The post When Does It Make Sense To Refinance Your Mortgage? appeared first on Dividend Power. When interest rates are low, there are a lot of people wondering if it makes sense to refinance their mortgage. But is it the right financial move for you? Last time interest rates dropped I was able to refinance and drop our interest rate. We wound up not only saving about $100 a month but will end up paying over $25,000 LESS in interest over the life of the loan! Let’s take a look at the reasons you might want to refinance and some considerations before doing so. When Does It Make Sense To Refinanc ..read more

The post Costco (COST) Dividend Stock Analysis appeared first on Dividend Power. Dividend stocks are shares in companies that reward investors with regular payouts, which can be used to supplement their income, cover living expenses, or reinvest in their stock portfolio. Some factors set certain dividend stocks apart from others, such as dividend history, growth, yield, and payout ratio. Additionally, companies that continue to grow earnings and boast competitive advantages can continuously pay higher dividends to shareholders.  In this article, we will explore each component to determine ..read more

The post The 10 Best Places to Retire in Texas appeared first on Dividend Power. Texas is the second-largest state in the United States in terms of population and land area, and it has long been considered one of the best places in America to retire. You’ll find it in Texas whether you’re looking for a warmer climate, no income taxes, affordable housing, or abundant leisure activities.  However, the state is vast, so deciding where to retire can be overwhelming. Luckily, we’re here to help! Today, we’ll show you the best places to retire in Texas, taking the overall standard of living, lo ..read more

The post 10 Smart Ways to Spend Your Federal Tax Refund appeared first on Dividend Power. A federal tax refund is your overpayment from your paychecks to the government over the previous year. You are giving Uncle Sam an interest-free loan! Ideally, with updated W-4 withholding forms, you would not get a refund. However, if you do receive a refund, it opens many possibilities. In this article, we discuss 10 smart ways to spend your tax refund. Although it’s not free money, it feels that way. It is money that was not counted in my monthly income and spent on expenses. It’s not part of my regula ..read more

The post UnitedHealth Group (UNH): High-Quality Dividend Stock appeared first on Dividend Power. Suppose you are in pursuit of a distinguished dividend growth investment opportunity. In that case, our focus turns to an undervalued dividend stock of particular interest – United Health Group, identified by the UNH ticker. As of the time of writing, the stock is trading at ~$501 per share, prompting a closer examination of its valuation and suitability for investment. This analysis will assess whether United Health Group merits consideration as a sound destination for our hard-earned capital. Upo ..read more

The post How Invoice Finance Can Solve Your Cash Flow Problems appeared first on Dividend Power. Every small business owner knows the struggle of waiting for payments while the bills pile up—cash flow management can make or break a venture. If this financial tightrope walk sounds familiar, invoice finance could be the solution you’ve been seeking. This innovative funding mechanism is a game-changer for small businesses, providing immediate access to capital tied up in unpaid invoices. In this guide, we’ll explain invoice finance, how it can help small businesses, and why it might be the smarte ..read more

The post Healthcare REITs: An Investment Guide appeared first on Dividend Power. Healthcare REITs own and manage healthcare-related properties. They lease the properties to tenants and collect rent payments. This REIT category attracts investors because of its long-term growth potential and perceived recession resistance. The senior population is growing and living longer, creating demand for healthcare services. Also, medical spending is rising. Consequently, healthcare REITs may offer a decent regular dividend and capital appreciation. This article discusses healthcare REITs and pr ..read more

The post 401(a) vs. 401(k): What’s The Difference? appeared first on Dividend Power. We’re all aware of the importance of saving for retirement, but it’s crucial to comprehend the retirement savings options provided by your employer. The 401(k) plan enables you to allocate a portion of your earnings toward a retirement fund, while the 401(a) plan mainly serves as a retirement savings option. Both plans share similar objectives but vary significantly in their structures and features. Read on to learn more about the difference between 401(a) vs 401(k). What Is a 401(a)? A 401(a) retirement savin ..read more

The post Managing Deals in the Digital Era: Using Technology to Identify Better Investment Prospects appeared first on Dividend Power. Technological developments continuously change how different businesses operate, and managing deal sourcing and investments are no exception. For investors hoping to improve their deal flow, the digital era has brought in a new wave of tools and approaches that bring benefits and challenges.  This focus on using technology to find and seize investing opportunities is not only relevant but also necessary for anyone hoping to stay ahead in the cutthroat ..read more

The post Dividends vs. Stock Buybacks: How Can You Benefit from Both? appeared first on Dividend Power. Dividends vs. Stock Buybacks? Which one is better? This debate has been going around for decades, and every investor has their favorites. One might prefer dividends, or someone else in the room may praise stock buyback. It’s a never-ending debate among investors, and honestly, it is a subjective matter.  There is not one correct answer to the question. It depends on the investor and what they like and how they want to benefit. This article will explore these two strategies, dissecting t ..read more