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The Property Network
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1y ago
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7 ways to save towards a mortgage deposit in 2020
The Property Network
by The Property Network
4y ago
The challenge of saving up for a mortgage deposit is often said to be the biggest hurdle faced by most first time buyers today. According to data released by Land Registry, the average price of a property in the UK is £232,944 as of October 2019. And with most mortgage lenders requiring a minimum 10% deposit, that figure would mean you’d need to put down at least £23,294! Unless you’re lucky enough to get some help from your family, earn a fortune or win big on the lottery, that means you need to get saving… hard. But, you’ve decided now is the time to do it! So what can you do to ..read more
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Brexit Uncertainty Leads To House Prices Falling In September For The First Time Since 2010
The Property Network
by The Property Network
4y ago
In its monthly market snapshot, released on Monday, Rightmove say that for the first time since 2010, house prices have fallen in September – a time of the year when an increase in market activity is usually recorded. Due to the increasing uncertainty surrounding Brexit, and the potential of the UK leaving the EU without a deal, Rightmove say properties coming to the market this month have seen an average drop in price of 0.2%. Though this may not seem like a significant drop to some, September is a period where estate agents usually see a surge in buyer and seller enquiries, due to the ..read more
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Guide To Selling Your Property Privately
The Property Network
by The Property Network
4y ago
Selling your property privately can be a challenging but very rewarding experience. The majority of the costs associated with moving are towards estate agency fees, so there are some significant savings to be made if you can successfully sell your own property and see it through to completion! When deciding whether to sell privately or instruct an estate agent, it’s worth considering what the current market conditions are like and assessing the following situations – Is the market buoyant?Is your type of property in demand?Are local properties achieving close to or all of the asking price ..read more
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Brexit Uncertainty Leads To House Prices Falling In September For The First Time Since 2010
The Property Network
by The Property Network
4y ago
In its monthly market snapshot, released on Monday, Rightmove say that for the first time since 2010, house prices have fallen in September – a time of the year when an increase in market activity is usually recorded. Due to the increasing uncertainty surrounding Brexit, and the potential of the UK leaving the EU without a deal, Rightmove say properties coming to the market this month have seen an average drop in price of 0.2%. Though this may not seem like a significant drop to some, September is a period where estate agents usually see a surge in buyer and seller enquiries, due to the end of ..read more
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Guide To The Property Ombudsman – And What They Can Do For You
The Property Network
by The Property Network
4y ago
We all know that buying or selling a property can be a challenging experience and your frustrations can be made worse if you’ve also received poor service from an estate agent. As experts in their field, estate agents are relied upon to guide the purchase of a property to a successful completion and to offer fair and honest advice in order to allow you to make well informed decisions. Throughout the sale estate agents should always treat all parties fairly, though it’s important to remember agents are instructed by the seller and are required to act in their best interest at all times. Now, as ..read more
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Countrywide Launches New “MOT Style” Property Survey
The Property Network
by The Property Network
4y ago
In the property world last week, Countrywide, the UK’s largest property group, announced the launch of a brand new “game changing” survey report called HomeFact – a product which they say “combines all the expertise of our surveyors with other online information sources that we’ve gathered about the property and its surrounding area.” After conducting a study involving over 15,000 buyers and identifying a “knowledge gap” in the current types of surveys being offered, the group says their new report will not only highlight any defects and potential structural problems, but will also be “packed ..read more
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5 Things To Do When Searching For Your First Property
The Property Network
by The Property Network
4y ago
Starting out on your search for a property can be filled with excitement when you realise the prospect of owning your first home could soon become a reality. You know exactly what type of property you want to buy and exactly where you want to buy it. You’ve probably spent months already scrolling through the internet and peering in at the adverts in estate agents windows. But what steps could you take to make the whole process easier for you? I’ve put together a list of 5 things for you to do when starting the search for your perfect property! Check them out below! 1. Arrange Your Mortgage My ..read more
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Government Announces Changes To Help More People Get On The Property Ladder
The Property Network
by The Property Network
4y ago
When Boris Johnson took over as Prime Minister, he pledged to address the housing market and “help a new generation to own their own home.” As part of that pledge, Housing Secretary, Robert Jenrick, has announced that changes are to come into effect to the Shared Ownership scheme – with the aim of helping more buyers get on the property ladder. The government has revealed that those with a shared ownership property will now be able to increase the share they own, a process known as staircasing, in smaller portions than they previously could. People with shared ownership properties increase the ..read more
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What To Know When Buying A Repossessed Property
The Property Network
by The Property Network
4y ago
The process involved in buying a repossessed property differs significantly from that of a standard residential sale. There are many more factors to consider so it’s wise to be aware of what to expect. A repossession is a property that has been seized by the bank as the owners have failed to maintain their mortgage payments. As standard in any mortgage agreement, the bank will take control of the property in this situation and arrange for a bailiff to attend and evict the owners at a set date and time. When a repossession is placed on the market it is given to the control of an Asset Managemen ..read more
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