Occam Investing
142 FOLLOWERS
Welcome to Occam Investing. This site takes a common sense approach to investing, using a simple, unbiased, and evidence-based philosophy. Its aim is to help its readers understand the world of investing, and improve their investment decisions.
Occam Investing
1y ago
If you’re anything like most investors, both these things will be true: You spend almost 100x as much time watching TV than you do on your household finances, and You’d rather sit in rush-hour traffic than rebalance your portfolio. Source: A Wealth of Common Sense You may also believe that real estate is likely to …
Why you should outsource your investments Read More ..read more
Occam Investing
1y ago
Hands up those of you who bought growth stocks in the recent selloff. OK, my hand’s up too. I know this is a blog about index investing, but let’s be honest – we all love a good punt. Netflix at 75% off its highs was just too much for me. I did absolutely zero research. …
Do DIY investors underperform? Read More ..read more
Occam Investing
1y ago
“After I spoke to my financial adviser I slept like a baby. I woke up every hour and cried.” Finding a financial adviser – one that doesn’t make you sleep like a baby – can be like finding a needle in haystack. Even figuring out what you need to look for when deciding how to …
How to choose a financial adviser Read More ..read more
Occam Investing
1y ago
The last post was all about whether or not financial advisers were able to help improve the performance of your investment portfolio. But a good adviser can do much more than simply manage your portfolio. All advisers worth their salt offer a variety of non-investing services, aimed at improving your wider financial life beyond your …
The 8 reasons to hire a financial adviser Read More ..read more
Occam Investing
1y ago
People hire financial advisers for all sorts of reasons. They can sort out your tax planning, estate planning, retirement planning, and all kinds of other good stuff. Every financial adviser will provide services designed to add value to your wider financial life, outside of what goes into your investment portfolio. If a financial adviser helps …
Do financial advisers add alpha? Read More ..read more
Occam Investing
1y ago
My last post told the story of how I was recently contacted by a sophisticated investor, who was wondering how they should be applying Modern Portfolio Theory to their portfolio. That post gave a quick introduction to what Modern Portfolio Theory is, and how MVO can be used to apply it to portfolios. In summary, …
Modern Portfolio Theory: Part 2 Read More ..read more
Occam Investing
1y ago
I was recently contacted by a sophisticated investor who asked how I’d apply Modern Portfolio Theory (MPT) to their asset allocation process. They already had an MPT framework in place, and wanted to know how to improve it. I thought it was an interesting question, so spent far longer than I should have done consulting …
Modern Portfolio Theory: Part 1 Read More ..read more
Occam Investing
1y ago
One of the great things about running an investing blog is receiving questions from readers. Helping out readers is not only rewarding, but it’s also an excellent source for article ideas. As an example, I recently heard from a reader whose employer offered them an AVC pension scheme, and they were wondering whether it was …
AVC Pension Guide Read More ..read more
Occam Investing
2y ago
This week I thought I’d give some love to a type of pension scheme which tends to fly under the radar. It’s known as a SSAS pension, and it’s rarely talked about. But for those who can make use of it, it has some juicy benefits over a regular pension, including some significant tax benefits. …
SSAS Pension Guide Read More ..read more
Occam Investing
2y ago
My last post was all about why you should consider crafting an Investment Policy Statement (IPS). Here, I’ll show you how to create an IPS, and share my own. I’m sharing mine in the hopes it might prove a useful starting point for those readers looking to create their own. I remember I found it …
How to create an Investment Policy Statement Read More ..read more