedge 4. Top 5 ETFs – Long Only Perform ..read more

Why does TPA’s Relative Rotation Fund perform so well? The Relative Rotation Fund (RRF) is up 5.48% YTD, while the S&P500 is up 4.10% YTD. Since its inception on 4/22/22, the RRF is beating the benchmark by 13.91%; the RRF is up 4.90%, while the S&P500 is down -9.01% (see tables and chart below). Yes, RRF has a short component, which helps it during down markets, but if you notice the YTD performance and look closely at the chart below, you will see that RRF has outperformed the benchmark in up and down markets. Why does RRF outperform? 4 reasons: 1. The stocks in RRF have been out of ..read more

Most investment strategies do not take into account the one thing that always happens. Stocks and sectors continuously move in and out of favor You need a strategy that identifies: 1. What parts of the market are moving in favor. 2. What stocks in the new favorite parts of the market are investors just starting to buy. TPA-RRG uses Really Relative Rotation Graphs to score and rank 27 sectors and every stock in the Russell 1000 to identify where investors should be to outperform the market. Then, we provide the top and bottom-ranked stocks so you can act! TPA-RRG has put the strategy to the t ..read more

Why does TPA’s Relative Rotation Fund perform so well? The Relative Rotation Fund (RRF) is up 10.63% YTD, while the S&P500 is up 6.53% YTD. Since inception on 4/22/22, the RRF is beating the benchmark by 15.55%; the RRF is up 8.67%, while the S&P500 is down -6.88% (see tables and chart below). Yes, RRF has a short component, which helps it during down markets, but if you notice the YTD performance and look closely at the chart below, you will see that RRF has outperformed the benchmark in up and down markets. YTD and since inception, the RRF has also beaten a 60/40 portfolio by 7.09% a ..read more