Of late, there has been significant interest among Indian investors to invest in international investments. If you don’t know what FAANG stands for, then you are late to international investments. It is an acronym for Facebook, Amazon, Apple, Netflix, and Google (now known as Alphabet), currently the most popular and among the best performing technology companies globally. Previously the market has been dominated by High-Net-worth Individuals (HNI) and has now started to gain interest among retail investors. Over the years, the total outward remittances by Indian citizens falling in this categ ..read more

Understanding the Stock market basics is very important for participants market has seen an exponential rise by the retail participant. In three months, Indian brokerages have added over 24 lakh new Demat account holders in the quarter to June 2020. That is like 10 percent of the total account holders. The reasons can be many, like Work from home; Good returns post corona correction, ease of operation, and many more. As new customers and investors are jumping into the markets searching for better returns, there is a lack of fundamental knowledge on the subject. Investing in the stock market ca ..read more

Our money management journey starts with our savings account. Your first salary, pocket money, money gift would most probably lend in our first bank account, i.e., SAVINGS account. We are so comfortable and familiar with the savings account that we never bother about the benefits or alternatives. This blog post will give you three ways to enhance the benefits of your savings bank account. What makes a savings bank account so popular? SAFETY is the primary reason for our love for the savings account. We always consider that our money is assured and without any risk. As per the Deposit insurance ..read more

Asset Allocation is always misunderstood by investment community. Let me ask you, what is your list of priority while investing. The priority starts and ends with the asset’s return like equity, Gold, Real estate, etc., or investment vehicle like mutual funds, insurance, etc. The premise of investing itself is wrong, and it should include much more than asset return. Ideally, The investment journey should start with Goal setting, followed by asset allocation, portfolio construction, and preformation evaluation. In this blog, I will dive into details of one of many aspects: ASSET ALLOCATION. Wh ..read more

Smallcase, a new age investment advisor, has taken the equity investors by a storm off late. There have been multiple reasons attributing to the success of these advisory services. Primary being cost-efficient, better performance, ease of execution, and control of investment. The other major reason which contributed is the gross underperformance of competing investment options like mutual funds.] In this blog, I will discuss why and how it makes more sense to look at these new-age advisory platforms for investment in the equity market compared to mutual funds. In the last fast five months, the ..read more

The NISM Series V A – Mutual Fund Distributors Certification (English) Exam is a mandatory certification exam. The certification is compulsory for those who wish to register with AMFI (ARN) for starting their own Mutual Fund Distribution business. The certification is also beneficial and sometimes a pre-requisite for Banks, Stock Broking Companies, MF distribution companies employees for getting business credit from their respective companies. Eligibility Anyone who is 18 years and above can become a mutual fund distributor /advisor. There is no educational qualification listed as per the Asso ..read more

Instead of choosing a mutual fund manager, Investors often look for BEST MUTUAL FUND schemes available for investment. All prominent investment and financial websites and YouTube channels suggest the best mutual fund scheme for investment. I have always voiced my opinion that the choice should be the Right Mutual fund against the best mutual fund. In this blog post, I would like to discuss whether it makes sense to chase FUND MANAGER rather than Best mutual fund schemes. It is often said that  “DRIVER and not the car win race.” I fully endorse that thought. In a mutual fund, the driver is ..read more

Be Part of an INDUSTRY that has doubled in the last five years. In 2020, The size of the INDUSTRY is 22.26 lakh crore and still only 6% of financial savings More than Rs 7948 crore commission distributed to 1073 distributors/advisors in FY 2018-19 (Source -AMFI) With Rs 5000/- you can start your Mutual fund distribution business. Join an INDUSTRY that has beaten the Stock market (benchmark) return consistently over a longer period Get commission till the investment last every month (TRAIL commission) The Mutual Fund Industry I know the above headline must have a ringed bell in your ear. Th ..read more

Mutual Fund performance tracking is as important as selecting the right mutual fund for your investment objective. I will show you how and where you can get details of your mutual fund transactions. How you can track performance for free and, most importantly, compare with other funds for better decision making. In INDIA, Mutual Fund products have two plans. One Regular Plan, which is distributed by distributors who are compensated by Mutual fund companies. The distributor fee is deducted from your investment. This expense lowers investor return. Second is called DIRECT PLAN, where mutual fund ..read more

Post office schemes are the most popular saving and investment avenues among INDIAN investors. The success Post office schemes are due to multiple factors like post office reach, more than 1,54,965 branches all over INDIA, and government-sponsored schemes. Some of the most popular schemes are Recurring Deposits (RD), Senior Citizen Saving Schemes (SCSS), and Public Provident Funds (PPF) and many more. Here I am going to bring to you the best tax saving scheme which is available through Post office savings schemes. These schemes provide assured returns (backed by the government) and tax benefi ..read more