This article is a continuation of our initial story on launching FinMasters and spending $477,924 to do so, make sure you read that one first for context. Here’s an overview of what I intend to discuss: An update on what we did for the past 18 months Google & publishers What went wrong? If anything? # But why even write this in the first place? There is a lot of misleading content about what it takes to build an online business, very little on this particular scale, and even less so about bad bets. FinMasters journey The last report ended with those 2 scenarios:  Downscale and kee ..read more

Do you have an old health savings account (HSA) that is just gathering dust? Understanding the HSA rollover rules can help you make the mont of that account. While you’ll never lose an old HSA, even when you leave a previous employer, leaving your account untouched isn’t the best idea. Taking advantage of an HSA rollover can put you back in charge of your money. Let’s explore the HSA rollover rules and guidelines. What Is an HSA? A health savings account (HSA) is a tax-advantaged savings account that you can use to pay medical expenses that your health insurance doesn’t cover. Usually, an HSA ..read more

SPY vs. VOO vs. IVV: a faceoff between three large, popular index funds, all tracking the S&P 500. But what’s the difference if they all track the same index? And how can you decide which is best for you? Let’s start with the basics. SPY vs VOO vs IVV: By the Numbers SPY VOO IVV Full Name SPDR S&P 500 ETF Trust Vanguard S&P 500 ETF iShares Core S&P 500 ETF Index Tracked S&P 500 Index S&P 500 Index S&P 500 Index Assets Under Management* $403.3 billion $339.7 billion $352.1 billion Average Daily Volume (shares) 10,989,786 (30-day average) 4,089,646 (50 ..read more

If you’re balancing VTI vs. VOO, you’re probably looking at putting money into an index fund. That’s generally going to be a good decision. Index funds allow you to diversify your portfolio even if you don’t have much to invest, and even investment professionals often fail to pick stocks that beat the index performance. But which of these funds should you choose? Let’s start with the basics. VTI vs VOO: By the Numbers VTI VOO Full Name Vanguard Total Stock Market ETF Vanguard S&P 500 ETF Index Tracked CRSP U.S. Total Market Index S&P 500 Index Assets Under Management* $318 ..read more

This Fundrise review will examine how the platform works and review its pros and cons. Fundrise allows non-accredited investors to invest in private real estate funds with initial investments as low as $10. The company has recently expanded to include private equity and private credit investments. Fundrise Review: Quick Facts 4.1 out of 5 Fundrise offers private real estate, private equity, and private credit investments. You don’t need to meet the SEC’s accredited investor criteria, and the minimum investment is as low as $10, making this a viable option for smaller investors who want to di ..read more

Starting a business is a fairly common goal in the United States, with roughly 43% of Americans expressing entrepreneurial intentions[1]. But how much does it cost to start a business? You’ll need to know before you get started. Jump to: Why Startup Costs Matter How to Estimate Your Startup Costs Common Costs of Starting a Business How to Prepare Your Finances for Starting a Business If you’d like to transition to self-employment, here’s what you should know about how much it costs to start a business, why it’s such an important issue to consider, and how to save up the funds you nee ..read more

Shark Tank is a reality TV show built around entrepreneurs seeking investments in their companies. Some of these companies go on to achieve success. The worst Shark Tank products went absolutely nowhere and produced nothing but losses for their investors. Let’s take a look at some of the lemons that Shark Tank has produced: the worst Shark Tank products. Shark Tank: How It Works Shark Tank is based on a simple premise. Entrepreneurs bring their business ideas into the Shark Tank and ask for money in return for part ownership of their companies. A panel of investors – the “sharks” – listens to ..read more

If you need to borrow money, you might consider applying for a personal loan. You can use a personal loan for all sorts of things but given the different types of personal loans out there, knowing which to use for different purchases can be difficult. Jump to: What Is a Personal Loan? Unsecured Personal Loan Secured Personal Loan Branded Personal Loans Bad Credit or No Credit Check Personal Loans Other Types of Consumer Loans Personal Lines of Credit Common Uses for Personal Loans Bottom Line What Is a Personal Loan? A personal loan is a flexible loan that you can use for a wide variety ..read more

Optima Tax Relief is a legitimate tax relief company that provides services nationwide through an online portal. If your tax problem is relatively simple, you may be better off addressing it on your own, but if you’re overwhelmed by the prospect of dealing with the IRS, Optima Tax Relief offers an option. You’ll learn more about the pros and cons in this Optima Tax Relief review. Important note: if you’re considering any tax relief company, manage your expectations. Nobody can make all tax debt disappear. Professional help may get you a better deal, but the outcome will depend on your situatio ..read more

Who wouldn’t like an additional income stream? If you can make 100 dollars a day to add to – or even replace – your existing income you can reach financial goals, pay off debts, save for a rainy day, or fund that bucket list vacation you keep postponing. What about multiple income streams? If one dries up, you can fall back on another, ensuring the money keeps rolling into your account. This comprehensive guide will explore practical, actionable strategies to help you make 100 dollars a day (or more). Top 25 Ways to Make 100 Dollars a Day Whether you’re a job seeker, freelancer, or a worker l ..read more